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Kansas Mortgage Affordability Calculator โ€” Updated 2026

State abbreviation: KS

In Kansas, the median home price is $275,000 as of 2026. Property taxes run at 0.71% of home value annually, and homeowners insurance averages $1440/year. The state income tax rate is 5.7%, which affects your ability to itemize deductions on mortgage interest. The cost of living index in Kansas is 89 (100 = national average).

Kansas Financial Data (2026)

State Tax Rate
5.7%
Property Tax Rate
0.71%
Median Home Price
$275,000
Avg Insurance Cost
$1,440/year
Cost of Living Index
89
State Abbreviation
KS