Charlotte vs Nashville
Charlotte, NC · Nashville, TN
Charlotte is 8% cheaper than Nashville overall.
Home Price
Charlotte: $365,000
Nashville: $445,000
Monthly Rent
Charlotte: $1,595/mo
Nashville: $1,556/mo
COL Index
Charlotte: 104
Nashville: 112
Median Income
Charlotte: $68,600
Nashville: $72,200
Side-by-Side Comparison
Median Home Price
Monthly Rent (Median)
Median Household Income
Property Tax Rate
Cost of Living Index
100 = national average
Avg. Commute
Unemployment Rate
Median Age
What This Means For You
Buying Power
A $100,000 salary in Charlotte has the same purchasing power as $107,692 in Nashville — based on each city's cost of living index.
Housing
Homes in Nashville are 22% cheaper (-$80,000 less). That's a significant down payment and monthly payment difference.
Renting
Renting in Nashville saves you $39/month — $468 per year. Median rent: $1,595/mo in Charlotte vs $1,556/mo in Nashville.
Property Taxes
On a median-priced home, Charlotte owners pay roughly $2,884/year in property taxes vs $3,071/year in Nashville. That's a $187 annual difference.
Local Earnings
Median household income is $68,600 in Charlotte and $72,200 in Nashville. Charlotte residents earn 5% more — but remember to factor in cost of living.
Daily Commute
Average commute is 27 minutes in Charlotte vs 27 minutes in Nashville. Commute times are nearly identical.
Salary Equivalence
To maintain the same lifestyle when moving from Charlotte to Nashville, here's the salary you'd need:
| Salary in Charlotte | Equivalent in Nashville | Difference |
|---|---|---|
| $50,000 | $53,846 | +$3,846 |
| $75,000 | $80,769 | +$5,769 |
| $100,000 | $107,692 | +$7,692 |
| $150,000 | $161,538 | +$11,538 |
| $200,000 | $215,385 | +$15,385 |
* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.
Run the Numbers
Mortgage Calculator
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Rent vs Buy
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Cost of Living
Full cost of living comparison tool
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Affordability Calculator
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Property Tax Calculator
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Charlotte Calculators
Nashville Calculators
Related Comparisons
Charlotte vs Nashville: Common Questions
Is Charlotte or Nashville cheaper to live in?
Based on cost of living indices, Charlotte is cheaper overall. Charlotte has a COL index of 104 while Nashville scores 112 (national average = 100).
How do home prices compare between Charlotte and Nashville?
The median home price in Charlotte is $365,000 vs $445,000 in Nashville — a difference of $80,000 (22%).
What salary do I need in Nashville to match my Charlotte income?
Use the salary equivalence table above. For example, a $100K salary in Charlotte is equivalent to $107,692 in Nashville in terms of purchasing power.
Which city has lower property taxes?
Nashville has a lower property tax rate (0.69% vs 0.79%). On a median-priced home, that means paying $2,884/year vs $3,071/year.
Cost of living data sourced from Council for Community and Economic Research (C2ER) Cost of Living Index, U.S. Census Bureau American Community Survey, and Zillow Research. Tax rates from Tax Foundation and state revenue agencies. Last updated: March 2025.