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Los Angeles vs San Diego

Los Angeles, CA  ·  San Diego, CA

TL;DR

Los Angeles cost-of-living index is 173 vs 163 for San Diego (US = 100). Median home: $860,000 vs $875,000. Median rent: $2,050/mo vs $2,195/mo.

Source: Zillow ZHVI/ZORI · Census ACS, 2026-04-19

⚖️

San Diego is 6% cheaper than Los Angeles overall.

Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Home Price

Los: $860,000

San: $875,000

Monthly Rent

Los: $2,050/mo

San: $2,195/mo

COL Index

Los: 173

San: 163

Median Income

Los: $76,000

San: $91,000

Side-by-Side Comparison

Metric
Los Angeles
San Diego
Winner
🏠

Median Home Price

$860,000
$875,000
Los Angeles
🏢

Monthly Rent (Median)

$2,050/mo
$2,195/mo
Los Angeles
💰

Median Household Income

$76,000
$91,000
San Diego
📋

Property Tax Rate

0.73%
0.72%
San Diego
📊

Cost of Living Index

100 = national average

173
163
San Diego
🚗

Avg. Commute

32 min
27 min
San Diego
📈

Unemployment Rate

5.3%
3.8%
San Diego
👥

Median Age

36.4 yrs
36.1 yrs
Tied

What This Means For You

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Buying Power

A $100,000 salary in Los Angeles has the same purchasing power as $94,220 in San Diego — based on each city's cost of living index.

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Housing

Homes in San Diego are 2% cheaper (-$15,000 less). That's a significant down payment and monthly payment difference.

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Renting

Renting in Los Angeles saves you $145/month — $1,740 per year. Median rent: $2,050/mo in Los Angeles vs $2,195/mo in San Diego.

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Property Taxes

On a median-priced home, Los Angeles owners pay roughly $6,278/year in property taxes vs $6,300/year in San Diego. Rates are comparable.

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Local Earnings

Median household income is $76,000 in Los Angeles and $91,000 in San Diego. Los Angeles residents earn 20% more — but remember to factor in cost of living.

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Daily Commute

Average commute is 32 minutes in Los Angeles vs 27 minutes in San Diego. Over a year, that's 2500 extra minutes (42 hours) of commuting in Los Angeles.

Salary Equivalence

To maintain the same lifestyle when moving from Los Angeles to San Diego, here's the salary you'd need:

Salary in Los AngelesEquivalent in San DiegoDifference
$50,000$47,110-$2,890
$75,000$70,665-$4,335
$100,000$94,220-$5,780
$150,000$141,329-$8,671
$200,000$188,439-$11,561

* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.

Run the Numbers

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Mortgage Calculator

See monthly payments for homes in either city

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Rent vs Buy

Is it cheaper to rent or buy in these markets?

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Cost of Living

Full cost of living comparison tool

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Home Appreciation

Project future home value growth

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Affordability Calculator

How much home can you afford?

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Property Tax Calculator

Estimate taxes in Los Angeles or San Diego

Los Angeles Calculators

→ Mortgage calculator for Los Angeles→ Rent vs buy in Los Angeles

San Diego Calculators

→ Mortgage calculator for San Diego→ Rent vs buy in San Diego

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Los Angeles vs San Diego: Common Questions

Is Los Angeles or San Diego cheaper to live in?

Based on cost of living indices, San Diego is cheaper overall. Los Angeles has a COL index of 173 while San Diego scores 163 (national average = 100).

How do home prices compare between Los Angeles and San Diego?

The median home price in Los Angeles is $860,000 vs $875,000 in San Diego — a difference of $15,000 (2%).

What salary do I need in San Diego to match my Los Angeles income?

Use the salary equivalence table above. For example, a $100K salary in Los Angeles is equivalent to $94,220 in San Diego in terms of purchasing power.

Which city has lower property taxes?

San Diego has a lower property tax rate (0.72% vs 0.73%). On a median-priced home, that means paying $6,278/year vs $6,300/year.

How does rent compare in Los Angeles vs San Diego?

Median monthly rent: $2,050 in Los Angeles vs $2,195 in San Diego. Annualized: $24,600 vs $26,340.

What is the median household income in each city?

Los Angeles: $76,000/yr. San Diego: $91,000/yr (Census ACS).

Which city is better for remote workers?

Lower-cost San Diego typically lets remote-workers keeping a coastal salary stretch further. Higher-cost cities usually win on amenities and labor-market depth.

Where does the data on this comparison come from?

Numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this comparison updated?

Source feeds refresh on their native cadence — hourly for mortgage rates, monthly for ZHVI/ZORI, annually for ACS. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. This page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Sources & Citations

  1. Zillow Research — Zillow Home Value Index (ZHVI) and Observed Rent Index (ZORI) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates for median household income, median age, commute time — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities (RPP) by state and metro — bea.gov/rpp
  4. Tax Foundation — effective property tax rates and state tax rates — taxfoundation.org
  5. U.S. Bureau of Labor Statistics — unemployment rates and regional CPI — bls.gov
  6. Council for Community and Economic Research (C2ER) — Cost of Living Index — coli.org
Methodology & Assumptions

City-level metrics (median home price, median rent, median household income, property tax rate, COL index, commute, unemployment, median age) are sourced from Zillow ZHVI/ZORI[1], Census ACS 5-year estimates[2], BEA Regional Price Parities[3], Tax Foundation[4], and BLS Local Area Unemployment Statistics[5].

The Cost of Living Index uses 100 = national average (C2ER methodology[6]): values above 100 indicate a city is more expensive than the national average, below 100 less expensive.

Salary equivalence uses the ratio adjustedSalary = salary × (colDestination / colOrigin). This accounts for cost-of-living differences but does not model state income tax variation, which can be significant.

Annual property tax is computed as medianHomePrice × propertyTaxRate. Actual assessed value may differ from sale price. Effective rates vary within a metro; these are metro-wide medians.

Commute-hours calculations assume 250 working days/year and a round-trip commute. "Tied" in the comparison table means values within ±1% of each other.

Last reviewed reflects the maximum retrievedAt timestamp across every sourced dataset feeding this page. When any source refreshes, the next ISR revalidation (every 24 hours) picks the new date.

Cost of living data sourced from [6] C2ER, [2] U.S. Census Bureau, and [1] Zillow Research. Tax rates from [4] Tax Foundation. Last reviewed 2026-04-19.