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Boston vs. Albuquerque

Boston, MA  ·  Albuquerque, NM

TL;DR

Boston cost-of-living index is 162 vs 93 for Albuquerque (US = 100). Median home: $680,000 vs $285,000. Median rent: $2,750/mo vs $900/mo.

Source: Zillow ZHVI/ZORI · Census ACS, 2026-06-13

Albuquerque is 43% cheaper than Boston overall.

Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-06-13

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Home Price

MA: $680,000

NM: $285,000

Monthly Rent

MA: $2,750/mo

NM: $900/mo

COL Index

MA: 162

NM: 93

Median Income

MA: $89,400

NM: $57,800

Side-by-Side Comparison

Metric
Boston
Albuquerque
Lower / Higher

Median Home Price

$680,000
$285,000
↓Albuquerque

Monthly Rent (Median)

$2,750/mo
$900/mo
↓Albuquerque

Median Household Income

$89,400
$57,800
↓Boston

Property Tax Rate

1.06%
0.78%
↓Albuquerque

Cost of Living Index

100 = national average

162
93
↓Albuquerque

Avg. Commute

32 min
22 min
↓Albuquerque

Unemployment Rate

3.3%
4.7%
↓Boston

Median Age

32.6 yrs
36.6 yrs
↓Albuquerque

What This Means For You

Headline insight

Buying Power

A $100,000 salary in Boston has the same purchasing power as $57,407 in Albuquerque— based on each city's cost of living index.

Housing

Homes in Albuquerque cost 58% more (-$395,000 extra). Expect a larger mortgage and down payment.

Renting

Renting in Albuquerque saves $1,850/month — $22,200 per year. Median rent: $2,750/mo in Boston vs $900/mo in Albuquerque.

Property Taxes

On a median-priced home, Boston owners pay roughly $7,208/year vs $2,223/year in Albuquerque. That's a $4,985 annual difference.

Local Earnings

Median household income is $89,400 in Boston and $57,800 in Albuquerque. Albuquerque residents earn 35% more — but factor in cost of living.

Daily Commute

Average commute is 32 minutes in Boston vs 22 minutes in Albuquerque. Over a year, that's 5000 extra minutes (83 hours) of commuting in Boston.

Salary Equivalence

To maintain the same lifestyle when moving from Boston to Albuquerque, here's the salary you'd need:

Salary in BostonEquivalent in AlbuquerqueDifference
$50,000$28,704-$21,296
$75,000$43,056-$31,944
$100,000$57,407-$42,593
$150,000$86,111-$63,889
$200,000$114,815-$85,185

* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.

Run the Numbers

Mortgage Calculator

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Rent vs Buy

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Cost of Living

Full cost of living comparison tool

Home Appreciation

Project future home value growth

Affordability Calculator

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Property Tax Calculator

Estimate taxes in Boston or Albuquerque

Boston Calculators

→ Mortgage calculator for Boston→ Rent vs buy in Boston

Albuquerque Calculators

→ Mortgage calculator for Albuquerque→ Rent vs buy in Albuquerque

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Boston vs Albuquerque: Common Questions

Is Boston or Albuquerque cheaper to live in?

Based on cost of living indices, Albuquerque is cheaper overall. Boston has a COL index of 162 while Albuquerque scores 93 (national average = 100).

How do home prices compare between Boston and Albuquerque?

The median home price in Boston is $680,000 vs $285,000 in Albuquerque — a difference of $395,000 (58%).

What salary do I need in Albuquerque to match my Boston income?

Use the salary equivalence table above. For example, a $100K salary in Boston is equivalent to $57,407 in Albuquerque in terms of purchasing power.

Which city has lower property taxes?

Albuquerque has a lower property tax rate (0.78% vs 1.06%). On a median-priced home, that means paying $2,223/year vs $7,208/year.

How does rent compare in Boston vs Albuquerque?

Median monthly rent: $2,750 in Boston vs $900 in Albuquerque. Annualized: $33,000 vs $10,800.

What is the median household income in each city?

Boston: $89,400/yr. Albuquerque: $57,800/yr (Census ACS).

Which city is better for remote workers?

Lower-cost Albuquerque typically lets remote-workers keeping a coastal salary stretch further. Higher-cost cities usually win on amenities and labor-market depth.

Where does the data on this comparison come from?

Numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this comparison updated?

Source feeds refresh on their native cadence — hourly for mortgage rates, monthly for ZHVI/ZORI, annually for ACS. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. This page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

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Sources & Citations

  1. Zillow Research — Zillow Home Value Index (ZHVI) and Observed Rent Index (ZORI) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates for median household income, median age, commute time — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities (RPP) by state and metro — bea.gov/rpp
  4. Tax Foundation — effective property tax rates and state tax rates — taxfoundation.org
  5. U.S. Bureau of Labor Statistics — unemployment rates and regional CPI — bls.gov
  6. Council for Community and Economic Research (C2ER) — Cost of Living Index — coli.org
Methodology & Assumptions

City-level metrics (median home price, median rent, median household income, property tax rate, COL index, commute, unemployment, median age) are sourced from Zillow ZHVI/ZORI[1], Census ACS 5-year estimates[2], BEA Regional Price Parities[3], Tax Foundation[4], and BLS Local Area Unemployment Statistics[5].

The Cost of Living Index uses 100 = national average (C2ER methodology[6]): values above 100 indicate a city is more expensive than the national average, below 100 less expensive.

Salary equivalence uses the ratio adjustedSalary = salary × (colDestination / colOrigin). This accounts for cost-of-living differences but does not model state income tax variation, which can be significant.

Annual property tax is computed as medianHomePrice × propertyTaxRate. Actual assessed value may differ from sale price. Effective rates vary within a metro; these are metro-wide medians.

Commute-hours calculations assume 250 working days/year and a round-trip commute. "Tied" in the comparison table means values within ±1% of each other.

Last reviewed reflects the maximum retrievedAt timestamp across every sourced dataset feeding this page. When any source refreshes, the next ISR revalidation (every 24 hours) picks the new date.

Cost of living data sourced from [6] C2ER, [2] U.S. Census Bureau, and [1] Zillow Research. Tax rates from [4] Tax Foundation. Last reviewed 2026-06-13.