Cost of Living Comparison for Laredo, TX
Updated 2026 · Local data pre-filled
Laredo's cost of living index is 83 — 17% cheaper than the national average. This factors in housing, groceries, utilities, transportation, and healthcare. Use this calculator to see how your purchasing power would change if you moved to another city.
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How Laredo Compares to the National Average
Understanding how Laredo stacks up helps you calibrate your financial planning.
| Metric | Laredo, TX | US Average | Difference |
|---|---|---|---|
| Median Home Price | $175,000 | $420,800 | -58.4% |
| Median Monthly Rent | $825 | $1,713 | -51.8% |
| Median Household Income | $44,800 | $74,580 | -39.9% |
| Property Tax Rate | 1.80% | 1.10% | +63.6% |
| Cost of Living Index | 83 | 100 | -17.0% |
Sources: U.S. Census Bureau, BLS, Zillow, NAR (2024–2025). Green = favorable for residents; red = less favorable.
Laredo Financial Snapshot
- Population (Metro)
- 275,000
- Unemployment
- 5.2%
- Avg Commute
- 21 min
- Median Age
- 28.6
- Price-to-Rent Ratio
- 17.7x
- Annual Property Tax
- $3,150
Cost of Living Comparison in Other Texas Cities
Frequently Asked Questions — Laredo
What is the median home price in Laredo, TX?
The median home price in Laredo is $175,000 as of 2025–2026. This is below the national median of $420,800.
What is the average rent in Laredo?
Median monthly rent in Laredo is $825. That works out to $9,900/year, or 22% of the median household income — within the commonly recommended 30% of income guideline.
Is Laredo affordable?
Laredo's cost of living index is 83 vs. the national average of 100. With a median household income of $44,800/year and a median home price of $175,000, the price-to-income ratio is 3.9x. Laredo remains relatively affordable compared to many US metros.
What is the property tax rate in Laredo?
The effective property tax rate in Laredo is 1.80% of assessed value. On the median home of $175,000, that's roughly $3,150/year ($262/month).