Dallas, TX · Lubbock, TX
Lubbock is 17% cheaper than Dallas overall.
Home Price
Dallas: $370,000
Lubbock: $195,000
Monthly Rent
Dallas: $1,275/mo
Lubbock: $875/mo
COL Index
Dallas: 105
Lubbock: 87
Median Income
Dallas: $69,400
Lubbock: $52,400
Median Home Price
Monthly Rent (Median)
Median Household Income
Property Tax Rate
Cost of Living Index
100 = national average
Avg. Commute
Unemployment Rate
Median Age
A $100,000 salary in Dallas has the same purchasing power as $82,857 in Lubbock — based on each city's cost of living index.
Homes in Lubbock cost 47% more (-$175,000 extra). Expect a larger mortgage and down payment.
Renting in Lubbock saves you $400/month — $4,800 per year. Median rent: $1,275/mo in Dallas vs $875/mo in Lubbock.
On a median-priced home, Dallas owners pay roughly $6,660/year in property taxes vs $3,510/year in Lubbock. Rates are comparable.
Median household income is $69,400 in Dallas and $52,400 in Lubbock. Lubbock residents earn 24% more — but remember to factor in cost of living.
Average commute is 28 minutes in Dallas vs 20 minutes in Lubbock. Over a year, that's 4000 extra minutes (67 hours) of commuting in Dallas.
To maintain the same lifestyle when moving from Dallas to Lubbock, here's the salary you'd need:
| Salary in Dallas | Equivalent in Lubbock | Difference |
|---|---|---|
| $50,000 | $41,429 | -$8,571 |
| $75,000 | $62,143 | -$12,857 |
| $100,000 | $82,857 | -$17,143 |
| $150,000 | $124,286 | -$25,714 |
| $200,000 | $165,714 | -$34,286 |
* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.
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Cost of Living
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Based on cost of living indices, Lubbock is cheaper overall. Dallas has a COL index of 105 while Lubbock scores 87 (national average = 100).
The median home price in Dallas is $370,000 vs $195,000 in Lubbock — a difference of $175,000 (47%).
Use the salary equivalence table above. For example, a $100K salary in Dallas is equivalent to $82,857 in Lubbock in terms of purchasing power.
Lubbock has a lower property tax rate (1.8% vs 1.8%). On a median-priced home, that means paying $3,510/year vs $6,660/year.
Median monthly rent: $1,275 in Dallas vs $875 in Lubbock. Annualized: $15,300 vs $10,500.
Dallas: $69,400/yr. Lubbock: $52,400/yr (Census ACS).
Lower-cost Lubbock typically lets remote-workers keeping a coastal salary stretch further. Higher-cost cities usually win on amenities and labor-market depth.
Numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income), and BEA RPP (cost-of-living index). Each value is timestamped on the page.
Source feeds refresh on their native cadence — hourly for mortgage rates, monthly for ZHVI/ZORI, annually for ACS. Page caches revalidate every 24 hours via Next.js ISR.
No. This page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.
City-level metrics (median home price, median rent, median household income, property tax rate, COL index, commute, unemployment, median age) are sourced from Zillow ZHVI/ZORI[1], Census ACS 5-year estimates[2], BEA Regional Price Parities[3], Tax Foundation[4], and BLS Local Area Unemployment Statistics[5].
The Cost of Living Index uses 100 = national average (C2ER methodology[6]): values above 100 indicate a city is more expensive than the national average, below 100 less expensive.
Salary equivalence uses the ratio adjustedSalary = salary × (colDestination / colOrigin). This accounts for cost-of-living differences but does not model state income tax variation, which can be significant.
Annual property tax is computed as medianHomePrice × propertyTaxRate. Actual assessed value may differ from sale price. Effective rates vary within a metro; these are metro-wide medians.
Commute-hours calculations assume 250 working days/year and a round-trip commute. "Tied" in the comparison table means values within ±1% of each other.
Last reviewed reflects the maximum retrievedAt timestamp across every sourced dataset feeding this page. When any source refreshes, the next ISR revalidation (every 24 hours) picks the new date.
Cost of living data sourced from [6] C2ER, [2] U.S. Census Bureau, and [1] Zillow Research. Tax rates from [4] Tax Foundation. Last reviewed .