Home/Compare Cities/Denver vs Albuquerque

Denver vs Albuquerque

Denver, CO  ·  Albuquerque, NM

TL;DR

Denver cost-of-living index is 121 vs 93 for Albuquerque (US = 100). Median home: $565,000 vs $285,000. Median rent: $1,395/mo vs $900/mo.

Source: Zillow ZHVI/ZORI · Census ACS, 2026-04-19

⚖️

Albuquerque is 23% cheaper than Denver overall.

Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Home Price

Denver: $565,000

Albuquerque: $285,000

Monthly Rent

Denver: $1,395/mo

Albuquerque: $900/mo

COL Index

Denver: 121

Albuquerque: 93

Median Income

Denver: $85,200

Albuquerque: $57,800

Side-by-Side Comparison

Metric
Denver
Albuquerque
Winner
🏠

Median Home Price

$565,000
$285,000
Albuquerque
🏢

Monthly Rent (Median)

$1,395/mo
$900/mo
Albuquerque
💰

Median Household Income

$85,200
$57,800
Denver
📋

Property Tax Rate

0.55%
0.78%
Denver
📊

Cost of Living Index

100 = national average

121
93
Albuquerque
🚗

Avg. Commute

26 min
22 min
Albuquerque
📈

Unemployment Rate

3.3%
4.7%
Denver
👥

Median Age

36.6 yrs
36.6 yrs
Tied

What This Means For You

💵

Buying Power

A $100,000 salary in Denver has the same purchasing power as $76,860 in Albuquerque — based on each city's cost of living index.

🏠

Housing

Homes in Albuquerque cost 50% more (-$280,000 extra). Expect a larger mortgage and down payment.

🏢

Renting

Renting in Albuquerque saves you $495/month — $5,940 per year. Median rent: $1,395/mo in Denver vs $900/mo in Albuquerque.

📋

Property Taxes

On a median-priced home, Denver owners pay roughly $3,108/year in property taxes vs $2,223/year in Albuquerque. That's a $885 annual difference.

💼

Local Earnings

Median household income is $85,200 in Denver and $57,800 in Albuquerque. Albuquerque residents earn 32% more — but remember to factor in cost of living.

🚗

Daily Commute

Average commute is 26 minutes in Denver vs 22 minutes in Albuquerque. Commute times are nearly identical.

Salary Equivalence

To maintain the same lifestyle when moving from Denver to Albuquerque, here's the salary you'd need:

Salary in DenverEquivalent in AlbuquerqueDifference
$50,000$38,430-$11,570
$75,000$57,645-$17,355
$100,000$76,860-$23,140
$150,000$115,289-$34,711
$200,000$153,719-$46,281

* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.

Run the Numbers

🏦

Mortgage Calculator

See monthly payments for homes in either city

🔑

Rent vs Buy

Is it cheaper to rent or buy in these markets?

📊

Cost of Living

Full cost of living comparison tool

📈

Home Appreciation

Project future home value growth

💡

Affordability Calculator

How much home can you afford?

📋

Property Tax Calculator

Estimate taxes in Denver or Albuquerque

Denver Calculators

→ Mortgage calculator for Denver→ Rent vs buy in Denver

Albuquerque Calculators

→ Mortgage calculator for Albuquerque→ Rent vs buy in Albuquerque

Related Comparisons

New York vs DenverLos Angeles vs DenverSan Francisco vs DenverSan Jose vs DenverSeattle vs DenverDallas vs DenverHouston vs DenverAustin vs Denver

Denver vs Albuquerque: Common Questions

Is Denver or Albuquerque cheaper to live in?

Based on cost of living indices, Albuquerque is cheaper overall. Denver has a COL index of 121 while Albuquerque scores 93 (national average = 100).

How do home prices compare between Denver and Albuquerque?

The median home price in Denver is $565,000 vs $285,000 in Albuquerque — a difference of $280,000 (50%).

What salary do I need in Albuquerque to match my Denver income?

Use the salary equivalence table above. For example, a $100K salary in Denver is equivalent to $76,860 in Albuquerque in terms of purchasing power.

Which city has lower property taxes?

Denver has a lower property tax rate (0.55% vs 0.78%). On a median-priced home, that means paying $2,223/year vs $3,108/year.

How does rent compare in Denver vs Albuquerque?

Median monthly rent: $1,395 in Denver vs $900 in Albuquerque. Annualized: $16,740 vs $10,800.

What is the median household income in each city?

Denver: $85,200/yr. Albuquerque: $57,800/yr (Census ACS).

Which city is better for remote workers?

Lower-cost Albuquerque typically lets remote-workers keeping a coastal salary stretch further. Higher-cost cities usually win on amenities and labor-market depth.

Where does the data on this comparison come from?

Numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this comparison updated?

Source feeds refresh on their native cadence — hourly for mortgage rates, monthly for ZHVI/ZORI, annually for ACS. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. This page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Sources & Citations

  1. Zillow Research — Zillow Home Value Index (ZHVI) and Observed Rent Index (ZORI) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates for median household income, median age, commute time — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities (RPP) by state and metro — bea.gov/rpp
  4. Tax Foundation — effective property tax rates and state tax rates — taxfoundation.org
  5. U.S. Bureau of Labor Statistics — unemployment rates and regional CPI — bls.gov
  6. Council for Community and Economic Research (C2ER) — Cost of Living Index — coli.org
Methodology & Assumptions

City-level metrics (median home price, median rent, median household income, property tax rate, COL index, commute, unemployment, median age) are sourced from Zillow ZHVI/ZORI[1], Census ACS 5-year estimates[2], BEA Regional Price Parities[3], Tax Foundation[4], and BLS Local Area Unemployment Statistics[5].

The Cost of Living Index uses 100 = national average (C2ER methodology[6]): values above 100 indicate a city is more expensive than the national average, below 100 less expensive.

Salary equivalence uses the ratio adjustedSalary = salary × (colDestination / colOrigin). This accounts for cost-of-living differences but does not model state income tax variation, which can be significant.

Annual property tax is computed as medianHomePrice × propertyTaxRate. Actual assessed value may differ from sale price. Effective rates vary within a metro; these are metro-wide medians.

Commute-hours calculations assume 250 working days/year and a round-trip commute. "Tied" in the comparison table means values within ±1% of each other.

Last reviewed reflects the maximum retrievedAt timestamp across every sourced dataset feeding this page. When any source refreshes, the next ISR revalidation (every 24 hours) picks the new date.

Cost of living data sourced from [6] C2ER, [2] U.S. Census Bureau, and [1] Zillow Research. Tax rates from [4] Tax Foundation. Last reviewed 2026-04-19.