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Chicago vs Nashville

Chicago, IL  ·  Nashville, TN

⚖️

Chicago and Nashville have similar costs of living.

Home Price

Chicago: $315,000

Nashville: $445,000

Monthly Rent

Chicago: $2,288/mo

Nashville: $1,556/mo

COL Index

Chicago: 114

Nashville: 112

Median Income

Chicago: $70,100

Nashville: $72,200

Side-by-Side Comparison

Metric
Chicago
Nashville
Winner
🏠

Median Home Price

$315,000
$445,000
Chicago
🏢

Monthly Rent (Median)

$2,288/mo
$1,556/mo
Nashville
💰

Median Household Income

$70,100
$72,200
Nashville
📋

Property Tax Rate

2.1%
0.69%
Nashville
📊

Cost of Living Index

100 = national average

114
112
Nashville
🚗

Avg. Commute

31 min
27 min
Nashville
📈

Unemployment Rate

4.6%
2.9%
Nashville
👥

Median Age

36.7 yrs
34.6 yrs
Chicago

What This Means For You

💵

Buying Power

A $100,000 salary in Chicago has the same purchasing power as $98,246 in Nashville — based on each city's cost of living index.

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Housing

Homes in Nashville are 41% cheaper (-$130,000 less). That's a significant down payment and monthly payment difference.

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Renting

Renting in Nashville saves you $732/month — $8,784 per year. Median rent: $2,288/mo in Chicago vs $1,556/mo in Nashville.

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Property Taxes

On a median-priced home, Chicago owners pay roughly $6,615/year in property taxes vs $3,071/year in Nashville. That's a $3,545 annual difference.

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Local Earnings

Median household income is $70,100 in Chicago and $72,200 in Nashville. Incomes are similar, so cost of living differences matter more.

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Daily Commute

Average commute is 31 minutes in Chicago vs 27 minutes in Nashville. Commute times are nearly identical.

Salary Equivalence

To maintain the same lifestyle when moving from Chicago to Nashville, here's the salary you'd need:

Salary in ChicagoEquivalent in NashvilleDifference
$50,000$49,123-$877
$75,000$73,684-$1,316
$100,000$98,246-$1,754
$150,000$147,368-$2,632
$200,000$196,491-$3,509

* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.

Run the Numbers

Related Comparisons

Chicago vs Nashville: Common Questions

Is Chicago or Nashville cheaper to live in?

Based on cost of living indices, Nashville is cheaper overall. Chicago has a COL index of 114 while Nashville scores 112 (national average = 100).

How do home prices compare between Chicago and Nashville?

The median home price in Chicago is $315,000 vs $445,000 in Nashville — a difference of $130,000 (41%).

What salary do I need in Nashville to match my Chicago income?

Use the salary equivalence table above. For example, a $100K salary in Chicago is equivalent to $98,246 in Nashville in terms of purchasing power.

Which city has lower property taxes?

Nashville has a lower property tax rate (0.69% vs 2.1%). On a median-priced home, that means paying $3,071/year vs $6,615/year.

Cost of living data sourced from Council for Community and Economic Research (C2ER) Cost of Living Index, U.S. Census Bureau American Community Survey, and Zillow Research. Tax rates from Tax Foundation and state revenue agencies. Last updated: March 2025.