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Raleigh vs Durham

Raleigh, NC  ·  Durham, NC

TL;DR

Raleigh cost-of-living index is 105 vs 104 for Durham (US = 100). Median home: $380,000 vs $360,000. Median rent: $1,131/mo vs $1,350/mo.

Source: Zillow ZHVI/ZORI · Census ACS, 2026-04-19

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Raleigh and Durham have similar costs of living.

Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Home Price

Raleigh: $380,000

Durham: $360,000

Monthly Rent

Raleigh: $1,131/mo

Durham: $1,350/mo

COL Index

Raleigh: 105

Durham: 104

Median Income

Raleigh: $75,200

Durham: $66,800

Side-by-Side Comparison

Metric
Raleigh
Durham
Winner
🏠

Median Home Price

$380,000
$360,000
Durham
🏢

Monthly Rent (Median)

$1,131/mo
$1,350/mo
Raleigh
💰

Median Household Income

$75,200
$66,800
Raleigh
📋

Property Tax Rate

0.79%
0.79%
Tied
📊

Cost of Living Index

100 = national average

105
104
Tied
🚗

Avg. Commute

25 min
24 min
Durham
📈

Unemployment Rate

3%
3.2%
Raleigh
👥

Median Age

35.1 yrs
33.6 yrs
Raleigh

What This Means For You

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Buying Power

A $100,000 salary in Raleigh has the same purchasing power as $99,048 in Durham — based on each city's cost of living index.

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Housing

Homes in Durham cost 5% more (-$20,000 extra). Expect a larger mortgage and down payment.

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Renting

Renting in Raleigh saves you $219/month — $2,628 per year. Median rent: $1,131/mo in Raleigh vs $1,350/mo in Durham.

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Property Taxes

On a median-priced home, Raleigh owners pay roughly $3,002/year in property taxes vs $2,844/year in Durham. Rates are comparable.

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Local Earnings

Median household income is $75,200 in Raleigh and $66,800 in Durham. Durham residents earn 11% more — but remember to factor in cost of living.

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Daily Commute

Average commute is 25 minutes in Raleigh vs 24 minutes in Durham. Commute times are nearly identical.

Salary Equivalence

To maintain the same lifestyle when moving from Raleigh to Durham, here's the salary you'd need:

Salary in RaleighEquivalent in DurhamDifference
$50,000$49,524-$476
$75,000$74,286-$714
$100,000$99,048-$952
$150,000$148,571-$1,429
$200,000$198,095-$1,905

* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.

Run the Numbers

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Mortgage Calculator

See monthly payments for homes in either city

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Rent vs Buy

Is it cheaper to rent or buy in these markets?

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Cost of Living

Full cost of living comparison tool

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Home Appreciation

Project future home value growth

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Affordability Calculator

How much home can you afford?

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Property Tax Calculator

Estimate taxes in Raleigh or Durham

Raleigh Calculators

→ Mortgage calculator for Raleigh→ Rent vs buy in Raleigh

Durham Calculators

→ Mortgage calculator for Durham→ Rent vs buy in Durham

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Raleigh vs Durham: Common Questions

Is Raleigh or Durham cheaper to live in?

Based on cost of living indices, Durham is cheaper overall. Raleigh has a COL index of 105 while Durham scores 104 (national average = 100).

How do home prices compare between Raleigh and Durham?

The median home price in Raleigh is $380,000 vs $360,000 in Durham — a difference of $20,000 (5%).

What salary do I need in Durham to match my Raleigh income?

Use the salary equivalence table above. For example, a $100K salary in Raleigh is equivalent to $99,048 in Durham in terms of purchasing power.

Which city has lower property taxes?

Durham has a lower property tax rate (0.79% vs 0.79%). On a median-priced home, that means paying $2,844/year vs $3,002/year.

How does rent compare in Raleigh vs Durham?

Median monthly rent: $1,131 in Raleigh vs $1,350 in Durham. Annualized: $13,572 vs $16,200.

What is the median household income in each city?

Raleigh: $75,200/yr. Durham: $66,800/yr (Census ACS).

Which city is better for remote workers?

Lower-cost Durham typically lets remote-workers keeping a coastal salary stretch further. Higher-cost cities usually win on amenities and labor-market depth.

Where does the data on this comparison come from?

Numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this comparison updated?

Source feeds refresh on their native cadence — hourly for mortgage rates, monthly for ZHVI/ZORI, annually for ACS. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. This page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Sources & Citations

  1. Zillow Research — Zillow Home Value Index (ZHVI) and Observed Rent Index (ZORI) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates for median household income, median age, commute time — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities (RPP) by state and metro — bea.gov/rpp
  4. Tax Foundation — effective property tax rates and state tax rates — taxfoundation.org
  5. U.S. Bureau of Labor Statistics — unemployment rates and regional CPI — bls.gov
  6. Council for Community and Economic Research (C2ER) — Cost of Living Index — coli.org
Methodology & Assumptions

City-level metrics (median home price, median rent, median household income, property tax rate, COL index, commute, unemployment, median age) are sourced from Zillow ZHVI/ZORI[1], Census ACS 5-year estimates[2], BEA Regional Price Parities[3], Tax Foundation[4], and BLS Local Area Unemployment Statistics[5].

The Cost of Living Index uses 100 = national average (C2ER methodology[6]): values above 100 indicate a city is more expensive than the national average, below 100 less expensive.

Salary equivalence uses the ratio adjustedSalary = salary × (colDestination / colOrigin). This accounts for cost-of-living differences but does not model state income tax variation, which can be significant.

Annual property tax is computed as medianHomePrice × propertyTaxRate. Actual assessed value may differ from sale price. Effective rates vary within a metro; these are metro-wide medians.

Commute-hours calculations assume 250 working days/year and a round-trip commute. "Tied" in the comparison table means values within ±1% of each other.

Last reviewed reflects the maximum retrievedAt timestamp across every sourced dataset feeding this page. When any source refreshes, the next ISR revalidation (every 24 hours) picks the new date.

Cost of living data sourced from [6] C2ER, [2] U.S. Census Bureau, and [1] Zillow Research. Tax rates from [4] Tax Foundation. Last reviewed 2026-04-19.