Capital Gains Tax Calculator for Laredo, TX
Updated 2026 · Local data pre-filled
Capital gains tax in Laredo, TX depends on your federal rate plus Texas state taxes. For real estate, note that the median home in Laredo has appreciated significantly — understanding your tax liability before selling is critical. Long-term gains (assets held >1 year) receive preferential federal rates of 0%, 15%, or 20%.
How Laredo Compares to the National Average
Understanding how Laredo stacks up helps you calibrate your financial planning.
| Metric | Laredo, TX | US Average | Difference |
|---|---|---|---|
| Median Home Price | $175,000 | $420,800 | -58.4% |
| Median Monthly Rent | $825 | $1,713 | -51.8% |
| Median Household Income | $44,800 | $74,580 | -39.9% |
| Property Tax Rate | 1.80% | 1.10% | +63.6% |
| Cost of Living Index | 83 | 100 | -17.0% |
Sources: U.S. Census Bureau, BLS, Zillow, NAR (2024–2025). Green = favorable for residents; red = less favorable.
Laredo Financial Snapshot
- Population (Metro)
- 275,000
- Unemployment
- 5.2%
- Avg Commute
- 21 min
- Median Age
- 28.6
- Price-to-Rent Ratio
- 17.7x
- Annual Property Tax
- $3,150
Capital Gains Tax Calculator in Other Texas Cities
Frequently Asked Questions — Laredo
What is the median home price in Laredo, TX?
The median home price in Laredo is $175,000 as of 2025–2026. This is below the national median of $420,800.
What is the average rent in Laredo?
Median monthly rent in Laredo is $825. That works out to $9,900/year, or 22% of the median household income — within the commonly recommended 30% of income guideline.
Is Laredo affordable?
Laredo's cost of living index is 83 vs. the national average of 100. With a median household income of $44,800/year and a median home price of $175,000, the price-to-income ratio is 3.9x. Laredo remains relatively affordable compared to many US metros.
What is the property tax rate in Laredo?
The effective property tax rate in Laredo is 1.80% of assessed value. On the median home of $175,000, that's roughly $3,150/year ($262/month).