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Seattle vs Tacoma

Seattle, WA  ·  Tacoma, WA

TL;DR

Seattle cost-of-living index is 156 vs 112 for Tacoma (US = 100). Median home: $780,000 vs $445,000. Median rent: $1,800/mo vs $1,600/mo.

Source: Zillow ZHVI/ZORI · Census ACS, 2026-04-19

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Tacoma is 28% cheaper than Seattle overall.

Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Home Price

Seattle: $780,000

Tacoma: $445,000

Monthly Rent

Seattle: $1,800/mo

Tacoma: $1,600/mo

COL Index

Seattle: 156

Tacoma: 112

Median Income

Seattle: $102,900

Tacoma: $62,500

Side-by-Side Comparison

Metric
Seattle
Tacoma
Winner
🏠

Median Home Price

$780,000
$445,000
Tacoma
🏢

Monthly Rent (Median)

$1,800/mo
$1,600/mo
Tacoma
💰

Median Household Income

$102,900
$62,500
Seattle
📋

Property Tax Rate

0.92%
1.1%
Seattle
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Cost of Living Index

100 = national average

156
112
Tacoma
🚗

Avg. Commute

30 min
28 min
Tacoma
📈

Unemployment Rate

3.4%
4.3%
Seattle
👥

Median Age

36.5 yrs
35.8 yrs
Seattle

What This Means For You

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Buying Power

A $100,000 salary in Seattle has the same purchasing power as $71,795 in Tacoma — based on each city's cost of living index.

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Housing

Homes in Tacoma cost 43% more (-$335,000 extra). Expect a larger mortgage and down payment.

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Renting

Renting in Tacoma saves you $200/month — $2,400 per year. Median rent: $1,800/mo in Seattle vs $1,600/mo in Tacoma.

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Property Taxes

On a median-priced home, Seattle owners pay roughly $7,176/year in property taxes vs $4,895/year in Tacoma. That's a $2,281 annual difference.

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Local Earnings

Median household income is $102,900 in Seattle and $62,500 in Tacoma. Tacoma residents earn 39% more — but remember to factor in cost of living.

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Daily Commute

Average commute is 30 minutes in Seattle vs 28 minutes in Tacoma. Commute times are nearly identical.

Salary Equivalence

To maintain the same lifestyle when moving from Seattle to Tacoma, here's the salary you'd need:

Salary in SeattleEquivalent in TacomaDifference
$50,000$35,897-$14,103
$75,000$53,846-$21,154
$100,000$71,795-$28,205
$150,000$107,692-$42,308
$200,000$143,590-$56,410

* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.

Run the Numbers

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Mortgage Calculator

See monthly payments for homes in either city

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Rent vs Buy

Is it cheaper to rent or buy in these markets?

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Cost of Living

Full cost of living comparison tool

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Home Appreciation

Project future home value growth

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Affordability Calculator

How much home can you afford?

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Property Tax Calculator

Estimate taxes in Seattle or Tacoma

Seattle Calculators

→ Mortgage calculator for Seattle→ Rent vs buy in Seattle

Tacoma Calculators

→ Mortgage calculator for Tacoma→ Rent vs buy in Tacoma

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Seattle vs Tacoma: Common Questions

Is Seattle or Tacoma cheaper to live in?

Based on cost of living indices, Tacoma is cheaper overall. Seattle has a COL index of 156 while Tacoma scores 112 (national average = 100).

How do home prices compare between Seattle and Tacoma?

The median home price in Seattle is $780,000 vs $445,000 in Tacoma — a difference of $335,000 (43%).

What salary do I need in Tacoma to match my Seattle income?

Use the salary equivalence table above. For example, a $100K salary in Seattle is equivalent to $71,795 in Tacoma in terms of purchasing power.

Which city has lower property taxes?

Seattle has a lower property tax rate (0.92% vs 1.1%). On a median-priced home, that means paying $4,895/year vs $7,176/year.

How does rent compare in Seattle vs Tacoma?

Median monthly rent: $1,800 in Seattle vs $1,600 in Tacoma. Annualized: $21,600 vs $19,200.

What is the median household income in each city?

Seattle: $102,900/yr. Tacoma: $62,500/yr (Census ACS).

Which city is better for remote workers?

Lower-cost Tacoma typically lets remote-workers keeping a coastal salary stretch further. Higher-cost cities usually win on amenities and labor-market depth.

Where does the data on this comparison come from?

Numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this comparison updated?

Source feeds refresh on their native cadence — hourly for mortgage rates, monthly for ZHVI/ZORI, annually for ACS. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. This page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Sources & Citations

  1. Zillow Research — Zillow Home Value Index (ZHVI) and Observed Rent Index (ZORI) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates for median household income, median age, commute time — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities (RPP) by state and metro — bea.gov/rpp
  4. Tax Foundation — effective property tax rates and state tax rates — taxfoundation.org
  5. U.S. Bureau of Labor Statistics — unemployment rates and regional CPI — bls.gov
  6. Council for Community and Economic Research (C2ER) — Cost of Living Index — coli.org
Methodology & Assumptions

City-level metrics (median home price, median rent, median household income, property tax rate, COL index, commute, unemployment, median age) are sourced from Zillow ZHVI/ZORI[1], Census ACS 5-year estimates[2], BEA Regional Price Parities[3], Tax Foundation[4], and BLS Local Area Unemployment Statistics[5].

The Cost of Living Index uses 100 = national average (C2ER methodology[6]): values above 100 indicate a city is more expensive than the national average, below 100 less expensive.

Salary equivalence uses the ratio adjustedSalary = salary × (colDestination / colOrigin). This accounts for cost-of-living differences but does not model state income tax variation, which can be significant.

Annual property tax is computed as medianHomePrice × propertyTaxRate. Actual assessed value may differ from sale price. Effective rates vary within a metro; these are metro-wide medians.

Commute-hours calculations assume 250 working days/year and a round-trip commute. "Tied" in the comparison table means values within ±1% of each other.

Last reviewed reflects the maximum retrievedAt timestamp across every sourced dataset feeding this page. When any source refreshes, the next ISR revalidation (every 24 hours) picks the new date.

Cost of living data sourced from [6] C2ER, [2] U.S. Census Bureau, and [1] Zillow Research. Tax rates from [4] Tax Foundation. Last reviewed 2026-04-19.