Home Insurance Estimator for Bridgeport, CT
Updated 2026 · Local data pre-filled
Home insurance rates vary widely within Connecticut, driven by weather risks, construction costs, and local claims history. The median home value in Bridgeport is $440,000, and we've pre-filled that as your dwelling coverage starting point. Adjust for your home's actual replacement cost for the most accurate estimate.
✓ Calculator below is pre-filled with Bridgeport local data
How Bridgeport Compares to the National Average
Understanding how Bridgeport stacks up helps you calibrate your financial planning.
| Metric | Bridgeport, CT | US Average | Difference |
|---|---|---|---|
| Median Home Price | $440,000 | $420,800 | +4.6% |
| Median Monthly Rent | $1,750 | $1,713 | +2.2% |
| Median Household Income | $84,600 | $74,580 | +13.4% |
| Property Tax Rate | 2.10% | 1.10% | +90.9% |
| Cost of Living Index | 142 | 100 | +42.0% |
Sources: U.S. Census Bureau, BLS, Zillow, NAR (2024–2025). Green = favorable for residents; red = less favorable.
Bridgeport Financial Snapshot
- Population (Metro)
- 980,000
- Unemployment
- 4.0%
- Avg Commute
- 33 min
- Median Age
- 40.2
- Price-to-Rent Ratio
- 21.0x
- Annual Property Tax
- $9,240
Frequently Asked Questions — Bridgeport
What is the median home price in Bridgeport, CT?
The median home price in Bridgeport is $440,000 as of 2025–2026. This is above the national median of $420,800.
What is the average rent in Bridgeport?
Median monthly rent in Bridgeport is $1,750. That works out to $21,000/year, or 25% of the median household income — within the commonly recommended 30% of income guideline.
Is Bridgeport affordable?
Bridgeport's cost of living index is 142 vs. the national average of 100. With a median household income of $84,600/year and a median home price of $440,000, the price-to-income ratio is 5.2x. Bridgeport falls in the middle of the affordability spectrum for US cities.
What is the property tax rate in Bridgeport?
The effective property tax rate in Bridgeport is 2.10% of assessed value. On the median home of $440,000, that's roughly $9,240/year ($770/month).