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🛡️ Calculadora de Seguro de Incapacidad en New Hampshire — 2026

New Hampshire (NH) · Sin impuesto estatal · Impuesto predial: 1.93% · Casa mediana: $475,000

Escrito por Jere Salmisto·Revisado por CalcFi Editorial·Última revisión 2026-04-19·Metodología

¿Buscas la calculadora nacional de Calculadora de Seguro de Incapacidad? Ver la Calculadora de Seguro de Incapacidad nacional.

Datos financieros de New Hampshire (2026): impuesto estatal ninguno, impuesto predial 1.93%, valor mediano de vivienda $475,000, seguro de hogar $1,040/año, índice de costo de vida 105.4. El ingreso mediano del hogar es $111,800.[1][2]

Datos clave de New Hampshire (2026)

Impuesto estatal

Ninguno

Casa mediana

$475,000

Impuesto predial

1.93%

Costo de vida

105.4

Ingreso mediano del hogar: $111,800 · Pago PITI estimado en casa mediana: $3,409/mes [3]

Usa la calculadora de seguro de incapacidad

Cómo funciona el cálculo

La calculadora de seguro de incapacidad aplica los números locales de New Hampshire de 2026 a la fórmula estándar del cálculo. Los datos de estado vienen del repositorio de CalcFi con refresco automático ISR de 24 horas. Fuentes primarias: Zillow ZHVI[1], BEA RPP[7], Tax Foundation[2].

Cómo se compara New Hampshire

MétricaNew HampshireProm. EE.UU.MEMAVT
Casa mediana$475,000$425,000$345,000$465,000$385,000
Impuesto predial1.93%1.11%1.36%1.23%1.90%
Impuesto estatal (marginal)Ninguno~5%5.80%5.00%8.75%
Índice costo de vida105.4100.0106125114

Última revisión 2026-04-19. Estimaciones 2026. Variaciones por condado y ciudad.[7]

← Ver Calculadora de Seguro de Incapacidad (sin filtro de estado)
🇺🇸English version: Calculadora de Seguro de Incapacidad for New Hampshire →

Estados vecinos — Calculadora de Seguro de Incapacidad

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Preguntas frecuentes

¿Cómo funciona la calculadora de seguro de incapacidad en New Hampshire?
La calculadora de seguro de incapacidad combina tres inputs: (1) la fórmula de cálculo que corre localmente en tu navegador (sin enviar datos), (2) constantes financieras de New Hampshire para 2026 — impuesto estatal ninguno, impuesto predial 1.93%, casa mediana $475,000 — y (3) promedios nacionales para comparación. Todos los números provienen de datasets públicos primarios citados al final de esta página.

Datos financieros de New Hampshire (2026)

Impuesto estatal
Ninguno
Impuesto predial (efectivo)
1.93%
Valor mediano de vivienda
$475,000
Seguro de hogar (promedio)
$1,040/año
Índice costo de vida (RPP)
105.4
Abreviatura
NH
Metodología — cómo calculamos estos números

Las páginas pSEO de CalcFi combinan tres inputs: (1) la fórmula de la calculadora, que corre del lado del cliente (ningún dato sale de tu navegador); (2) constantes financieras a nivel de estado de datasets públicos primarios; y (3) benchmarks nacionales para comparación. La página de New Hampshire usa el impuesto predial (1.93%), el precio mediano de vivienda ($475,000), y la ausencia de impuesto estatal de las fuentes listadas más abajo.

Frecuencia de actualización: los tramos de impuesto estatal y salario mínimo se revisan anualmente tras cada sesión legislativa. Impuesto predial, precio mediano de vivienda, seguro, y cifras de costo de vida se revisan anualmente contra fuentes primarias. El dateModified de la página coincide con la fecha más reciente de revisión editorial mostrada arriba.

Limitaciones conocidas: los promedios estatales ocultan gran varianza intra-estado — el impuesto predial a nivel de condado y los precios de vivienda metropolitanos difieren significativamente de las cifras mostradas. Para cálculos más precisos, cruza la salida con el tasador de tu condado y las tablas de impuestos federales/estatales vigentes al momento de presentar tu declaración.

Sources

Every number on this page cites a primary public dataset. Last reviewed 2026-04-19 (auto-bumped on the next ISR refresh after an ETL run).

  1. NAIC Dwelling Fire, Homeowners Owners, and Homeowners Tenants Insurance Report — content.naic.org/article/homeowners-insurance-report. Retrieved 2026-04-19.
  2. Zillow Research — ZHVI (Zillow Home Value Index) + ZORI (Zillow Observed Rent Index) — www.zillow.com/research/data. Retrieved 2026-04-19.
  3. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — www.census.gov/programs-surveys/acs. Retrieved 2026-04-19.
  4. Internal Revenue Service — federal individual income tax brackets and standard deductions — www.irs.gov/forms-pubs/about-publication-17. Retrieved 2026-04-19.
  5. Freddie Mac Primary Mortgage Market Survey (PMMS) — weekly national mortgage rates — www.freddiemac.com/pmms. Retrieved 2026-04-19.
  6. Tax Foundation — Property Taxes Paid as % of Owner-Occupied Housing Value; State Tax Rates and Brackets; Estate/Inheritance; Social Security Taxation — taxfoundation.org/data/all/state. Retrieved 2026-04-19.
  7. State Departments of Revenue — official bracket + deduction publications (one primary URL per state; linked in the brackets table below) — taxfoundation.org/data/all/state/state-income-tax-rates. Retrieved 2026-04-19.
  8. Bureau of Economic Analysis — Regional Price Parities by State — www.bea.gov/data/prices-inflation/regional-price-parities-state-and-metro-area. Retrieved 2026-04-19.
  9. U.S. Department of Labor — State Minimum Wage Laws — www.dol.gov/agencies/whd/minimum-wage/state. Retrieved 2026-04-19.
  10. FRED (Federal Reserve Economic Data) — real median household income, unemployment, HPI, LFPR per state — fred.stlouisfed.org. Retrieved 2026-04-19.
  11. BLS Occupational Employment and Wage Statistics (OEWS) — state-level occupational wages — www.bls.gov/oes. Retrieved 2026-04-19.

CalcFi does not sell data. If you spot an error, email [email protected] with the URL and the correct figure.

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  • ·Benefit period options: 2-year, 5-year, to age 65, or to age 67
  • ·Own-occupation vs. any-occupation definition distinction noted — own-occ preferred but costlier
When this is wrong
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Assumptions· 2026▾
  • ·Income replacement ratio: long-term disability typically covers 60–70% of gross income
  • ·Elimination period tradeoff: 30/60/90/180-day wait; longer wait = lower premium
  • ·Benefit period options: 2-year, 5-year, to age 65, or to age 67
  • ·Own-occupation vs. any-occupation definition distinction noted — own-occ preferred but costlier
When this is wrong
  • ·Individual underwriting: occupation class, health history, income docs drive actual premium 30–60% from estimate
  • ·Group LTD through employer: typically not portable; may coordinate with SSDI award
  • ·Mental/nervous condition limits: many policies cap at 24 months benefit
  • ·Future Increase Option (FIO) rider allows coverage increase without re-underwriting

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Monthly Coverage Gap
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Target Benefit (65%)
$4,550/mo
Current Coverage
$4,000/mo
If Disabled (total)
$33,000

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Published byJere Salmisto· Founder, CalcFiReviewed byCalcFi EditorialEditorial standardsMethodologyLast verified April 21, 2026

Primary sources & authoritative references

Every formula on this page traces to a federal agency, central bank, or peer-reviewed institution. We cite the rule-makers, not secondhand blogs.

  • SSA — Disability Benefits (SSDI eligibility and benefit amounts) — Social Security AdministrationDefines SSDI benefit formula and 5-month waiting period. (opens in new tab)
  • DOL EBSA — Disability Insurance FAQs — U.S. Department of LaborShort-term and long-term disability plan requirements under ERISA. (opens in new tab)
  • IRS Topic 428 — Disability Income Taxation — Internal Revenue ServiceWhen employer-paid disability benefits are taxable to the recipient. (opens in new tab)

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