ACS 2023 × ZHVI 2026 · 50-state ranking

Home Affordability (Price-to-Income) by State

Source: Census ACS + Zillow (ACS 2023 × ZHVI 2026). All 50 states ranked, with a click-through map and a downloadable CSV. Updated 2026-04-25.

Census ACS + Zillow, ACS 2023 × ZHVI 2026 · updated Apr 2026

Home Affordability (Price-to-Income) by State map showing 51 states. Hover or tap a state for details.

Loading map…

Low → High

3.1 – 3.711 states
3.7 – 4.410 states
4.4 – 5.010 states
5.0 – 5.810 states
5.8 – 8.710 states

Open dataset

Download home affordability (price-to-income) by state

Full 51-state dataset, branded chart PNG, and embed code. Licensed CC-BY 4.0 — attribution to calcfi.app/maps required.

Download CSV →Chart PNG →Combined CSV →Embed guide License

Full ranking

All 50 states ranked

Source: Census ACS + Zillow (ACS 2023 × ZHVI 2026)

Rank	State	Home Affordability (Price-to-Income)	% of US
1	Hawaii	8.738	181.1%
2	California	8.109	168.1%
3	Montana	6.595	136.7%
4	Massachusetts	6.576	136.3%
5	Washington	6.353	131.7%
6	Idaho	6.316	130.9%
7	Oregon	6.225	129.0%
8	New York	6.185	128.2%
9	Rhode Island	5.876	121.8%
10	Nevada	5.852	121.3%

Show all 50 states (41 more) ↓

11	Colorado	5.832	120.9%
12	Utah	5.757	119.3%
13	New Jersey	5.707	118.3%
14	Maine	5.528	114.6%
15	Arizona	5.475	113.5%
16	District of Columbia	5.388	111.7%
17	New Hampshire	5.239	108.6%
18	Florida	5.124	106.2%
19	New Mexico	5.087	105.4%
20	Wyoming	5.016	104.0%
21	Delaware	4.952	102.6%
22	Tennessee	4.933	102.2%
23	Vermont	4.852	100.6%
24	Connecticut	4.761	98.7%
25	North Carolina	4.751	98.5%
26	Virginia	4.586	95.1%
27	South Carolina	4.485	93.0%
28	Alaska	4.475	92.8%
29	Georgia	4.449	92.2%
30	Wisconsin	4.424	91.7%
31	South Dakota	4.416	91.5%
32	Maryland	4.355	90.3%
33	Minnesota	4.074	84.4%
34	Texas	3.971	82.3%
35	Missouri	3.837	79.5%
36	Pennsylvania	3.83	79.4%
37	Alabama	3.801	78.8%
38	Kentucky	3.794	78.6%
39	Arkansas	3.783	78.4%
40	Michigan	3.756	77.9%
41	North Dakota	3.712	76.9%
42	Nebraska	3.707	76.8%
43	Indiana	3.658	75.8%
44	Louisiana	3.635	75.3%
45	Ohio	3.573	74.1%
46	Mississippi	3.559	73.8%
47	Illinois	3.558	73.7%
48	Oklahoma	3.548	73.5%
49	Kansas	3.48	72.1%
50	Iowa	3.242	67.2%
51	West Virginia	3.117	64.6%

Updated 2026-04-25. Click any state for the full breakdown.

Methodology

Price-to-income ratio computed as Zillow ZHVI (state median home value, all homes, smoothed seasonally adjusted) divided by Census ACS 1-year median household income (B19013). Higher ratio = harder to afford. Both inputs are state aggregates — county and metro variance can be substantial.

Rank

State

Home Affordability (Price-to-Income)

8.738

8.109

6.595

6.576

6.353

6.316

6.225

6.185

5.876

5.852