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Boise vs Spokane

Boise, ID  ·  Spokane, WA

TL;DR

Boise cost-of-living index is 107 vs 94 for Spokane (US = 100). Median home: $435,000 vs $310,000. Median rent: $1,298/mo vs $1,050/mo.

Source: Zillow ZHVI/ZORI · Census ACS, 2026-04-19

⚖️

Spokane is 12% cheaper than Boise overall.

Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Home Price

Boise: $435,000

Spokane: $310,000

Monthly Rent

Boise: $1,298/mo

Spokane: $1,050/mo

COL Index

Boise: 107

Spokane: 94

Median Income

Boise: $70,400

Spokane: $59,200

Side-by-Side Comparison

Metric
Boise
Spokane
Winner
🏠

Median Home Price

$435,000
$310,000
Spokane
🏢

Monthly Rent (Median)

$1,298/mo
$1,050/mo
Spokane
💰

Median Household Income

$70,400
$59,200
Boise
📋

Property Tax Rate

0.63%
0.92%
Boise
📊

Cost of Living Index

100 = national average

107
94
Spokane
🚗

Avg. Commute

22 min
21 min
Spokane
📈

Unemployment Rate

2.8%
4.2%
Boise
👥

Median Age

36.7 yrs
37 yrs
Tied

What This Means For You

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Buying Power

A $100,000 salary in Boise has the same purchasing power as $87,850 in Spokane — based on each city's cost of living index.

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Housing

Homes in Spokane cost 29% more (-$125,000 extra). Expect a larger mortgage and down payment.

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Renting

Renting in Spokane saves you $248/month — $2,976 per year. Median rent: $1,298/mo in Boise vs $1,050/mo in Spokane.

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Property Taxes

On a median-priced home, Boise owners pay roughly $2,741/year in property taxes vs $2,852/year in Spokane. That's a $112 annual difference.

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Local Earnings

Median household income is $70,400 in Boise and $59,200 in Spokane. Spokane residents earn 16% more — but remember to factor in cost of living.

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Daily Commute

Average commute is 22 minutes in Boise vs 21 minutes in Spokane. Commute times are nearly identical.

Salary Equivalence

To maintain the same lifestyle when moving from Boise to Spokane, here's the salary you'd need:

Salary in BoiseEquivalent in SpokaneDifference
$50,000$43,925-$6,075
$75,000$65,888-$9,112
$100,000$87,850-$12,150
$150,000$131,776-$18,224
$200,000$175,701-$24,299

* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.

Run the Numbers

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Mortgage Calculator

See monthly payments for homes in either city

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Rent vs Buy

Is it cheaper to rent or buy in these markets?

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Cost of Living

Full cost of living comparison tool

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Home Appreciation

Project future home value growth

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Affordability Calculator

How much home can you afford?

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Property Tax Calculator

Estimate taxes in Boise or Spokane

Boise Calculators

→ Mortgage calculator for Boise→ Rent vs buy in Boise

Spokane Calculators

→ Mortgage calculator for Spokane→ Rent vs buy in Spokane

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Boise vs Spokane: Common Questions

Is Boise or Spokane cheaper to live in?

Based on cost of living indices, Spokane is cheaper overall. Boise has a COL index of 107 while Spokane scores 94 (national average = 100).

How do home prices compare between Boise and Spokane?

The median home price in Boise is $435,000 vs $310,000 in Spokane — a difference of $125,000 (29%).

What salary do I need in Spokane to match my Boise income?

Use the salary equivalence table above. For example, a $100K salary in Boise is equivalent to $87,850 in Spokane in terms of purchasing power.

Which city has lower property taxes?

Boise has a lower property tax rate (0.63% vs 0.92%). On a median-priced home, that means paying $2,741/year vs $2,852/year.

How does rent compare in Boise vs Spokane?

Median monthly rent: $1,298 in Boise vs $1,050 in Spokane. Annualized: $15,576 vs $12,600.

What is the median household income in each city?

Boise: $70,400/yr. Spokane: $59,200/yr (Census ACS).

Which city is better for remote workers?

Lower-cost Spokane typically lets remote-workers keeping a coastal salary stretch further. Higher-cost cities usually win on amenities and labor-market depth.

Where does the data on this comparison come from?

Numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this comparison updated?

Source feeds refresh on their native cadence — hourly for mortgage rates, monthly for ZHVI/ZORI, annually for ACS. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. This page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Sources & Citations

  1. Zillow Research — Zillow Home Value Index (ZHVI) and Observed Rent Index (ZORI) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates for median household income, median age, commute time — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities (RPP) by state and metro — bea.gov/rpp
  4. Tax Foundation — effective property tax rates and state tax rates — taxfoundation.org
  5. U.S. Bureau of Labor Statistics — unemployment rates and regional CPI — bls.gov
  6. Council for Community and Economic Research (C2ER) — Cost of Living Index — coli.org
Methodology & Assumptions

City-level metrics (median home price, median rent, median household income, property tax rate, COL index, commute, unemployment, median age) are sourced from Zillow ZHVI/ZORI[1], Census ACS 5-year estimates[2], BEA Regional Price Parities[3], Tax Foundation[4], and BLS Local Area Unemployment Statistics[5].

The Cost of Living Index uses 100 = national average (C2ER methodology[6]): values above 100 indicate a city is more expensive than the national average, below 100 less expensive.

Salary equivalence uses the ratio adjustedSalary = salary × (colDestination / colOrigin). This accounts for cost-of-living differences but does not model state income tax variation, which can be significant.

Annual property tax is computed as medianHomePrice × propertyTaxRate. Actual assessed value may differ from sale price. Effective rates vary within a metro; these are metro-wide medians.

Commute-hours calculations assume 250 working days/year and a round-trip commute. "Tied" in the comparison table means values within ±1% of each other.

Last reviewed reflects the maximum retrievedAt timestamp across every sourced dataset feeding this page. When any source refreshes, the next ISR revalidation (every 24 hours) picks the new date.

Cost of living data sourced from [6] C2ER, [2] U.S. Census Bureau, and [1] Zillow Research. Tax rates from [4] Tax Foundation. Last reviewed 2026-04-19.