Calculate real estate agent commission, agent splits, and estimated net proceeds from your home sale.
Standard: 5–6%
Typically 2.5–3%
5.5% of sale price
| Sale Price | $450,000 |
| Total Commission (5.5%) | $24,750 |
| Buyer's Agent (2.5%) | $11,250 |
| Seller's Agent (3.0%) | $13,500 |
| Remaining Mortgage Balance | $300,000 |
| Estimated Net Proceeds | $125,250 |
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Total Commission = Sale Price × Commission Rate
Net Proceeds = Sale Price − Commission − Mortgage Balance
Commission rates are negotiable — standard is 5–6% split between agents.
The standard real estate commission is 5–6% of the sale price. It's typically split between the buyer's agent (2.5–3%) and seller's agent (2.5–3%). Since the 2024 NAR settlement, buyers may need to negotiate separately with their agent.
Traditionally, the seller pays both agents' commissions from sale proceeds. After the 2024 NAR settlement, buyer's agent compensation is now negotiated separately — sellers can still offer a concession, but it's not automatic.
Absolutely. Commission rates are not fixed by law and are fully negotiable. Flat-fee MLS services list your home for $200–$500. Discount brokerages charge 1–1.5%. Traditional agents may negotiate to 4–5% in competitive markets.
For sellers, real estate commission is subtracted from your sale price when calculating capital gains, reducing your taxable gain. It's not a deductible expense per se, but it does reduce your profit — which is even better.
A listing agent provides pricing analysis (CMA), professional photography, MLS listing, marketing, showing coordination, offer negotiation, contract management, and closing coordination. Buyer's agents provide property search, showing, offer strategy, and negotiation.
Calculations are for educational purposes only. Consult a qualified financial advisor for personalized advice.