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Seattle vs Denver

Seattle, WA  ·  Denver, CO

TL;DR

Seattle cost-of-living index is 156 vs 121 for Denver (US = 100). Median home: $780,000 vs $565,000. Median rent: $1,800/mo vs $1,395/mo.

Source: Zillow ZHVI/ZORI · Census ACS, 2026-04-19

⚖️

Denver is 22% cheaper than Seattle overall.

Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Home Price

Seattle: $780,000

Denver: $565,000

Monthly Rent

Seattle: $1,800/mo

Denver: $1,395/mo

COL Index

Seattle: 156

Denver: 121

Median Income

Seattle: $102,900

Denver: $85,200

Side-by-Side Comparison

Metric
Seattle
Denver
Winner
🏠

Median Home Price

$780,000
$565,000
Denver
🏢

Monthly Rent (Median)

$1,800/mo
$1,395/mo
Denver
💰

Median Household Income

$102,900
$85,200
Seattle
📋

Property Tax Rate

0.92%
0.55%
Denver
📊

Cost of Living Index

100 = national average

156
121
Denver
🚗

Avg. Commute

30 min
26 min
Denver
📈

Unemployment Rate

3.4%
3.3%
Denver
👥

Median Age

36.5 yrs
36.6 yrs
Tied

What This Means For You

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Buying Power

A $100,000 salary in Seattle has the same purchasing power as $77,564 in Denver — based on each city's cost of living index.

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Housing

Homes in Denver cost 28% more (-$215,000 extra). Expect a larger mortgage and down payment.

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Renting

Renting in Denver saves you $405/month — $4,860 per year. Median rent: $1,800/mo in Seattle vs $1,395/mo in Denver.

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Property Taxes

On a median-priced home, Seattle owners pay roughly $7,176/year in property taxes vs $3,108/year in Denver. That's a $4,069 annual difference.

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Local Earnings

Median household income is $102,900 in Seattle and $85,200 in Denver. Denver residents earn 17% more — but remember to factor in cost of living.

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Daily Commute

Average commute is 30 minutes in Seattle vs 26 minutes in Denver. Commute times are nearly identical.

Salary Equivalence

To maintain the same lifestyle when moving from Seattle to Denver, here's the salary you'd need:

Salary in SeattleEquivalent in DenverDifference
$50,000$38,782-$11,218
$75,000$58,173-$16,827
$100,000$77,564-$22,436
$150,000$116,346-$33,654
$200,000$155,128-$44,872

* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.

Run the Numbers

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Mortgage Calculator

See monthly payments for homes in either city

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Rent vs Buy

Is it cheaper to rent or buy in these markets?

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Cost of Living

Full cost of living comparison tool

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Home Appreciation

Project future home value growth

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Affordability Calculator

How much home can you afford?

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Property Tax Calculator

Estimate taxes in Seattle or Denver

Seattle Calculators

→ Mortgage calculator for Seattle→ Rent vs buy in Seattle

Denver Calculators

→ Mortgage calculator for Denver→ Rent vs buy in Denver

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Seattle vs Denver: Common Questions

Is Seattle or Denver cheaper to live in?

Based on cost of living indices, Denver is cheaper overall. Seattle has a COL index of 156 while Denver scores 121 (national average = 100).

How do home prices compare between Seattle and Denver?

The median home price in Seattle is $780,000 vs $565,000 in Denver — a difference of $215,000 (28%).

What salary do I need in Denver to match my Seattle income?

Use the salary equivalence table above. For example, a $100K salary in Seattle is equivalent to $77,564 in Denver in terms of purchasing power.

Which city has lower property taxes?

Denver has a lower property tax rate (0.55% vs 0.92%). On a median-priced home, that means paying $3,108/year vs $7,176/year.

How does rent compare in Seattle vs Denver?

Median monthly rent: $1,800 in Seattle vs $1,395 in Denver. Annualized: $21,600 vs $16,740.

What is the median household income in each city?

Seattle: $102,900/yr. Denver: $85,200/yr (Census ACS).

Which city is better for remote workers?

Lower-cost Denver typically lets remote-workers keeping a coastal salary stretch further. Higher-cost cities usually win on amenities and labor-market depth.

Where does the data on this comparison come from?

Numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this comparison updated?

Source feeds refresh on their native cadence — hourly for mortgage rates, monthly for ZHVI/ZORI, annually for ACS. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. This page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Sources & Citations

  1. Zillow Research — Zillow Home Value Index (ZHVI) and Observed Rent Index (ZORI) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates for median household income, median age, commute time — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities (RPP) by state and metro — bea.gov/rpp
  4. Tax Foundation — effective property tax rates and state tax rates — taxfoundation.org
  5. U.S. Bureau of Labor Statistics — unemployment rates and regional CPI — bls.gov
  6. Council for Community and Economic Research (C2ER) — Cost of Living Index — coli.org
Methodology & Assumptions

City-level metrics (median home price, median rent, median household income, property tax rate, COL index, commute, unemployment, median age) are sourced from Zillow ZHVI/ZORI[1], Census ACS 5-year estimates[2], BEA Regional Price Parities[3], Tax Foundation[4], and BLS Local Area Unemployment Statistics[5].

The Cost of Living Index uses 100 = national average (C2ER methodology[6]): values above 100 indicate a city is more expensive than the national average, below 100 less expensive.

Salary equivalence uses the ratio adjustedSalary = salary × (colDestination / colOrigin). This accounts for cost-of-living differences but does not model state income tax variation, which can be significant.

Annual property tax is computed as medianHomePrice × propertyTaxRate. Actual assessed value may differ from sale price. Effective rates vary within a metro; these are metro-wide medians.

Commute-hours calculations assume 250 working days/year and a round-trip commute. "Tied" in the comparison table means values within ±1% of each other.

Last reviewed reflects the maximum retrievedAt timestamp across every sourced dataset feeding this page. When any source refreshes, the next ISR revalidation (every 24 hours) picks the new date.

Cost of living data sourced from [6] C2ER, [2] U.S. Census Bureau, and [1] Zillow Research. Tax rates from [4] Tax Foundation. Last reviewed 2026-04-19.