Capital Gains Tax Calculator for Austin, TX
Updated 2026 · Local data pre-filled
Capital gains tax in Austin, TX depends on your federal rate plus Texas state taxes. For real estate, note that the median home in Austin has appreciated significantly — understanding your tax liability before selling is critical. Long-term gains (assets held >1 year) receive preferential federal rates of 0%, 15%, or 20%.
How Austin Compares to the National Average
Understanding how Austin stacks up helps you calibrate your financial planning.
| Metric | Austin, TX | US Average | Difference |
|---|---|---|---|
| Median Home Price | $500,000 | $420,800 | +18.8% |
| Median Monthly Rent | $1,300 | $1,713 | -24.1% |
| Median Household Income | $83,800 | $74,580 | +12.4% |
| Property Tax Rate | 1.80% | 1.10% | +63.6% |
| Cost of Living Index | 121 | 100 | +21.0% |
Sources: U.S. Census Bureau, BLS, Zillow, NAR (2024–2025). Green = favorable for residents; red = less favorable.
Austin Financial Snapshot
- Population (Metro)
- 2,300,000
- Unemployment
- 3.1%
- Avg Commute
- 27 min
- Median Age
- 34
- Price-to-Rent Ratio
- 32.1x
- Annual Property Tax
- $9,000
Capital Gains Tax Calculator in Other Texas Cities
Frequently Asked Questions — Austin
What is the median home price in Austin, TX?
The median home price in Austin is $500,000 as of 2025–2026. This is above the national median of $420,800.
What is the average rent in Austin?
Median monthly rent in Austin is $1,300. That works out to $15,600/year, or 19% of the median household income — within the commonly recommended 30% of income guideline.
Is Austin affordable?
Austin's cost of living index is 121 vs. the national average of 100. With a median household income of $83,800/year and a median home price of $500,000, the price-to-income ratio is 6.0x. Austin falls in the middle of the affordability spectrum for US cities.
What is the property tax rate in Austin?
The effective property tax rate in Austin is 1.80% of assessed value. On the median home of $500,000, that's roughly $9,000/year ($750/month).