Home Insurance Estimator for Burlington, VT
Updated 2026 · Local data pre-filled
Home insurance rates vary widely within Vermont, driven by weather risks, construction costs, and local claims history. The median home value in Burlington is $440,000, and we've pre-filled that as your dwelling coverage starting point. Adjust for your home's actual replacement cost for the most accurate estimate.
✓ Calculator below is pre-filled with Burlington local data
How Burlington Compares to the National Average
Understanding how Burlington stacks up helps you calibrate your financial planning.
| Metric | Burlington, VT | US Average | Difference |
|---|---|---|---|
| Median Home Price | $440,000 | $420,800 | +4.6% |
| Median Monthly Rent | $1,938 | $1,713 | +13.1% |
| Median Household Income | $65,800 | $74,580 | -11.8% |
| Property Tax Rate | 1.90% | 1.10% | +72.7% |
| Cost of Living Index | 118 | 100 | +18.0% |
Sources: U.S. Census Bureau, BLS, Zillow, NAR (2024–2025). Green = favorable for residents; red = less favorable.
Burlington Financial Snapshot
- Population (Metro)
- 230,000
- Unemployment
- 2.7%
- Avg Commute
- 20 min
- Median Age
- 35.4
- Price-to-Rent Ratio
- 18.9x
- Annual Property Tax
- $8,360
Frequently Asked Questions — Burlington
What is the median home price in Burlington, VT?
The median home price in Burlington is $440,000 as of 2025–2026. This is above the national median of $420,800.
What is the average rent in Burlington?
Median monthly rent in Burlington is $1,938. That works out to $23,256/year, or 35% of the median household income — above the recommended 30% threshold.
Is Burlington affordable?
Burlington's cost of living index is 118 vs. the national average of 100. With a median household income of $65,800/year and a median home price of $440,000, the price-to-income ratio is 6.7x. This makes homeownership a significant stretch for the typical Burlington household.
What is the property tax rate in Burlington?
The effective property tax rate in Burlington is 1.90% of assessed value. On the median home of $440,000, that's roughly $8,360/year ($697/month).