Chicago vs Naples
Chicago, IL · Naples, FL
Chicago is 19% cheaper than Naples overall.
Home Price
Chicago: $315,000
Naples: $560,000
Monthly Rent
Chicago: $2,288/mo
Naples: $2,200/mo
COL Index
Chicago: 114
Naples: 136
Median Income
Chicago: $70,100
Naples: $82,000
Side-by-Side Comparison
Median Home Price
Monthly Rent (Median)
Median Household Income
Property Tax Rate
Cost of Living Index
100 = national average
Avg. Commute
Unemployment Rate
Median Age
What This Means For You
Buying Power
A $100,000 salary in Chicago has the same purchasing power as $119,298 in Naples — based on each city's cost of living index.
Housing
Homes in Naples are 78% cheaper (-$245,000 less). That's a significant down payment and monthly payment difference.
Renting
Renting in Naples saves you $88/month — $1,056 per year. Median rent: $2,288/mo in Chicago vs $2,200/mo in Naples.
Property Taxes
On a median-priced home, Chicago owners pay roughly $6,615/year in property taxes vs $5,096/year in Naples. That's a $1,519 annual difference.
Local Earnings
Median household income is $70,100 in Chicago and $82,000 in Naples. Chicago residents earn 17% more — but remember to factor in cost of living.
Daily Commute
Average commute is 31 minutes in Chicago vs 24 minutes in Naples. Over a year, that's 3500 extra minutes (58 hours) of commuting in Chicago.
Salary Equivalence
To maintain the same lifestyle when moving from Chicago to Naples, here's the salary you'd need:
| Salary in Chicago | Equivalent in Naples | Difference |
|---|---|---|
| $50,000 | $59,649 | +$9,649 |
| $75,000 | $89,474 | +$14,474 |
| $100,000 | $119,298 | +$19,298 |
| $150,000 | $178,947 | +$28,947 |
| $200,000 | $238,596 | +$38,596 |
* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.
Run the Numbers
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Rent vs Buy
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Cost of Living
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Property Tax Calculator
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Chicago vs Naples: Common Questions
Is Chicago or Naples cheaper to live in?
Based on cost of living indices, Chicago is cheaper overall. Chicago has a COL index of 114 while Naples scores 136 (national average = 100).
How do home prices compare between Chicago and Naples?
The median home price in Chicago is $315,000 vs $560,000 in Naples — a difference of $245,000 (78%).
What salary do I need in Naples to match my Chicago income?
Use the salary equivalence table above. For example, a $100K salary in Chicago is equivalent to $119,298 in Naples in terms of purchasing power.
Which city has lower property taxes?
Naples has a lower property tax rate (0.91% vs 2.1%). On a median-priced home, that means paying $5,096/year vs $6,615/year.
Cost of living data sourced from Council for Community and Economic Research (C2ER) Cost of Living Index, U.S. Census Bureau American Community Survey, and Zillow Research. Tax rates from Tax Foundation and state revenue agencies. Last updated: March 2025.