Looking for the national Nurse Salary? Nurse Salary Calculator Calculator.
Texas Nurse Salary Calculator — BLS OEWS Wages · 2026
Texas (TX) · No state income tax · Property tax: 1.80% · Median home (ZHVI): $295,000
As of · Sources: Zillow ZHVI, Tax Foundation, Census ACS, Freddie Mac PMMS
Nursing salaries in Texas reflect the state's healthcare demand, cost of living (index: 97.1), and facility types. No state income tax in Texas means nurses keep more of their earnings. RN, LPN, and NP salaries vary significantly across Texas's metro and rural areas.
Texas Financial Snapshot (2026) — Nurse Salary Calculator
Minimum wage, median HH income, and COL adjust take-home for the nurse salary calculator in Texas.
How the Nurse Salary Calculator Math Works Under Texas Law
A Texas salary calculation starts with the BLS Occupational Employment and Wage Statistics (OEWS) table for your occupation at the state level, then layers on Texas's payroll stack: federal income tax (brackets published by IRS), FICA (7.65%), and NO state income tax[1][2].
The formula: take_home = gross − federal_tax − state_tax − FICA − other. "Other" covers 401(k) deferral, HSA, FSA, pre-tax benefits. The calculator below runs this client-side — no inputs leave your browser.
Local context: Texas
Housing economics in Texas. The median home value runs 17.6% below the U.S. baseline for Texas is $295,000 per Zillow's home-value index. Effective property tax sits at 1.80% of assessed value, meaningfully higher than the 0.99% national average tracked by the Tax Foundation.
Income and tax climate. Median household income in Texas reaches $81,490 per the ACS five-year vintage, pulling above the $78,538 U.S. median. Texas's top marginal state income tax bracket lands at 0.00% — one of nine states that levies no broad-based income tax, shifting the revenue burden onto sales, property, and severance levies. BEA's Regional Price Parity scores Texas at 97.1 (national = 100), meaning a dollar in Texas buys 103¢ — more goods and services than the same dollar nationally.
Local context as of 2026-04-19.
Texas versus the U.S. baseline
| Metric | Texas | U.S. baseline | Difference |
|---|---|---|---|
| Median home value[zillow] | $295,000 | $358,000 | -17.6% |
| Property tax rate[tax-foundation] | 1.80% | 0.99% | 81.8% |
| Top marginal income tax[tax-foundation] | None | ~4.08% (volume-weighted) | −4.08 pp |
| Cost-of-living index (RPP)[bea-rpp] | 97.1 | 100.0 | -2.9 pts |
| Avg homeowners insurance[naic] | $4,240/yr | $1,754/yr | 141.7% |
How to use the Nurse Salary Calculator
Walk through using the Nurse Salary Calculator with Texas-specific defaults pre-loaded from primary sources.
- Pre-fill with local dataEach calculator on this page loads with state- or city-specific defaults pulled live from primary sources (FRED, BLS, Zillow, Freddie Mac PMMS, IRS, BEA). The blue values shown next to each input are the local averages so you can see how your scenario compares to the typical case before changing anything.
- Override the inputs you controlChange any field to model your actual situation. The math reruns in your browser the moment you change a value — no signup, no API call, no data transmission. Hover over the small (i) icon next to each label to see the formula that field feeds and where the default came from.
- Read the derived valuesThe result panel shows the primary calculation (monthly payment, take-home pay, savings projection, etc.) plus the intermediate values that drive it. Each line item is labeled with the formula component it represents so you can verify the arithmetic against any agency publication, textbook, or competing calculator.
- Adjust assumptions and re-runMost calculators have a section for assumption inputs that are easy to overlook — annual raises, expected return, inflation, vacancy rate, depreciation schedule, marginal vs. effective tax treatment. The defaults are conservative; aggressive scenarios usually require explicit overrides.
- Save to "My Numbers"When the inputs match your reality, click Save to "My Numbers". The values persist to your device's local storage (IndexedDB) and reload automatically on your next visit. Nothing is transmitted to any CalcFi server — the saved-state feature is deliberately client-side only for privacy.
- Compare scenarios side by sideMost calculators offer a comparison view that shows two or more scenarios side by side. Use this to model decision points: 15-year vs 30-year mortgage, Roth vs Traditional IRA, salary vs hourly, lease vs buy. The comparison view also produces a shareable summary you can download as PNG or PDF.
Worked Examples: Nurse Salary Calculator in Texas Cities
Same formula, different inputs. Each city name links to its own pSEO page where the calculator is pre-filled with local medians.
| City | Median home | Median rent | Median income |
|---|---|---|---|
| Houston, TX | $307,493 | $1,610/mo | $80,458 |
| Dallas, TX | $364,734 | $1,645/mo | $87,155 |
| San Antonio, TX | $279,026 | $1,391/mo | $74,297 |
| Austin, TX | $427,045 | $1,579/mo | $97,638 |
| Fort Worth, TX | $330,000 | $1,354/mo | $66,200 |
Sources: Zillow ZHVI + ZORI[1],Census ACS[2], Freddie Mac PMMS[3].
How Texas Compares to Neighboring States
| State | Median home | Top inc tax | Prop tax rate | RPP (US=100) |
|---|---|---|---|---|
| Texas (this page) | $295,000 | None | 1.80% | 97.1 |
| Arkansas side-by-side | $198,000 | 3.90% | 0.64% | 86.8 |
| compare to Louisiana | $215,000 | 3.00% | 0.55% | 88.7 |
| New Mexico equivalent | $305,000 | 5.90% | 0.80% | 91.0 |
| Oklahoma equivalent | $205,000 | 4.75% | 0.90% | 88.7 |
Sources: Zillow ZHVI[1], state Departments of Revenue / Tax Foundation[2], Tax Foundation property taxes[3], BEA Regional Price Parities[4].
What Changes Your Result in Texas
- Texas cost-of-living drag:Line-item costs in Texas deviate from the US mean by whatever the BEA all-items RPP deviates from 100. Weight your budget toward the state average rather than the national average.
Related Calculations for Texas
- teacher salary by Texas — both are BLS-OEWS-anchored salary tools.
How Texas Compares
| Metric | Texas | National Avg | AR | LA | NM |
|---|---|---|---|---|---|
| Median Home Price | $295,000 | $420,000 | $275,000 | $285,000 | $345,000 |
| Property Tax Rate | 1.8% | 1.07% | 0.62% | 0.55% | 0.8% |
| State Income Tax | None | 4.6%* | 4.9% | 4.25% | 4.9% |
| Avg Insurance Cost | $4,240/yr | $1,544/yr | $1,440/yr | $1,920/yr | $1,440/yr |
| Cost of Living Index | 97.1 | 100 | 84 | 91 | 93 |
| Household Income — p25 | $42,656 | $41,401 | $32,400 | $27,664 | $30,792 |
| Household Income — p50 (median) | $80,800 | $83,592 | $64,553 | $60,000 | $64,000 |
| Household Income — p75 | $152,118 | $153,000 | $115,675 | $113,423 | $122,600 |
*Average of states that levy an income tax. 2026 estimates. Texas has no income tax but the 6th-highest property tax rate in the nation.[3] Income percentiles from DQYDJ/Census CPS 2024[4].
Texas Financial Planning Tips
Track take-home pay: no state income tax means only federal + FICA apply — one of the simpler payroll pictures in the U.S. in Texas.
Anchor savings goals to the Texas cost of living index (97.1). A national 20% savings rate needs adjustment up or down depending on local expense floors.
Use tax-advantaged accounts first: 401(k), HSA, IRA. Since Texas has no income tax, Roth accounts may be especially attractive — you lock in today's zero-state-tax cost forever.
Frequently Asked Questions: Nurse Salary Calculator in Texas
How does the nurse salary work in Texas?
- The nurse salary calculator runs the standard client-side formula and layers on Texas's zero state income tax, 1.8% property tax rate, and cost-of-living index of 97.1. All inputs stay in your browser.
What's the median Registered Nurses salary in Texas?
- BLS OEWS reports a p50 wage of $77,840 for Registered Nurses in Texas, with p25 $56,200 and p75 $96,400.
What's the real purchasing power of this Texas salary?
- A $77,840 salary here has the purchasing power of $80,132 in the average US city.
How does the Texas Registered Nurses median compare to the national median?
- The Registered Nurses median in Texas is $77,840, 4% below the national median of $81,220 (BLS OEWS 2023). Adjusted for Texas's 97 cost-of-living index, the real purchasing-power equivalent is $80,132.
How much take-home pay remains after Texas state tax?
- Texas levies no state income tax, so the full wage is take-home after federal + FICA.
What's the unemployment rate in Texas?
- Texas unemployment sits at 4.3% (above the 4.1% national rate).
Does Texas have state income tax?
- No. Texas is one of seven states with no state income tax. However, Texas has the 6th-highest property tax rate in the nation (1.80%), which partially offsets the income tax savings.
What is the Texas homestead exemption?
- Texas provides a $100,000 homestead exemption on school district taxes, plus additional exemptions for over-65 and disabled homeowners. This can save $1,000-$3,000+ annually.
Why are Texas property taxes so high?
- Texas relies on property taxes as a primary revenue source because there is no state income tax. School districts, counties, cities, and special districts each levy their own rates, which combine to produce the high effective rate.
Can I do a cash-out refinance in Texas?
- Yes, but Texas limits cash-out refinances and HELOCs to 80% of your home's appraised value — you cannot borrow against more than 80% equity. This is unique to Texas and set in the state constitution.
Is the nurse salary free to use for Texas residents?
- Yes — the Nurse Salary Calculator is 100% free, with no signup required. All Texas-specific numbers (median home price $295,000, property tax 1.8%, no state income tax) are prefilled from public datasets. Calculations run in your browser; no data is sent to our servers.
Does the nurse salary replace tax or financial advice?
- No. The Nurse Salary Calculator provides educational estimates using public data and standard formulas. It is not personalized tax, legal, or investment advice. For decisions with material consequences, consult a licensed professional.
More Calculators
← Back to Nurse Salary CalculatorRelated Calculators for Texas
Calculate for Neighboring States
Texas Financial Data (2026)
- State Income Tax
- None
- Property Tax Rate
- 1.8%
- Median Home Price
- $295,000
- Annual Property Tax (median home)
- $5,310
- Avg Homeowners Insurance
- $4,240/year
- Cost of Living Index
- 97.1 (100 = avg)
- State Estate Tax
- No
- State Abbreviation
- TX
Compare Texas with other states
Every number on this page reads from the same CalcFi data repository used by the Live Data pages below — the figures stay consistent.
Home Prices by State
Zillow ZHVI across all 50 states
Property Tax by State
Effective rate × ZHVI = annual bill
Household Income by State
FRED real median + percentile bands
Cost of Living by State
BEA RPP all-items + housing
No-Income-Tax States
Full list + trade-offs
Current Interest Rates
Treasury curve + PMMS + FDIC
How we compute this — methodology
CalcFi pSEO pages combine three inputs: (1) the calculator formula itself, which runs client-side so no inputs leave your browser; (2) state-level financial constants from primary public datasets; and (3) national benchmarks for comparison. The Texas page uses the property tax rate (1.8%), median home price ($295,000), and no state income tax from the sources listed below.
Known limits: statewide averages mask large intra-state variance — county-level property tax and metro-level home prices differ significantly from the figures shown. For the most precise calculations, cross-check the output against your actual county assessor and the latest federal/state tax tables at filing time.
More Cities in Texas
Use Nurse Salary Calculator for any city in Texas.
Related Calculators & States
Related Calculators for Texas
National reference: Nurse Salary Calculator Calculator
Sources
Every number on this page cites a primary public dataset. Last reviewed (auto-bumped by the next ISR refresh after an ETL run).
- U.S. Department of Labor, Wage and Hour Division — State Minimum Wage Laws. dol.gov/agencies/whd/minimum-wage/state. Retrieved 2026-04-19.
- Tax Foundation — State Individual Income Tax Rates and Brackets. taxfoundation.org/data/all/state/state-income-tax-rates-2025. Retrieved 2026-04-19.
- Composite state financial context (median home price, property tax effective rate, cost of living index) cross-referenced against the primary sources below.
- Census Current Population Survey / IPUMS CPS (income year 2024) via DQYDJ state tools. dqydj.com. Retrieved 2026-04-19.
- BLS Occupational Employment and Wage Statistics (OEWS) — state-level occupational wages — www.bls.gov/oes. Retrieved 2026-04-19.
- U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — www.census.gov/programs-surveys/acs. Retrieved 2026-04-19.
- U.S. Department of Labor — State Minimum Wage Laws — www.dol.gov/agencies/whd/minimum-wage/state. Retrieved 2026-04-19.
- Internal Revenue Service — federal individual income tax brackets and standard deductions — www.irs.gov/forms-pubs/about-publication-17. Retrieved 2026-04-19.
- State Departments of Revenue — official bracket + deduction publications (one primary URL per state; linked in the brackets table below) — taxfoundation.org/data/all/state/state-income-tax-rates. Retrieved 2026-04-19.
- Zillow Research — ZHVI (Zillow Home Value Index) + ZORI (Zillow Observed Rent Index) — www.zillow.com/research/data. Retrieved 2026-04-19.
- Freddie Mac Primary Mortgage Market Survey (PMMS) — weekly national mortgage rates — www.freddiemac.com/pmms. Retrieved 2026-04-19.
- Tax Foundation — Property Taxes Paid as % of Owner-Occupied Housing Value; State Tax Rates and Brackets; Estate/Inheritance; Social Security Taxation — taxfoundation.org/data/all/state. Retrieved 2026-04-19.
- NAIC Dwelling Fire, Homeowners Owners, and Homeowners Tenants Insurance Report — content.naic.org/article/homeowners-insurance-report. Retrieved 2026-04-19.
- Bureau of Economic Analysis — Regional Price Parities by State — www.bea.gov/data/prices-inflation/regional-price-parities-state-and-metro-area. Retrieved 2026-04-19.
- FRED (Federal Reserve Economic Data) — real median household income, unemployment, HPI, LFPR per state — fred.stlouisfed.org. Retrieved 2026-04-19.
CalcFi does not sell data. If you spot an error, email [email protected] with the URL and the correct figure.