New York vs Naples
New York, NY · Naples, FL
Naples is 27% cheaper than New York overall.
Home Price
New: $750,000
Naples: $560,000
Monthly Rent
New: $3,600/mo
Naples: $2,200/mo
COL Index
New: 187
Naples: 136
Median Income
New: $76,607
Naples: $82,000
Side-by-Side Comparison
Median Home Price
Monthly Rent (Median)
Median Household Income
Property Tax Rate
Cost of Living Index
100 = national average
Avg. Commute
Unemployment Rate
Median Age
What This Means For You
Buying Power
A $100,000 salary in New York has the same purchasing power as $72,727 in Naples — based on each city's cost of living index.
Housing
Homes in Naples cost 25% more (-$190,000 extra). Expect a larger mortgage and down payment.
Renting
Renting in Naples saves you $1,400/month — $16,800 per year. Median rent: $3,600/mo in New York vs $2,200/mo in Naples.
Property Taxes
On a median-priced home, New York owners pay roughly $12,750/year in property taxes vs $5,096/year in Naples. That's a $7,654 annual difference.
Local Earnings
Median household income is $76,607 in New York and $82,000 in Naples. New York residents earn 7% more — but remember to factor in cost of living.
Daily Commute
Average commute is 36 minutes in New York vs 24 minutes in Naples. Over a year, that's 6000 extra minutes (100 hours) of commuting in New York.
Salary Equivalence
To maintain the same lifestyle when moving from New York to Naples, here's the salary you'd need:
| Salary in New York | Equivalent in Naples | Difference |
|---|---|---|
| $50,000 | $36,364 | -$13,636 |
| $75,000 | $54,545 | -$20,455 |
| $100,000 | $72,727 | -$27,273 |
| $150,000 | $109,091 | -$40,909 |
| $200,000 | $145,455 | -$54,545 |
* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.
Run the Numbers
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Cost of Living
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New York vs Naples: Common Questions
Is New York or Naples cheaper to live in?
Based on cost of living indices, Naples is cheaper overall. New York has a COL index of 187 while Naples scores 136 (national average = 100).
How do home prices compare between New York and Naples?
The median home price in New York is $750,000 vs $560,000 in Naples — a difference of $190,000 (25%).
What salary do I need in Naples to match my New York income?
Use the salary equivalence table above. For example, a $100K salary in New York is equivalent to $72,727 in Naples in terms of purchasing power.
Which city has lower property taxes?
Naples has a lower property tax rate (0.91% vs 1.7%). On a median-priced home, that means paying $5,096/year vs $12,750/year.
Cost of living data sourced from Council for Community and Economic Research (C2ER) Cost of Living Index, U.S. Census Bureau American Community Survey, and Zillow Research. Tax rates from Tax Foundation and state revenue agencies. Last updated: March 2025.