Home Insurance Estimator for Youngstown, OH
Updated 2026 · Local data pre-filled
Home insurance rates vary widely within Ohio, driven by weather risks, construction costs, and local claims history. The median home value in Youngstown is $110,000, and we've pre-filled that as your dwelling coverage starting point. Adjust for your home's actual replacement cost for the most accurate estimate.
✓ Calculator below is pre-filled with Youngstown local data
How Youngstown Compares to the National Average
Understanding how Youngstown stacks up helps you calibrate your financial planning.
| Metric | Youngstown, OH | US Average | Difference |
|---|---|---|---|
| Median Home Price | $110,000 | $420,800 | -73.9% |
| Median Monthly Rent | $750 | $1,713 | -56.2% |
| Median Household Income | $44,200 | $74,580 | -40.7% |
| Property Tax Rate | 1.60% | 1.10% | +45.5% |
| Cost of Living Index | 78 | 100 | -22.0% |
Sources: U.S. Census Bureau, BLS, Zillow, NAR (2024–2025). Green = favorable for residents; red = less favorable.
Youngstown Financial Snapshot
- Population (Metro)
- 535,000
- Unemployment
- 6.0%
- Avg Commute
- 22 min
- Median Age
- 39.5
- Price-to-Rent Ratio
- 12.2x
- Annual Property Tax
- $1,760
Frequently Asked Questions — Youngstown
What is the median home price in Youngstown, OH?
The median home price in Youngstown is $110,000 as of 2025–2026. This is below the national median of $420,800.
What is the average rent in Youngstown?
Median monthly rent in Youngstown is $750. That works out to $9,000/year, or 20% of the median household income — within the commonly recommended 30% of income guideline.
Is Youngstown affordable?
Youngstown's cost of living index is 78 vs. the national average of 100. With a median household income of $44,200/year and a median home price of $110,000, the price-to-income ratio is 2.5x. Youngstown remains relatively affordable compared to many US metros.
What is the property tax rate in Youngstown?
The effective property tax rate in Youngstown is 1.60% of assessed value. On the median home of $110,000, that's roughly $1,760/year ($147/month).