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Miami vs Raleigh

Miami, FL  ·  Raleigh, NC

⚖️

Raleigh is 20% cheaper than Miami overall.

Home Price

Miami: $620,000

Raleigh: $380,000

Monthly Rent

Miami: $1,951/mo

Raleigh: $1,131/mo

COL Index

Miami: 131

Raleigh: 105

Median Income

Miami: $65,000

Raleigh: $75,200

Side-by-Side Comparison

Metric
Miami
Raleigh
Winner
🏠

Median Home Price

$620,000
$380,000
Raleigh
🏢

Monthly Rent (Median)

$1,951/mo
$1,131/mo
Raleigh
💰

Median Household Income

$65,000
$75,200
Raleigh
📋

Property Tax Rate

0.91%
0.79%
Raleigh
📊

Cost of Living Index

100 = national average

131
105
Raleigh
🚗

Avg. Commute

30 min
25 min
Raleigh
📈

Unemployment Rate

3.5%
3%
Raleigh
👥

Median Age

40.9 yrs
35.1 yrs
Miami

What This Means For You

💵

Buying Power

A $100,000 salary in Miami has the same purchasing power as $80,153 in Raleigh — based on each city's cost of living index.

🏠

Housing

Homes in Raleigh cost 39% more (-$240,000 extra). Expect a larger mortgage and down payment.

🏢

Renting

Renting in Raleigh saves you $820/month — $9,840 per year. Median rent: $1,951/mo in Miami vs $1,131/mo in Raleigh.

📋

Property Taxes

On a median-priced home, Miami owners pay roughly $5,642/year in property taxes vs $3,002/year in Raleigh. That's a $2,640 annual difference.

💼

Local Earnings

Median household income is $65,000 in Miami and $75,200 in Raleigh. Miami residents earn 16% more — but remember to factor in cost of living.

🚗

Daily Commute

Average commute is 30 minutes in Miami vs 25 minutes in Raleigh. Over a year, that's 2500 extra minutes (42 hours) of commuting in Miami.

Salary Equivalence

To maintain the same lifestyle when moving from Miami to Raleigh, here's the salary you'd need:

Salary in MiamiEquivalent in RaleighDifference
$50,000$40,076-$9,924
$75,000$60,115-$14,885
$100,000$80,153-$19,847
$150,000$120,229-$29,771
$200,000$160,305-$39,695

* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.

Run the Numbers

Related Comparisons

Miami vs Raleigh: Common Questions

Is Miami or Raleigh cheaper to live in?

Based on cost of living indices, Raleigh is cheaper overall. Miami has a COL index of 131 while Raleigh scores 105 (national average = 100).

How do home prices compare between Miami and Raleigh?

The median home price in Miami is $620,000 vs $380,000 in Raleigh — a difference of $240,000 (39%).

What salary do I need in Raleigh to match my Miami income?

Use the salary equivalence table above. For example, a $100K salary in Miami is equivalent to $80,153 in Raleigh in terms of purchasing power.

Which city has lower property taxes?

Raleigh has a lower property tax rate (0.79% vs 0.91%). On a median-priced home, that means paying $3,002/year vs $5,642/year.

Cost of living data sourced from Council for Community and Economic Research (C2ER) Cost of Living Index, U.S. Census Bureau American Community Survey, and Zillow Research. Tax rates from Tax Foundation and state revenue agencies. Last updated: March 2025.