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Portland vs Seattle

Portland, OR  ·  Seattle, WA

TL;DR

Portland cost-of-living index is 123 vs 156 for Seattle (US = 100). Median home: $490,000 vs $780,000. Median rent: $1,395/mo vs $1,800/mo.

Source: Zillow ZHVI/ZORI · Census ACS, 2026-04-19

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Portland is 27% cheaper than Seattle overall.

Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Home Price

Portland: $490,000

Seattle: $780,000

Monthly Rent

Portland: $1,395/mo

Seattle: $1,800/mo

COL Index

Portland: 123

Seattle: 156

Median Income

Portland: $81,200

Seattle: $102,900

Side-by-Side Comparison

Metric
Portland
Seattle
Winner
🏠

Median Home Price

$490,000
$780,000
Portland
🏢

Monthly Rent (Median)

$1,395/mo
$1,800/mo
Portland
💰

Median Household Income

$81,200
$102,900
Seattle
📋

Property Tax Rate

0.92%
0.92%
Tied
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Cost of Living Index

100 = national average

123
156
Portland
🚗

Avg. Commute

26 min
30 min
Portland
📈

Unemployment Rate

4.2%
3.4%
Seattle
👥

Median Age

37 yrs
36.5 yrs
Portland

What This Means For You

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Buying Power

A $100,000 salary in Portland has the same purchasing power as $126,829 in Seattle — based on each city's cost of living index.

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Housing

Homes in Seattle are 59% cheaper (-$290,000 less). That's a significant down payment and monthly payment difference.

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Renting

Renting in Portland saves you $405/month — $4,860 per year. Median rent: $1,395/mo in Portland vs $1,800/mo in Seattle.

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Property Taxes

On a median-priced home, Portland owners pay roughly $4,508/year in property taxes vs $7,176/year in Seattle. Rates are comparable.

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Local Earnings

Median household income is $81,200 in Portland and $102,900 in Seattle. Portland residents earn 27% more — but remember to factor in cost of living.

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Daily Commute

Average commute is 26 minutes in Portland vs 30 minutes in Seattle. Commute times are nearly identical.

Salary Equivalence

To maintain the same lifestyle when moving from Portland to Seattle, here's the salary you'd need:

Salary in PortlandEquivalent in SeattleDifference
$50,000$63,415+$13,415
$75,000$95,122+$20,122
$100,000$126,829+$26,829
$150,000$190,244+$40,244
$200,000$253,659+$53,659

* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.

Run the Numbers

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Mortgage Calculator

See monthly payments for homes in either city

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Rent vs Buy

Is it cheaper to rent or buy in these markets?

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Cost of Living

Full cost of living comparison tool

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Home Appreciation

Project future home value growth

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Affordability Calculator

How much home can you afford?

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Property Tax Calculator

Estimate taxes in Portland or Seattle

Portland Calculators

→ Mortgage calculator for Portland→ Rent vs buy in Portland

Seattle Calculators

→ Mortgage calculator for Seattle→ Rent vs buy in Seattle

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Portland vs Seattle: Common Questions

Is Portland or Seattle cheaper to live in?

Based on cost of living indices, Portland is cheaper overall. Portland has a COL index of 123 while Seattle scores 156 (national average = 100).

How do home prices compare between Portland and Seattle?

The median home price in Portland is $490,000 vs $780,000 in Seattle — a difference of $290,000 (59%).

What salary do I need in Seattle to match my Portland income?

Use the salary equivalence table above. For example, a $100K salary in Portland is equivalent to $126,829 in Seattle in terms of purchasing power.

Which city has lower property taxes?

Seattle has a lower property tax rate (0.92% vs 0.92%). On a median-priced home, that means paying $4,508/year vs $7,176/year.

How does rent compare in Portland vs Seattle?

Median monthly rent: $1,395 in Portland vs $1,800 in Seattle. Annualized: $16,740 vs $21,600.

What is the median household income in each city?

Portland: $81,200/yr. Seattle: $102,900/yr (Census ACS).

Which city is better for remote workers?

Lower-cost Portland typically lets remote-workers keeping a coastal salary stretch further. Higher-cost cities usually win on amenities and labor-market depth.

Where does the data on this comparison come from?

Numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this comparison updated?

Source feeds refresh on their native cadence — hourly for mortgage rates, monthly for ZHVI/ZORI, annually for ACS. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. This page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Sources & Citations

  1. Zillow Research — Zillow Home Value Index (ZHVI) and Observed Rent Index (ZORI) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates for median household income, median age, commute time — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities (RPP) by state and metro — bea.gov/rpp
  4. Tax Foundation — effective property tax rates and state tax rates — taxfoundation.org
  5. U.S. Bureau of Labor Statistics — unemployment rates and regional CPI — bls.gov
  6. Council for Community and Economic Research (C2ER) — Cost of Living Index — coli.org
Methodology & Assumptions

City-level metrics (median home price, median rent, median household income, property tax rate, COL index, commute, unemployment, median age) are sourced from Zillow ZHVI/ZORI[1], Census ACS 5-year estimates[2], BEA Regional Price Parities[3], Tax Foundation[4], and BLS Local Area Unemployment Statistics[5].

The Cost of Living Index uses 100 = national average (C2ER methodology[6]): values above 100 indicate a city is more expensive than the national average, below 100 less expensive.

Salary equivalence uses the ratio adjustedSalary = salary × (colDestination / colOrigin). This accounts for cost-of-living differences but does not model state income tax variation, which can be significant.

Annual property tax is computed as medianHomePrice × propertyTaxRate. Actual assessed value may differ from sale price. Effective rates vary within a metro; these are metro-wide medians.

Commute-hours calculations assume 250 working days/year and a round-trip commute. "Tied" in the comparison table means values within ±1% of each other.

Last reviewed reflects the maximum retrievedAt timestamp across every sourced dataset feeding this page. When any source refreshes, the next ISR revalidation (every 24 hours) picks the new date.

Cost of living data sourced from [6] C2ER, [2] U.S. Census Bureau, and [1] Zillow Research. Tax rates from [4] Tax Foundation. Last reviewed 2026-04-19.