Chicago, IL · Naples, FL
Chicago is 19% cheaper than Naples overall.
Home Price
Chicago: $315,000
Naples: $560,000
Monthly Rent
Chicago: $2,288/mo
Naples: $2,200/mo
COL Index
Chicago: 114
Naples: 136
Median Income
Chicago: $70,100
Naples: $82,000
Median Home Price
Monthly Rent (Median)
Median Household Income
Property Tax Rate
Cost of Living Index
100 = national average
Avg. Commute
Unemployment Rate
Median Age
A $100,000 salary in Chicago has the same purchasing power as $119,298 in Naples — based on each city's cost of living index.
Homes in Naples are 78% cheaper (-$245,000 less). That's a significant down payment and monthly payment difference.
Renting in Naples saves you $88/month — $1,056 per year. Median rent: $2,288/mo in Chicago vs $2,200/mo in Naples.
On a median-priced home, Chicago owners pay roughly $6,615/year in property taxes vs $5,096/year in Naples. That's a $1,519 annual difference.
Median household income is $70,100 in Chicago and $82,000 in Naples. Chicago residents earn 17% more — but remember to factor in cost of living.
Average commute is 31 minutes in Chicago vs 24 minutes in Naples. Over a year, that's 3500 extra minutes (58 hours) of commuting in Chicago.
To maintain the same lifestyle when moving from Chicago to Naples, here's the salary you'd need:
| Salary in Chicago | Equivalent in Naples | Difference |
|---|---|---|
| $50,000 | $59,649 | +$9,649 |
| $75,000 | $89,474 | +$14,474 |
| $100,000 | $119,298 | +$19,298 |
| $150,000 | $178,947 | +$28,947 |
| $200,000 | $238,596 | +$38,596 |
* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.
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Based on cost of living indices, Chicago is cheaper overall. Chicago has a COL index of 114 while Naples scores 136 (national average = 100).
The median home price in Chicago is $315,000 vs $560,000 in Naples — a difference of $245,000 (78%).
Use the salary equivalence table above. For example, a $100K salary in Chicago is equivalent to $119,298 in Naples in terms of purchasing power.
Naples has a lower property tax rate (0.91% vs 2.1%). On a median-priced home, that means paying $5,096/year vs $6,615/year.
Median monthly rent: $2,288 in Chicago vs $2,200 in Naples. Annualized: $27,456 vs $26,400.
Chicago: $70,100/yr. Naples: $82,000/yr (Census ACS).
Lower-cost Chicago typically lets remote-workers keeping a coastal salary stretch further. Higher-cost cities usually win on amenities and labor-market depth.
Numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income), and BEA RPP (cost-of-living index). Each value is timestamped on the page.
Source feeds refresh on their native cadence — hourly for mortgage rates, monthly for ZHVI/ZORI, annually for ACS. Page caches revalidate every 24 hours via Next.js ISR.
No. This page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.
City-level metrics (median home price, median rent, median household income, property tax rate, COL index, commute, unemployment, median age) are sourced from Zillow ZHVI/ZORI[1], Census ACS 5-year estimates[2], BEA Regional Price Parities[3], Tax Foundation[4], and BLS Local Area Unemployment Statistics[5].
The Cost of Living Index uses 100 = national average (C2ER methodology[6]): values above 100 indicate a city is more expensive than the national average, below 100 less expensive.
Salary equivalence uses the ratio adjustedSalary = salary × (colDestination / colOrigin). This accounts for cost-of-living differences but does not model state income tax variation, which can be significant.
Annual property tax is computed as medianHomePrice × propertyTaxRate. Actual assessed value may differ from sale price. Effective rates vary within a metro; these are metro-wide medians.
Commute-hours calculations assume 250 working days/year and a round-trip commute. "Tied" in the comparison table means values within ±1% of each other.
Last reviewed reflects the maximum retrievedAt timestamp across every sourced dataset feeding this page. When any source refreshes, the next ISR revalidation (every 24 hours) picks the new date.
Cost of living data sourced from [6] C2ER, [2] U.S. Census Bureau, and [1] Zillow Research. Tax rates from [4] Tax Foundation. Last reviewed .