New York, NY · Naples, FL
Naples is 27% cheaper than New York overall.
Home Price
New: $750,000
Naples: $560,000
Monthly Rent
New: $3,600/mo
Naples: $2,200/mo
COL Index
New: 187
Naples: 136
Median Income
New: $76,607
Naples: $82,000
Median Home Price
Monthly Rent (Median)
Median Household Income
Property Tax Rate
Cost of Living Index
100 = national average
Avg. Commute
Unemployment Rate
Median Age
A $100,000 salary in New York has the same purchasing power as $72,727 in Naples — based on each city's cost of living index.
Homes in Naples cost 25% more (-$190,000 extra). Expect a larger mortgage and down payment.
Renting in Naples saves you $1,400/month — $16,800 per year. Median rent: $3,600/mo in New York vs $2,200/mo in Naples.
On a median-priced home, New York owners pay roughly $12,750/year in property taxes vs $5,096/year in Naples. That's a $7,654 annual difference.
Median household income is $76,607 in New York and $82,000 in Naples. New York residents earn 7% more — but remember to factor in cost of living.
Average commute is 36 minutes in New York vs 24 minutes in Naples. Over a year, that's 6000 extra minutes (100 hours) of commuting in New York.
To maintain the same lifestyle when moving from New York to Naples, here's the salary you'd need:
| Salary in New York | Equivalent in Naples | Difference |
|---|---|---|
| $50,000 | $36,364 | -$13,636 |
| $75,000 | $54,545 | -$20,455 |
| $100,000 | $72,727 | -$27,273 |
| $150,000 | $109,091 | -$40,909 |
| $200,000 | $145,455 | -$54,545 |
* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.
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Based on cost of living indices, Naples is cheaper overall. New York has a COL index of 187 while Naples scores 136 (national average = 100).
The median home price in New York is $750,000 vs $560,000 in Naples — a difference of $190,000 (25%).
Use the salary equivalence table above. For example, a $100K salary in New York is equivalent to $72,727 in Naples in terms of purchasing power.
Naples has a lower property tax rate (0.91% vs 1.7%). On a median-priced home, that means paying $5,096/year vs $12,750/year.
Median monthly rent: $3,600 in New York vs $2,200 in Naples. Annualized: $43,200 vs $26,400.
New York: $76,607/yr. Naples: $82,000/yr (Census ACS).
Lower-cost Naples typically lets remote-workers keeping a coastal salary stretch further. Higher-cost cities usually win on amenities and labor-market depth.
Numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income), and BEA RPP (cost-of-living index). Each value is timestamped on the page.
Source feeds refresh on their native cadence — hourly for mortgage rates, monthly for ZHVI/ZORI, annually for ACS. Page caches revalidate every 24 hours via Next.js ISR.
No. This page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.
City-level metrics (median home price, median rent, median household income, property tax rate, COL index, commute, unemployment, median age) are sourced from Zillow ZHVI/ZORI[1], Census ACS 5-year estimates[2], BEA Regional Price Parities[3], Tax Foundation[4], and BLS Local Area Unemployment Statistics[5].
The Cost of Living Index uses 100 = national average (C2ER methodology[6]): values above 100 indicate a city is more expensive than the national average, below 100 less expensive.
Salary equivalence uses the ratio adjustedSalary = salary × (colDestination / colOrigin). This accounts for cost-of-living differences but does not model state income tax variation, which can be significant.
Annual property tax is computed as medianHomePrice × propertyTaxRate. Actual assessed value may differ from sale price. Effective rates vary within a metro; these are metro-wide medians.
Commute-hours calculations assume 250 working days/year and a round-trip commute. "Tied" in the comparison table means values within ±1% of each other.
Last reviewed reflects the maximum retrievedAt timestamp across every sourced dataset feeding this page. When any source refreshes, the next ISR revalidation (every 24 hours) picks the new date.
Cost of living data sourced from [6] C2ER, [2] U.S. Census Bureau, and [1] Zillow Research. Tax rates from [4] Tax Foundation. Last reviewed .