Mortgage Affordability Calculator for Brownsville, TX
Updated 2026 · Local data pre-filled
In Brownsville, the median household income is $40,200 per year, while the median home costs $160,000. The price-to-income ratio is 4.0x — relatively affordable for local buyers. Use this calculator to determine what you can comfortably afford based on your income.
✓ Calculator below is pre-filled with Brownsville local data
How Brownsville Compares to the National Average
Understanding how Brownsville stacks up helps you calibrate your financial planning.
| Metric | Brownsville, TX | US Average | Difference |
|---|---|---|---|
| Median Home Price | $160,000 | $420,800 | -62.0% |
| Median Monthly Rent | $825 | $1,713 | -51.8% |
| Median Household Income | $40,200 | $74,580 | -46.1% |
| Property Tax Rate | 1.80% | 1.10% | +63.6% |
| Cost of Living Index | 80 | 100 | -20.0% |
Sources: U.S. Census Bureau, BLS, Zillow, NAR (2024–2025). Green = favorable for residents; red = less favorable.
Brownsville Financial Snapshot
- Population (Metro)
- 430,000
- Unemployment
- 5.8%
- Avg Commute
- 21 min
- Median Age
- 29.8
- Price-to-Rent Ratio
- 16.2x
- Annual Property Tax
- $2,880
Mortgage Affordability Calculator in Other Texas Cities
Frequently Asked Questions — Brownsville
What is the median home price in Brownsville, TX?
The median home price in Brownsville is $160,000 as of 2025–2026. This is below the national median of $420,800.
What is the average rent in Brownsville?
Median monthly rent in Brownsville is $825. That works out to $9,900/year, or 25% of the median household income — within the commonly recommended 30% of income guideline.
Is Brownsville affordable?
Brownsville's cost of living index is 80 vs. the national average of 100. With a median household income of $40,200/year and a median home price of $160,000, the price-to-income ratio is 4.0x. Brownsville remains relatively affordable compared to many US metros.
What is the property tax rate in Brownsville?
The effective property tax rate in Brownsville is 1.80% of assessed value. On the median home of $160,000, that's roughly $2,880/year ($240/month).