Estimate Section 8 / Housing Choice Voucher fair market rent, HUD payment standard, and tenant vs. government payment split.
Payment Standard: $1,100/mo
| Fair Market Rent (FMR) | $1,100 |
| Payment Standard | $1,100 |
| Tenant Pays | $750 |
| HUD / PHA Pays | $350 |
| Landlord Receives | $1,100 |
FMR estimates based on HUD 2024 ranges by market tier. Verify exact FMRs at HUD.gov for your specific area.
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Payment Standard = FMR × Payment Standard %
Tenant Share = min(30% of Income, Payment Standard)
HUD Share = Payment Standard − Tenant Share
The Housing Choice Voucher (HCV) program, commonly called Section 8, provides rental subsidies to low-income households. HUD pays a portion of rent directly to landlords; tenants pay 30% of their income.
HUD sets FMRs annually for each metropolitan area and county, based on the 40th percentile of gross rents for recently moved-in renters. Some areas use payment standards at 90–110% of FMR.
Yes, but tenants must pay the difference above the payment standard. However, PHAs typically approve rents at or below FMR to keep housing affordable.
Guaranteed monthly government payments, reduced vacancy risk, broader tenant pool, and stable long-term tenancies. The downside is HUD inspection requirements and paperwork.
Calculations are for educational purposes only. Consult a qualified financial advisor for personalized advice.