1. Home
  2. /Compare Cities
  3. /Austin vs Washington

Austin vs. Washington

Austin, TX  ·  Washington, DC

TL;DR

Austin cost-of-living index is 121 vs 154 for Washington (US = 100). Median home: $500,000 vs $575,000. Median rent: $1,300/mo vs $2,195/mo.

Source: Zillow ZHVI/ZORI · Census ACS, 2026-06-12

Austin is 27% cheaper than Washington overall.

Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-06-12

Looking for the national Mortgage Payment Calculator? Mortgage Payment Calculator.

Home Price

TX: $500,000

DC: $575,000

Monthly Rent

TX: $1,300/mo

DC: $2,195/mo

COL Index

TX: 121

DC: 154

Median Income

TX: $83,800

DC: $98,700

Side-by-Side Comparison

Metric
Austin
Washington
Lower / Higher

Median Home Price

$500,000
$575,000
↓Austin

Monthly Rent (Median)

$1,300/mo
$2,195/mo
↓Austin

Median Household Income

$83,800
$98,700
↓Washington

Property Tax Rate

1.8%
0.57%
↓Washington

Cost of Living Index

100 = national average

121
154
↓Austin

Avg. Commute

27 min
34 min
↓Austin

Unemployment Rate

3.1%
4%
↓Austin

Median Age

34 yrs
34.7 yrs
↓Washington

What This Means For You

Headline insight

Buying Power

A $100,000 salary in Austin has the same purchasing power as $127,273 in Washington— based on each city's cost of living index.

Housing

Homes in Washington are 15% cheaper (-$75,000 less). That's a meaningful down-payment and monthly-payment difference.

Renting

Renting in Austin saves $895/month — $10,740 per year. Median rent: $1,300/mo in Austin vs $2,195/mo in Washington.

Property Taxes

On a median-priced home, Austin owners pay roughly $9,000/year vs $3,278/year in Washington. That's a $5,723 annual difference.

Local Earnings

Median household income is $83,800 in Austin and $98,700 in Washington. Austin residents earn 18% more — but factor in cost of living.

Daily Commute

Average commute is 27 minutes in Austin vs 34 minutes in Washington. Over a year, that's 3500 extra minutes (58 hours) of commuting in Washington.

Salary Equivalence

To maintain the same lifestyle when moving from Austin to Washington, here's the salary you'd need:

Salary in AustinEquivalent in WashingtonDifference
$50,000$63,636+$13,636
$75,000$95,455+$20,455
$100,000$127,273+$27,273
$150,000$190,909+$40,909
$200,000$254,545+$54,545

* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.

Run the Numbers

Mortgage Calculator

See monthly payments for homes in either city

Rent vs Buy

Is it cheaper to rent or buy in these markets?

Cost of Living

Full cost of living comparison tool

Home Appreciation

Project future home value growth

Affordability Calculator

How much home can you afford?

Property Tax Calculator

Estimate taxes in Austin or Washington

Austin Calculators

→ Mortgage calculator for Austin→ Rent vs buy in Austin

Washington Calculators

→ Mortgage calculator for Washington→ Rent vs buy in Washington

Related Comparisons

New York vs AustinLos Angeles vs AustinSan Francisco vs AustinSan Jose vs AustinSeattle vs AustinDallas vs AustinHouston vs AustinAustin vs Denver

Austin vs Washington: Common Questions

Is Austin or Washington cheaper to live in?

Based on cost of living indices, Austin is cheaper overall. Austin has a COL index of 121 while Washington scores 154 (national average = 100).

How do home prices compare between Austin and Washington?

The median home price in Austin is $500,000 vs $575,000 in Washington — a difference of $75,000 (15%).

What salary do I need in Washington to match my Austin income?

Use the salary equivalence table above. For example, a $100K salary in Austin is equivalent to $127,273 in Washington in terms of purchasing power.

Which city has lower property taxes?

Washington has a lower property tax rate (0.57% vs 1.8%). On a median-priced home, that means paying $3,278/year vs $9,000/year.

How does rent compare in Austin vs Washington?

Median monthly rent: $1,300 in Austin vs $2,195 in Washington. Annualized: $15,600 vs $26,340.

What is the median household income in each city?

Austin: $83,800/yr. Washington: $98,700/yr (Census ACS).

Which city is better for remote workers?

Lower-cost Austin typically lets remote-workers keeping a coastal salary stretch further. Higher-cost cities usually win on amenities and labor-market depth.

Where does the data on this comparison come from?

Numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this comparison updated?

Source feeds refresh on their native cadence — hourly for mortgage rates, monthly for ZHVI/ZORI, annually for ACS. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. This page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Related Cities

  • Austin Home Affordability
  • Washington Home Affordability
  • Dallas vs Washington
  • Fort Worth vs Washington
  • Houston vs Washington
  • San Antonio vs Washington
Browse all Mortgage Payment Calculator calculators →

Sources & Citations

  1. Zillow Research — Zillow Home Value Index (ZHVI) and Observed Rent Index (ZORI) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates for median household income, median age, commute time — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities (RPP) by state and metro — bea.gov/rpp
  4. Tax Foundation — effective property tax rates and state tax rates — taxfoundation.org
  5. U.S. Bureau of Labor Statistics — unemployment rates and regional CPI — bls.gov
  6. Council for Community and Economic Research (C2ER) — Cost of Living Index — coli.org
Methodology & Assumptions

City-level metrics (median home price, median rent, median household income, property tax rate, COL index, commute, unemployment, median age) are sourced from Zillow ZHVI/ZORI[1], Census ACS 5-year estimates[2], BEA Regional Price Parities[3], Tax Foundation[4], and BLS Local Area Unemployment Statistics[5].

The Cost of Living Index uses 100 = national average (C2ER methodology[6]): values above 100 indicate a city is more expensive than the national average, below 100 less expensive.

Salary equivalence uses the ratio adjustedSalary = salary × (colDestination / colOrigin). This accounts for cost-of-living differences but does not model state income tax variation, which can be significant.

Annual property tax is computed as medianHomePrice × propertyTaxRate. Actual assessed value may differ from sale price. Effective rates vary within a metro; these are metro-wide medians.

Commute-hours calculations assume 250 working days/year and a round-trip commute. "Tied" in the comparison table means values within ±1% of each other.

Last reviewed reflects the maximum retrievedAt timestamp across every sourced dataset feeding this page. When any source refreshes, the next ISR revalidation (every 24 hours) picks the new date.

Cost of living data sourced from [6] C2ER, [2] U.S. Census Bureau, and [1] Zillow Research. Tax rates from [4] Tax Foundation. Last reviewed 2026-06-12.