Home Insurance Estimator for Savannah, GA
Updated 2026 · Local data pre-filled
Home insurance rates vary widely within Georgia, driven by weather risks, construction costs, and local claims history. The median home value in Savannah is $290,000, and we've pre-filled that as your dwelling coverage starting point. Adjust for your home's actual replacement cost for the most accurate estimate.
✓ Calculator below is pre-filled with Savannah local data
How Savannah Compares to the National Average
Understanding how Savannah stacks up helps you calibrate your financial planning.
| Metric | Savannah, GA | US Average | Difference |
|---|---|---|---|
| Median Home Price | $290,000 | $420,800 | -31.1% |
| Median Monthly Rent | $1,598 | $1,713 | -6.7% |
| Median Household Income | $57,000 | $74,580 | -23.6% |
| Property Tax Rate | 0.92% | 1.10% | -16.4% |
| Cost of Living Index | 100 | 100 | +0.0% |
Sources: U.S. Census Bureau, BLS, Zillow, NAR (2024–2025). Green = favorable for residents; red = less favorable.
Savannah Financial Snapshot
- Population (Metro)
- 390,000
- Unemployment
- 3.8%
- Avg Commute
- 24 min
- Median Age
- 34.2
- Price-to-Rent Ratio
- 15.1x
- Annual Property Tax
- $2,668
Frequently Asked Questions — Savannah
What is the median home price in Savannah, GA?
The median home price in Savannah is $290,000 as of 2025–2026. This is below the national median of $420,800.
What is the average rent in Savannah?
Median monthly rent in Savannah is $1,598. That works out to $19,176/year, or 34% of the median household income — above the recommended 30% threshold.
Is Savannah affordable?
Savannah's cost of living index is 100 vs. the national average of 100. With a median household income of $57,000/year and a median home price of $290,000, the price-to-income ratio is 5.1x. Savannah falls in the middle of the affordability spectrum for US cities.
What is the property tax rate in Savannah?
The effective property tax rate in Savannah is 0.92% of assessed value. On the median home of $290,000, that's roughly $2,668/year ($222/month).