Home/Compare Cities/Portland vs Sacramento

Portland vs Sacramento

Portland, OR  ·  Sacramento, CA

TL;DR

Portland cost-of-living index is 123 vs 126 for Sacramento (US = 100). Median home: $490,000 vs $480,000. Median rent: $1,395/mo vs $1,450/mo.

Source: Zillow ZHVI/ZORI · Census ACS, 2026-04-19

⚖️

Portland is 2% cheaper than Sacramento overall.

Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Home Price

Portland: $490,000

Sacramento: $480,000

Monthly Rent

Portland: $1,395/mo

Sacramento: $1,450/mo

COL Index

Portland: 123

Sacramento: 126

Median Income

Portland: $81,200

Sacramento: $78,600

Side-by-Side Comparison

Metric
Portland
Sacramento
Winner
🏠

Median Home Price

$490,000
$480,000
Sacramento
🏢

Monthly Rent (Median)

$1,395/mo
$1,450/mo
Portland
💰

Median Household Income

$81,200
$78,600
Portland
📋

Property Tax Rate

0.92%
0.73%
Sacramento
📊

Cost of Living Index

100 = national average

123
126
Portland
🚗

Avg. Commute

26 min
28 min
Portland
📈

Unemployment Rate

4.2%
4.7%
Portland
👥

Median Age

37 yrs
36.9 yrs
Tied

What This Means For You

💵

Buying Power

A $100,000 salary in Portland has the same purchasing power as $102,439 in Sacramento — based on each city's cost of living index.

🏠

Housing

Homes in Sacramento cost 2% more (-$10,000 extra). Expect a larger mortgage and down payment.

🏢

Renting

Renting in Portland saves you $55/month — $660 per year. Median rent: $1,395/mo in Portland vs $1,450/mo in Sacramento.

📋

Property Taxes

On a median-priced home, Portland owners pay roughly $4,508/year in property taxes vs $3,504/year in Sacramento. That's a $1,004 annual difference.

💼

Local Earnings

Median household income is $81,200 in Portland and $78,600 in Sacramento. Incomes are similar, so cost of living differences matter more.

🚗

Daily Commute

Average commute is 26 minutes in Portland vs 28 minutes in Sacramento. Commute times are nearly identical.

Salary Equivalence

To maintain the same lifestyle when moving from Portland to Sacramento, here's the salary you'd need:

Salary in PortlandEquivalent in SacramentoDifference
$50,000$51,220+$1,220
$75,000$76,829+$1,829
$100,000$102,439+$2,439
$150,000$153,659+$3,659
$200,000$204,878+$4,878

* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.

Run the Numbers

🏦

Mortgage Calculator

See monthly payments for homes in either city

🔑

Rent vs Buy

Is it cheaper to rent or buy in these markets?

📊

Cost of Living

Full cost of living comparison tool

📈

Home Appreciation

Project future home value growth

💡

Affordability Calculator

How much home can you afford?

📋

Property Tax Calculator

Estimate taxes in Portland or Sacramento

Portland Calculators

→ Mortgage calculator for Portland→ Rent vs buy in Portland

Sacramento Calculators

→ Mortgage calculator for Sacramento→ Rent vs buy in Sacramento

Related Comparisons

Los Angeles vs PortlandSan Francisco vs PortlandSeattle vs PortlandPortland vs SeattlePortland vs BoiseSan Francisco vs SacramentoSacramento vs Fresno

Portland vs Sacramento: Common Questions

Is Portland or Sacramento cheaper to live in?

Based on cost of living indices, Portland is cheaper overall. Portland has a COL index of 123 while Sacramento scores 126 (national average = 100).

How do home prices compare between Portland and Sacramento?

The median home price in Portland is $490,000 vs $480,000 in Sacramento — a difference of $10,000 (2%).

What salary do I need in Sacramento to match my Portland income?

Use the salary equivalence table above. For example, a $100K salary in Portland is equivalent to $102,439 in Sacramento in terms of purchasing power.

Which city has lower property taxes?

Sacramento has a lower property tax rate (0.73% vs 0.92%). On a median-priced home, that means paying $3,504/year vs $4,508/year.

How does rent compare in Portland vs Sacramento?

Median monthly rent: $1,395 in Portland vs $1,450 in Sacramento. Annualized: $16,740 vs $17,400.

What is the median household income in each city?

Portland: $81,200/yr. Sacramento: $78,600/yr (Census ACS).

Which city is better for remote workers?

Lower-cost Portland typically lets remote-workers keeping a coastal salary stretch further. Higher-cost cities usually win on amenities and labor-market depth.

Where does the data on this comparison come from?

Numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this comparison updated?

Source feeds refresh on their native cadence — hourly for mortgage rates, monthly for ZHVI/ZORI, annually for ACS. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. This page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Sources & Citations

  1. Zillow Research — Zillow Home Value Index (ZHVI) and Observed Rent Index (ZORI) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates for median household income, median age, commute time — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities (RPP) by state and metro — bea.gov/rpp
  4. Tax Foundation — effective property tax rates and state tax rates — taxfoundation.org
  5. U.S. Bureau of Labor Statistics — unemployment rates and regional CPI — bls.gov
  6. Council for Community and Economic Research (C2ER) — Cost of Living Index — coli.org
Methodology & Assumptions

City-level metrics (median home price, median rent, median household income, property tax rate, COL index, commute, unemployment, median age) are sourced from Zillow ZHVI/ZORI[1], Census ACS 5-year estimates[2], BEA Regional Price Parities[3], Tax Foundation[4], and BLS Local Area Unemployment Statistics[5].

The Cost of Living Index uses 100 = national average (C2ER methodology[6]): values above 100 indicate a city is more expensive than the national average, below 100 less expensive.

Salary equivalence uses the ratio adjustedSalary = salary × (colDestination / colOrigin). This accounts for cost-of-living differences but does not model state income tax variation, which can be significant.

Annual property tax is computed as medianHomePrice × propertyTaxRate. Actual assessed value may differ from sale price. Effective rates vary within a metro; these are metro-wide medians.

Commute-hours calculations assume 250 working days/year and a round-trip commute. "Tied" in the comparison table means values within ±1% of each other.

Last reviewed reflects the maximum retrievedAt timestamp across every sourced dataset feeding this page. When any source refreshes, the next ISR revalidation (every 24 hours) picks the new date.

Cost of living data sourced from [6] C2ER, [2] U.S. Census Bureau, and [1] Zillow Research. Tax rates from [4] Tax Foundation. Last reviewed 2026-04-19.