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Dallas vs. Fort Collins

Dallas, TX  ·  Fort Collins, CO

TL;DR

Dallas cost-of-living index is 105 vs 111 for Fort Collins (US = 100). Median home: $370,000 vs $500,000. Median rent: $1,275/mo vs $1,500/mo.

Source: Zillow ZHVI/ZORI · Census ACS, 2026-06-05

Dallas is 6% cheaper than Fort Collins overall.

Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-06-05

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Home Price

TX: $370,000

CO: $500,000

Monthly Rent

TX: $1,275/mo

CO: $1,500/mo

COL Index

TX: 105

CO: 111

Median Income

TX: $69,400

CO: $78,600

Side-by-Side Comparison

Metric
Dallas
Fort Collins
Lower / Higher

Median Home Price

$370,000
$500,000
↓Dallas

Monthly Rent (Median)

$1,275/mo
$1,500/mo
↓Dallas

Median Household Income

$69,400
$78,600
↓Fort Collins

Property Tax Rate

1.8%
0.55%
↓Fort Collins

Cost of Living Index

100 = national average

105
111
↓Dallas

Avg. Commute

28 min
22 min
↓Fort Collins

Unemployment Rate

3.8%
2.8%
↓Fort Collins

Median Age

34.8 yrs
30.8 yrs
↓Dallas

What This Means For You

Headline insight

Buying Power

A $100,000 salary in Dallas has the same purchasing power as $105,714 in Fort Collins— based on each city's cost of living index.

Housing

Homes in Fort Collins are 35% cheaper (-$130,000 less). That's a meaningful down-payment and monthly-payment difference.

Renting

Renting in Dallas saves $225/month — $2,700 per year. Median rent: $1,275/mo in Dallas vs $1,500/mo in Fort Collins.

Property Taxes

On a median-priced home, Dallas owners pay roughly $6,660/year vs $2,750/year in Fort Collins. That's a $3,910 annual difference.

Local Earnings

Median household income is $69,400 in Dallas and $78,600 in Fort Collins. Dallas residents earn 13% more — but factor in cost of living.

Daily Commute

Average commute is 28 minutes in Dallas vs 22 minutes in Fort Collins. Over a year, that's 3000 extra minutes (50 hours) of commuting in Dallas.

Salary Equivalence

To maintain the same lifestyle when moving from Dallas to Fort Collins, here's the salary you'd need:

Salary in DallasEquivalent in Fort CollinsDifference
$50,000$52,857+$2,857
$75,000$79,286+$4,286
$100,000$105,714+$5,714
$150,000$158,571+$8,571
$200,000$211,429+$11,429

* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.

Run the Numbers

Mortgage Calculator

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Rent vs Buy

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Cost of Living

Full cost of living comparison tool

Home Appreciation

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Affordability Calculator

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Property Tax Calculator

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Dallas Calculators

→ Mortgage calculator for Dallas→ Rent vs buy in Dallas

Fort Collins Calculators

→ Mortgage calculator for Fort Collins→ Rent vs buy in Fort Collins

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Dallas vs Fort Collins: Common Questions

Is Dallas or Fort Collins cheaper to live in?

Based on cost of living indices, Dallas is cheaper overall. Dallas has a COL index of 105 while Fort Collins scores 111 (national average = 100).

How do home prices compare between Dallas and Fort Collins?

The median home price in Dallas is $370,000 vs $500,000 in Fort Collins — a difference of $130,000 (35%).

What salary do I need in Fort Collins to match my Dallas income?

Use the salary equivalence table above. For example, a $100K salary in Dallas is equivalent to $105,714 in Fort Collins in terms of purchasing power.

Which city has lower property taxes?

Fort Collins has a lower property tax rate (0.55% vs 1.8%). On a median-priced home, that means paying $2,750/year vs $6,660/year.

How does rent compare in Dallas vs Fort Collins?

Median monthly rent: $1,275 in Dallas vs $1,500 in Fort Collins. Annualized: $15,300 vs $18,000.

What is the median household income in each city?

Dallas: $69,400/yr. Fort Collins: $78,600/yr (Census ACS).

Which city is better for remote workers?

Lower-cost Dallas typically lets remote-workers keeping a coastal salary stretch further. Higher-cost cities usually win on amenities and labor-market depth.

Where does the data on this comparison come from?

Numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this comparison updated?

Source feeds refresh on their native cadence — hourly for mortgage rates, monthly for ZHVI/ZORI, annually for ACS. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. This page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

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Sources & Citations

  1. Zillow Research — Zillow Home Value Index (ZHVI) and Observed Rent Index (ZORI) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates for median household income, median age, commute time — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities (RPP) by state and metro — bea.gov/rpp
  4. Tax Foundation — effective property tax rates and state tax rates — taxfoundation.org
  5. U.S. Bureau of Labor Statistics — unemployment rates and regional CPI — bls.gov
  6. Council for Community and Economic Research (C2ER) — Cost of Living Index — coli.org
Methodology & Assumptions

City-level metrics (median home price, median rent, median household income, property tax rate, COL index, commute, unemployment, median age) are sourced from Zillow ZHVI/ZORI[1], Census ACS 5-year estimates[2], BEA Regional Price Parities[3], Tax Foundation[4], and BLS Local Area Unemployment Statistics[5].

The Cost of Living Index uses 100 = national average (C2ER methodology[6]): values above 100 indicate a city is more expensive than the national average, below 100 less expensive.

Salary equivalence uses the ratio adjustedSalary = salary × (colDestination / colOrigin). This accounts for cost-of-living differences but does not model state income tax variation, which can be significant.

Annual property tax is computed as medianHomePrice × propertyTaxRate. Actual assessed value may differ from sale price. Effective rates vary within a metro; these are metro-wide medians.

Commute-hours calculations assume 250 working days/year and a round-trip commute. "Tied" in the comparison table means values within ±1% of each other.

Last reviewed reflects the maximum retrievedAt timestamp across every sourced dataset feeding this page. When any source refreshes, the next ISR revalidation (every 24 hours) picks the new date.

Cost of living data sourced from [6] C2ER, [2] U.S. Census Bureau, and [1] Zillow Research. Tax rates from [4] Tax Foundation. Last reviewed 2026-06-05.