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Chicago vs Milwaukee

Chicago, IL  ·  Milwaukee, WI

⚖️

Milwaukee is 21% cheaper than Chicago overall.

Home Price

Chicago: $315,000

Milwaukee: $225,000

Monthly Rent

Chicago: $2,288/mo

Milwaukee: $1,195/mo

COL Index

Chicago: 114

Milwaukee: 90

Median Income

Chicago: $70,100

Milwaukee: $56,400

Side-by-Side Comparison

Metric
Chicago
Milwaukee
Winner
🏠

Median Home Price

$315,000
$225,000
Milwaukee
🏢

Monthly Rent (Median)

$2,288/mo
$1,195/mo
Milwaukee
💰

Median Household Income

$70,100
$56,400
Chicago
📋

Property Tax Rate

2.1%
1.8%
Milwaukee
📊

Cost of Living Index

100 = national average

114
90
Milwaukee
🚗

Avg. Commute

31 min
24 min
Milwaukee
📈

Unemployment Rate

4.6%
4.6%
Tied
👥

Median Age

36.7 yrs
33.4 yrs
Chicago

What This Means For You

💵

Buying Power

A $100,000 salary in Chicago has the same purchasing power as $78,947 in Milwaukee — based on each city's cost of living index.

🏠

Housing

Homes in Milwaukee cost 29% more (-$90,000 extra). Expect a larger mortgage and down payment.

🏢

Renting

Renting in Milwaukee saves you $1,093/month — $13,116 per year. Median rent: $2,288/mo in Chicago vs $1,195/mo in Milwaukee.

📋

Property Taxes

On a median-priced home, Chicago owners pay roughly $6,615/year in property taxes vs $4,050/year in Milwaukee. That's a $2,565 annual difference.

💼

Local Earnings

Median household income is $70,100 in Chicago and $56,400 in Milwaukee. Milwaukee residents earn 20% more — but remember to factor in cost of living.

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Daily Commute

Average commute is 31 minutes in Chicago vs 24 minutes in Milwaukee. Over a year, that's 3500 extra minutes (58 hours) of commuting in Chicago.

Salary Equivalence

To maintain the same lifestyle when moving from Chicago to Milwaukee, here's the salary you'd need:

Salary in ChicagoEquivalent in MilwaukeeDifference
$50,000$39,474-$10,526
$75,000$59,211-$15,789
$100,000$78,947-$21,053
$150,000$118,421-$31,579
$200,000$157,895-$42,105

* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.

Run the Numbers

Related Comparisons

Chicago vs Milwaukee: Common Questions

Is Chicago or Milwaukee cheaper to live in?

Based on cost of living indices, Milwaukee is cheaper overall. Chicago has a COL index of 114 while Milwaukee scores 90 (national average = 100).

How do home prices compare between Chicago and Milwaukee?

The median home price in Chicago is $315,000 vs $225,000 in Milwaukee — a difference of $90,000 (29%).

What salary do I need in Milwaukee to match my Chicago income?

Use the salary equivalence table above. For example, a $100K salary in Chicago is equivalent to $78,947 in Milwaukee in terms of purchasing power.

Which city has lower property taxes?

Milwaukee has a lower property tax rate (1.8% vs 2.1%). On a median-priced home, that means paying $4,050/year vs $6,615/year.

Cost of living data sourced from Council for Community and Economic Research (C2ER) Cost of Living Index, U.S. Census Bureau American Community Survey, and Zillow Research. Tax rates from Tax Foundation and state revenue agencies. Last updated: March 2025.