Home/Compare Cities/New York vs Seattle

New York vs Seattle

New York, NY  ·  Seattle, WA

TL;DR

New York cost-of-living index is 187 vs 156 for Seattle (US = 100). Median home: $750,000 vs $780,000. Median rent: $3,600/mo vs $1,800/mo.

Source: Zillow ZHVI/ZORI · Census ACS, 2026-04-19

⚖️

Seattle is 17% cheaper than New York overall.

Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Home Price

New: $750,000

Seattle: $780,000

Monthly Rent

New: $3,600/mo

Seattle: $1,800/mo

COL Index

New: 187

Seattle: 156

Median Income

New: $76,607

Seattle: $102,900

Side-by-Side Comparison

Metric
New York
Seattle
Winner
🏠

Median Home Price

$750,000
$780,000
New York
🏢

Monthly Rent (Median)

$3,600/mo
$1,800/mo
Seattle
💰

Median Household Income

$76,607
$102,900
Seattle
📋

Property Tax Rate

1.7%
0.92%
Seattle
📊

Cost of Living Index

100 = national average

187
156
Seattle
🚗

Avg. Commute

36 min
30 min
Seattle
📈

Unemployment Rate

4.3%
3.4%
Seattle
👥

Median Age

37.1 yrs
36.5 yrs
New York

What This Means For You

💵

Buying Power

A $100,000 salary in New York has the same purchasing power as $83,422 in Seattle — based on each city's cost of living index.

🏠

Housing

Homes in Seattle are 4% cheaper (-$30,000 less). That's a significant down payment and monthly payment difference.

🏢

Renting

Renting in Seattle saves you $1,800/month — $21,600 per year. Median rent: $3,600/mo in New York vs $1,800/mo in Seattle.

📋

Property Taxes

On a median-priced home, New York owners pay roughly $12,750/year in property taxes vs $7,176/year in Seattle. That's a $5,574 annual difference.

💼

Local Earnings

Median household income is $76,607 in New York and $102,900 in Seattle. New York residents earn 34% more — but remember to factor in cost of living.

🚗

Daily Commute

Average commute is 36 minutes in New York vs 30 minutes in Seattle. Over a year, that's 3000 extra minutes (50 hours) of commuting in New York.

Salary Equivalence

To maintain the same lifestyle when moving from New York to Seattle, here's the salary you'd need:

Salary in New YorkEquivalent in SeattleDifference
$50,000$41,711-$8,289
$75,000$62,567-$12,433
$100,000$83,422-$16,578
$150,000$125,134-$24,866
$200,000$166,845-$33,155

* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.

Run the Numbers

🏦

Mortgage Calculator

See monthly payments for homes in either city

🔑

Rent vs Buy

Is it cheaper to rent or buy in these markets?

📊

Cost of Living

Full cost of living comparison tool

📈

Home Appreciation

Project future home value growth

💡

Affordability Calculator

How much home can you afford?

📋

Property Tax Calculator

Estimate taxes in New York or Seattle

New York Calculators

→ Mortgage calculator for New York→ Rent vs buy in New York

Seattle Calculators

→ Mortgage calculator for Seattle→ Rent vs buy in Seattle

Related Comparisons

New York vs Los AngelesNew York vs San FranciscoNew York vs MiamiNew York vs ChicagoNew York vs BostonNew York vs AustinNew York vs DenverNew York vs Nashville

New York vs Seattle: Common Questions

Is New York or Seattle cheaper to live in?

Based on cost of living indices, Seattle is cheaper overall. New York has a COL index of 187 while Seattle scores 156 (national average = 100).

How do home prices compare between New York and Seattle?

The median home price in New York is $750,000 vs $780,000 in Seattle — a difference of $30,000 (4%).

What salary do I need in Seattle to match my New York income?

Use the salary equivalence table above. For example, a $100K salary in New York is equivalent to $83,422 in Seattle in terms of purchasing power.

Which city has lower property taxes?

Seattle has a lower property tax rate (0.92% vs 1.7%). On a median-priced home, that means paying $7,176/year vs $12,750/year.

How does rent compare in New York vs Seattle?

Median monthly rent: $3,600 in New York vs $1,800 in Seattle. Annualized: $43,200 vs $21,600.

What is the median household income in each city?

New York: $76,607/yr. Seattle: $102,900/yr (Census ACS).

Which city is better for remote workers?

Lower-cost Seattle typically lets remote-workers keeping a coastal salary stretch further. Higher-cost cities usually win on amenities and labor-market depth.

Where does the data on this comparison come from?

Numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this comparison updated?

Source feeds refresh on their native cadence — hourly for mortgage rates, monthly for ZHVI/ZORI, annually for ACS. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. This page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Sources & Citations

  1. Zillow Research — Zillow Home Value Index (ZHVI) and Observed Rent Index (ZORI) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates for median household income, median age, commute time — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities (RPP) by state and metro — bea.gov/rpp
  4. Tax Foundation — effective property tax rates and state tax rates — taxfoundation.org
  5. U.S. Bureau of Labor Statistics — unemployment rates and regional CPI — bls.gov
  6. Council for Community and Economic Research (C2ER) — Cost of Living Index — coli.org
Methodology & Assumptions

City-level metrics (median home price, median rent, median household income, property tax rate, COL index, commute, unemployment, median age) are sourced from Zillow ZHVI/ZORI[1], Census ACS 5-year estimates[2], BEA Regional Price Parities[3], Tax Foundation[4], and BLS Local Area Unemployment Statistics[5].

The Cost of Living Index uses 100 = national average (C2ER methodology[6]): values above 100 indicate a city is more expensive than the national average, below 100 less expensive.

Salary equivalence uses the ratio adjustedSalary = salary × (colDestination / colOrigin). This accounts for cost-of-living differences but does not model state income tax variation, which can be significant.

Annual property tax is computed as medianHomePrice × propertyTaxRate. Actual assessed value may differ from sale price. Effective rates vary within a metro; these are metro-wide medians.

Commute-hours calculations assume 250 working days/year and a round-trip commute. "Tied" in the comparison table means values within ±1% of each other.

Last reviewed reflects the maximum retrievedAt timestamp across every sourced dataset feeding this page. When any source refreshes, the next ISR revalidation (every 24 hours) picks the new date.

Cost of living data sourced from [6] C2ER, [2] U.S. Census Bureau, and [1] Zillow Research. Tax rates from [4] Tax Foundation. Last reviewed 2026-04-19.