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Philadelphia vs Scranton

Philadelphia, PA  ·  Scranton, PA

TL;DR

Philadelphia cost-of-living index is 101 vs 85 for Scranton (US = 100). Median home: $265,000 vs $155,000. Median rent: $1,350/mo vs $1,000/mo.

Source: Zillow ZHVI/ZORI · Census ACS, 2026-04-19

⚖️

Scranton is 16% cheaper than Philadelphia overall.

Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Home Price

Philadelphia: $265,000

Scranton: $155,000

Monthly Rent

Philadelphia: $1,350/mo

Scranton: $1,000/mo

COL Index

Philadelphia: 101

Scranton: 85

Median Income

Philadelphia: $54,800

Scranton: $52,400

Side-by-Side Comparison

Metric
Philadelphia
Scranton
Winner
🏠

Median Home Price

$265,000
$155,000
Scranton
🏢

Monthly Rent (Median)

$1,350/mo
$1,000/mo
Scranton
💰

Median Household Income

$54,800
$52,400
Philadelphia
📋

Property Tax Rate

1.4%
1.5%
Philadelphia
📊

Cost of Living Index

100 = national average

101
85
Scranton
🚗

Avg. Commute

30 min
22 min
Scranton
📈

Unemployment Rate

4.4%
4.4%
Tied
👥

Median Age

34.8 yrs
40 yrs
Scranton

What This Means For You

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Buying Power

A $100,000 salary in Philadelphia has the same purchasing power as $84,158 in Scranton — based on each city's cost of living index.

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Housing

Homes in Scranton cost 42% more (-$110,000 extra). Expect a larger mortgage and down payment.

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Renting

Renting in Scranton saves you $350/month — $4,200 per year. Median rent: $1,350/mo in Philadelphia vs $1,000/mo in Scranton.

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Property Taxes

On a median-priced home, Philadelphia owners pay roughly $3,710/year in property taxes vs $2,325/year in Scranton. That's a $1,385 annual difference.

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Local Earnings

Median household income is $54,800 in Philadelphia and $52,400 in Scranton. Incomes are similar, so cost of living differences matter more.

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Daily Commute

Average commute is 30 minutes in Philadelphia vs 22 minutes in Scranton. Over a year, that's 4000 extra minutes (67 hours) of commuting in Philadelphia.

Salary Equivalence

To maintain the same lifestyle when moving from Philadelphia to Scranton, here's the salary you'd need:

Salary in PhiladelphiaEquivalent in ScrantonDifference
$50,000$42,079-$7,921
$75,000$63,119-$11,881
$100,000$84,158-$15,842
$150,000$126,238-$23,762
$200,000$168,317-$31,683

* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.

Run the Numbers

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Mortgage Calculator

See monthly payments for homes in either city

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Rent vs Buy

Is it cheaper to rent or buy in these markets?

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Cost of Living

Full cost of living comparison tool

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Home Appreciation

Project future home value growth

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Affordability Calculator

How much home can you afford?

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Property Tax Calculator

Estimate taxes in Philadelphia or Scranton

Philadelphia Calculators

→ Mortgage calculator for Philadelphia→ Rent vs buy in Philadelphia

Scranton Calculators

→ Mortgage calculator for Scranton→ Rent vs buy in Scranton

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Philadelphia vs Scranton: Common Questions

Is Philadelphia or Scranton cheaper to live in?

Based on cost of living indices, Scranton is cheaper overall. Philadelphia has a COL index of 101 while Scranton scores 85 (national average = 100).

How do home prices compare between Philadelphia and Scranton?

The median home price in Philadelphia is $265,000 vs $155,000 in Scranton — a difference of $110,000 (42%).

What salary do I need in Scranton to match my Philadelphia income?

Use the salary equivalence table above. For example, a $100K salary in Philadelphia is equivalent to $84,158 in Scranton in terms of purchasing power.

Which city has lower property taxes?

Philadelphia has a lower property tax rate (1.4% vs 1.5%). On a median-priced home, that means paying $2,325/year vs $3,710/year.

How does rent compare in Philadelphia vs Scranton?

Median monthly rent: $1,350 in Philadelphia vs $1,000 in Scranton. Annualized: $16,200 vs $12,000.

What is the median household income in each city?

Philadelphia: $54,800/yr. Scranton: $52,400/yr (Census ACS).

Which city is better for remote workers?

Lower-cost Scranton typically lets remote-workers keeping a coastal salary stretch further. Higher-cost cities usually win on amenities and labor-market depth.

Where does the data on this comparison come from?

Numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this comparison updated?

Source feeds refresh on their native cadence — hourly for mortgage rates, monthly for ZHVI/ZORI, annually for ACS. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. This page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Sources & Citations

  1. Zillow Research — Zillow Home Value Index (ZHVI) and Observed Rent Index (ZORI) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates for median household income, median age, commute time — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities (RPP) by state and metro — bea.gov/rpp
  4. Tax Foundation — effective property tax rates and state tax rates — taxfoundation.org
  5. U.S. Bureau of Labor Statistics — unemployment rates and regional CPI — bls.gov
  6. Council for Community and Economic Research (C2ER) — Cost of Living Index — coli.org
Methodology & Assumptions

City-level metrics (median home price, median rent, median household income, property tax rate, COL index, commute, unemployment, median age) are sourced from Zillow ZHVI/ZORI[1], Census ACS 5-year estimates[2], BEA Regional Price Parities[3], Tax Foundation[4], and BLS Local Area Unemployment Statistics[5].

The Cost of Living Index uses 100 = national average (C2ER methodology[6]): values above 100 indicate a city is more expensive than the national average, below 100 less expensive.

Salary equivalence uses the ratio adjustedSalary = salary × (colDestination / colOrigin). This accounts for cost-of-living differences but does not model state income tax variation, which can be significant.

Annual property tax is computed as medianHomePrice × propertyTaxRate. Actual assessed value may differ from sale price. Effective rates vary within a metro; these are metro-wide medians.

Commute-hours calculations assume 250 working days/year and a round-trip commute. "Tied" in the comparison table means values within ±1% of each other.

Last reviewed reflects the maximum retrievedAt timestamp across every sourced dataset feeding this page. When any source refreshes, the next ISR revalidation (every 24 hours) picks the new date.

Cost of living data sourced from [6] C2ER, [2] U.S. Census Bureau, and [1] Zillow Research. Tax rates from [4] Tax Foundation. Last reviewed 2026-04-19.