Pennsylvania Home Insurance Estimator โ Updated 2026
State abbreviation: PA
Homeowners insurance in Pennsylvania averages $1,440/year, depending on home value, location (wildfire/flood zones), age, and coverage limits. For a home valued at $305,000, you should budget 0.47% of its value annually for insurance. Insurance costs here are near or below the national average.
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Pennsylvania Financial Data (2026)
- State Tax Rate
- 3.07%
- Property Tax Rate
- 1.65%
- Median Home Price
- $305,000
- Avg Insurance Cost
- $1,440/year
- Cost of Living Index
- 100
- State Abbreviation
- PA