Maps/30-Year Fixed Mortgage Rate by State/Nevada
State Index · Mortgage Rate · Nevada · 2026
6.23%

Average Mortgage Rate in Nevada

Rank #29 of 501.0% of national averageSource: Freddie Mac PMMS (Week of 2026-04-23)

Nevada ranks #29 of 51 for 30-year mortgage rate in 2026.

Nevada mortgage payment calculator →Compare statesDownload image
  • Salary
  • Tax Burden
  • Cost of Living
  • Mortgage
  • Rent
  • Affordability
PMMS publishes a NATIONAL weekly 30-yr fixed rate; state-level rate data is not freely available from Freddie Mac. MVP replicates the national rate across all 50 states + DC with value_json.note flagging the limitation. State-level mortgage rate ETL (FHFA MIRS or aggregate CFPB HMDA) is a future roadmap item. Licensing: PMMS values are publicly published and attributable to Freddie Mac; no licensing concern for display with attribution.
Freddie Mac PMMS, Week of 2026-04-23 · updated Apr 2026
30-Year Fixed Mortgage Rate by State map showing 51 states. Hover or tap a state for details.
Loading map…
Full ranking

All 50 states ranked

Source: Freddie Mac PMMS (Week of 2026-04-23)

RankState30-Year Fixed Mortgage Rate% of US
1Alabama6.23%1.0%
2Alaska6.23%1.0%
3Arizona6.23%1.0%
4Arkansas6.23%1.0%
5California6.23%1.0%
6Colorado6.23%1.0%
7Connecticut6.23%1.0%
8Delaware6.23%1.0%
9District of Columbia6.23%1.0%
10Florida6.23%1.0%
Show all 50 states (41 more) ↓Show top 10 only ↑
11Georgia6.23%1.0%
12Hawaii6.23%1.0%
13Idaho6.23%1.0%
14Illinois6.23%1.0%
15Indiana6.23%1.0%
16Iowa6.23%1.0%
17Kansas6.23%1.0%
18Kentucky6.23%1.0%
19Louisiana6.23%1.0%
20Maine6.23%1.0%
21Maryland6.23%1.0%
22Massachusetts6.23%1.0%
23Michigan6.23%1.0%
24Minnesota6.23%1.0%
25Mississippi6.23%1.0%
26Missouri6.23%1.0%
27Montana6.23%1.0%
28Nebraska6.23%1.0%
29Nevada6.23%1.0%
30New Hampshire6.23%1.0%
31New Jersey6.23%1.0%
32New Mexico6.23%1.0%
33New York6.23%1.0%
34North Carolina6.23%1.0%
35North Dakota6.23%1.0%
36Ohio6.23%1.0%
37Oklahoma6.23%1.0%
38Oregon6.23%1.0%
39Pennsylvania6.23%1.0%
40Rhode Island6.23%1.0%
41South Carolina6.23%1.0%
42South Dakota6.23%1.0%
43Tennessee6.23%1.0%
44Texas6.23%1.0%
45Utah6.23%1.0%
46Vermont6.23%1.0%
47Virginia6.23%1.0%
48Washington6.23%1.0%
49West Virginia6.23%1.0%
50Wisconsin6.23%1.0%
51Wyoming6.23%1.0%

Updated 2026-04-25. Click any state for the full breakdown.

FAQ

Nevada mortgage rate: common questions

What is the average mortgage rate in Nevada?

Nevada mortgage rate is 6.23% as of Week of 2026-04-23, according to Freddie Mac PMMS. That puts Nevada at rank #29 of 50 US states, below the national average of 623.00%.

How does Nevada compare to nearby states?

Among Nevada's neighbors, Oregon shows 6.23%, Idaho shows 6.23%, Utah shows 6.23%. Use the CalcFi compare view to line all of them up: /maps/compare?cat=mortgage&states=nv,or,id,ut. Nearby states share labor markets and housing corridors, so the comparison is usually the most relevant one.

Which Nevada metros have the highest mortgage rate?

Top Nevada metros include Las Vegas, Henderson, and Reno. City-level mortgage rate data drops in Q3 2026 once BLS releases its metro-area tables for the year. Carson City is the state capital. Until then, the state-level number is the best available read.

What mortgage rate should I expect in Nevada?

The current 30-year fixed average in Nevada is 6.23% per Freddie Mac PMMS, adjusted for state spread. Your actual rate depends on credit score, down payment, loan type, and lender competition. Use the mortgage payment calculator to see the monthly cost at your expected rate.

More on this state

Nevada data, by category

Salary in Nevada →Tax burden in Nevada →Cost of living in Nevada →Rent in Nevada →

Nearby states

Oregon mortgage rate →Idaho mortgage rate →Utah mortgage rate →

Related calculators

  • Mortgage payment calculator →
  • Mortgage affordability calculator →

Top Nevada cities · 30-Year Fixed Mortgage Rate by State

5 cities ranked by 30-year fixed mortgage rate by state. Lower is better.

Compare top 3 →

Note: 30-year fixed rates are reported national/state-level (Freddie PMMS). City affordability shown as median home price.

  1. 1North Las Vegaspop 280k$370,000
  2. 2Las Vegaspop 2,340k$415,000
  3. 3Sparkspop 115k$420,000
  4. 4Hendersonpop 330k$445,000
  5. 5Renopop 490k$465,000
Methodology

Freddie Mac Primary Mortgage Market Survey 30-yr fixed national weekly average. State-level rate data is not freely published; the national rate is replicated across states with disclosure. Updated weekly via FRED MORTGAGE30US.