District of Columbia Mortgage Affordability Calculator — Updated 2026
State abbreviation: DC
In District of Columbia, the median home price is $715,000 as of 2026. Property taxes run at 0.85% of home value annually, and homeowners insurance averages $1440/year. The state income tax rate is 8.95%, which affects your ability to itemize deductions on mortgage interest. The cost of living index in District of Columbia is 137 (100 = national average).
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District of Columbia Financial Data (2026)
- State Tax Rate
- 8.95%
- Property Tax Rate
- 0.85%
- Median Home Price
- $715,000
- Avg Insurance Cost
- $1,440/year
- Cost of Living Index
- 137
- State Abbreviation
- DC