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Dallas vs Lubbock

Dallas, TX  ·  Lubbock, TX

⚖️

Lubbock is 17% cheaper than Dallas overall.

Home Price

Dallas: $370,000

Lubbock: $195,000

Monthly Rent

Dallas: $1,275/mo

Lubbock: $875/mo

COL Index

Dallas: 105

Lubbock: 87

Median Income

Dallas: $69,400

Lubbock: $52,400

Side-by-Side Comparison

Metric
Dallas
Lubbock
Winner
🏠

Median Home Price

$370,000
$195,000
Lubbock
🏢

Monthly Rent (Median)

$1,275/mo
$875/mo
Lubbock
💰

Median Household Income

$69,400
$52,400
Dallas
📋

Property Tax Rate

1.8%
1.8%
Tied
📊

Cost of Living Index

100 = national average

105
87
Lubbock
🚗

Avg. Commute

28 min
20 min
Lubbock
📈

Unemployment Rate

3.8%
3.9%
Dallas
👥

Median Age

34.8 yrs
29.6 yrs
Dallas

What This Means For You

💵

Buying Power

A $100,000 salary in Dallas has the same purchasing power as $82,857 in Lubbock — based on each city's cost of living index.

🏠

Housing

Homes in Lubbock cost 47% more (-$175,000 extra). Expect a larger mortgage and down payment.

🏢

Renting

Renting in Lubbock saves you $400/month — $4,800 per year. Median rent: $1,275/mo in Dallas vs $875/mo in Lubbock.

📋

Property Taxes

On a median-priced home, Dallas owners pay roughly $6,660/year in property taxes vs $3,510/year in Lubbock. Rates are comparable.

💼

Local Earnings

Median household income is $69,400 in Dallas and $52,400 in Lubbock. Lubbock residents earn 24% more — but remember to factor in cost of living.

🚗

Daily Commute

Average commute is 28 minutes in Dallas vs 20 minutes in Lubbock. Over a year, that's 4000 extra minutes (67 hours) of commuting in Dallas.

Salary Equivalence

To maintain the same lifestyle when moving from Dallas to Lubbock, here's the salary you'd need:

Salary in DallasEquivalent in LubbockDifference
$50,000$41,429-$8,571
$75,000$62,143-$12,857
$100,000$82,857-$17,143
$150,000$124,286-$25,714
$200,000$165,714-$34,286

* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.

Run the Numbers

Related Comparisons

Dallas vs Lubbock: Common Questions

Is Dallas or Lubbock cheaper to live in?

Based on cost of living indices, Lubbock is cheaper overall. Dallas has a COL index of 105 while Lubbock scores 87 (national average = 100).

How do home prices compare between Dallas and Lubbock?

The median home price in Dallas is $370,000 vs $195,000 in Lubbock — a difference of $175,000 (47%).

What salary do I need in Lubbock to match my Dallas income?

Use the salary equivalence table above. For example, a $100K salary in Dallas is equivalent to $82,857 in Lubbock in terms of purchasing power.

Which city has lower property taxes?

Lubbock has a lower property tax rate (1.8% vs 1.8%). On a median-priced home, that means paying $3,510/year vs $6,660/year.

Cost of living data sourced from Council for Community and Economic Research (C2ER) Cost of Living Index, U.S. Census Bureau American Community Survey, and Zillow Research. Tax rates from Tax Foundation and state revenue agencies. Last updated: March 2025.