1. Home
  2. /Compare Cities
  3. /San Antonio vs Albuquerque

San Antonio vs. Albuquerque

San Antonio, TX  ·  Albuquerque, NM

TL;DR

San Antonio cost-of-living index is 92 vs 93 for Albuquerque (US = 100). Median home: $270,000 vs $285,000. Median rent: $899/mo vs $900/mo.

Source: Zillow ZHVI/ZORI · Census ACS, 2026-06-11

San Antonio and Albuquerque have similar costs of living.

Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-06-11

Looking for the national Mortgage Payment Calculator? Mortgage Payment Calculator.

Home Price

TX: $270,000

NM: $285,000

Monthly Rent

TX: $899/mo

NM: $900/mo

COL Index

TX: 92

NM: 93

Median Income

TX: $58,600

NM: $57,800

Side-by-Side Comparison

Metric
San Antonio
Albuquerque
Lower / Higher

Median Home Price

$270,000
$285,000
↓San Antonio

Monthly Rent (Median)

$899/mo
$900/mo
Comparable

Median Household Income

$58,600
$57,800
↓San Antonio

Property Tax Rate

1.8%
0.78%
↓Albuquerque

Cost of Living Index

100 = national average

92
93
↓San Antonio

Avg. Commute

26 min
22 min
↓Albuquerque

Unemployment Rate

3.8%
4.7%
↓San Antonio

Median Age

34.3 yrs
36.6 yrs
↓Albuquerque

What This Means For You

Headline insight

Buying Power

A $100,000 salary in San Antonio has the same purchasing power as $101,087 in Albuquerque— based on each city's cost of living index.

Housing

Homes in Albuquerque are 6% cheaper (-$15,000 less). That's a meaningful down-payment and monthly-payment difference.

Renting

Monthly rents are nearly identical in both cities. Median rent: $899/mo in San Antonio vs $900/mo in Albuquerque.

Property Taxes

On a median-priced home, San Antonio owners pay roughly $4,860/year vs $2,223/year in Albuquerque. That's a $2,637 annual difference.

Local Earnings

Median household income is $58,600 in San Antonio and $57,800 in Albuquerque. Incomes are similar, so cost of living differences matter more.

Daily Commute

Average commute is 26 minutes in San Antonio vs 22 minutes in Albuquerque. Commute times are nearly identical.

Salary Equivalence

To maintain the same lifestyle when moving from San Antonio to Albuquerque, here's the salary you'd need:

Salary in San AntonioEquivalent in AlbuquerqueDifference
$50,000$50,543+$543
$75,000$75,815+$815
$100,000$101,087+$1,087
$150,000$151,630+$1,630
$200,000$202,174+$2,174

* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.

Run the Numbers

Mortgage Calculator

See monthly payments for homes in either city

Rent vs Buy

Is it cheaper to rent or buy in these markets?

Cost of Living

Full cost of living comparison tool

Home Appreciation

Project future home value growth

Affordability Calculator

How much home can you afford?

Property Tax Calculator

Estimate taxes in San Antonio or Albuquerque

San Antonio Calculators

→ Mortgage calculator for San Antonio→ Rent vs buy in San Antonio

Albuquerque Calculators

→ Mortgage calculator for Albuquerque→ Rent vs buy in Albuquerque

Related Comparisons

Dallas vs San AntonioHouston vs San AntonioDenver vs AlbuquerquePhoenix vs AlbuquerqueSan Antonio vs Corpus ChristiSan Antonio vs Austin

San Antonio vs Albuquerque: Common Questions

Is San Antonio or Albuquerque cheaper to live in?

Based on cost of living indices, San Antonio is cheaper overall. San Antonio has a COL index of 92 while Albuquerque scores 93 (national average = 100).

How do home prices compare between San Antonio and Albuquerque?

The median home price in San Antonio is $270,000 vs $285,000 in Albuquerque — a difference of $15,000 (6%).

What salary do I need in Albuquerque to match my San Antonio income?

Use the salary equivalence table above. For example, a $100K salary in San Antonio is equivalent to $101,087 in Albuquerque in terms of purchasing power.

Which city has lower property taxes?

Albuquerque has a lower property tax rate (0.78% vs 1.8%). On a median-priced home, that means paying $2,223/year vs $4,860/year.

How does rent compare in San Antonio vs Albuquerque?

Median monthly rent: $899 in San Antonio vs $900 in Albuquerque. Annualized: $10,788 vs $10,800.

What is the median household income in each city?

San Antonio: $58,600/yr. Albuquerque: $57,800/yr (Census ACS).

Which city is better for remote workers?

Lower-cost San Antonio typically lets remote-workers keeping a coastal salary stretch further. Higher-cost cities usually win on amenities and labor-market depth.

Where does the data on this comparison come from?

Numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this comparison updated?

Source feeds refresh on their native cadence — hourly for mortgage rates, monthly for ZHVI/ZORI, annually for ACS. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. This page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Related Cities

  • San Antonio Home Affordability
  • Albuquerque Home Affordability
  • Austin vs Albuquerque
  • Dallas vs Albuquerque
  • Fort Worth vs Albuquerque
  • Houston vs Albuquerque
Browse all Mortgage Payment Calculator calculators →

Sources & Citations

  1. Zillow Research — Zillow Home Value Index (ZHVI) and Observed Rent Index (ZORI) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates for median household income, median age, commute time — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities (RPP) by state and metro — bea.gov/rpp
  4. Tax Foundation — effective property tax rates and state tax rates — taxfoundation.org
  5. U.S. Bureau of Labor Statistics — unemployment rates and regional CPI — bls.gov
  6. Council for Community and Economic Research (C2ER) — Cost of Living Index — coli.org
Methodology & Assumptions

City-level metrics (median home price, median rent, median household income, property tax rate, COL index, commute, unemployment, median age) are sourced from Zillow ZHVI/ZORI[1], Census ACS 5-year estimates[2], BEA Regional Price Parities[3], Tax Foundation[4], and BLS Local Area Unemployment Statistics[5].

The Cost of Living Index uses 100 = national average (C2ER methodology[6]): values above 100 indicate a city is more expensive than the national average, below 100 less expensive.

Salary equivalence uses the ratio adjustedSalary = salary × (colDestination / colOrigin). This accounts for cost-of-living differences but does not model state income tax variation, which can be significant.

Annual property tax is computed as medianHomePrice × propertyTaxRate. Actual assessed value may differ from sale price. Effective rates vary within a metro; these are metro-wide medians.

Commute-hours calculations assume 250 working days/year and a round-trip commute. "Tied" in the comparison table means values within ±1% of each other.

Last reviewed reflects the maximum retrievedAt timestamp across every sourced dataset feeding this page. When any source refreshes, the next ISR revalidation (every 24 hours) picks the new date.

Cost of living data sourced from [6] C2ER, [2] U.S. Census Bureau, and [1] Zillow Research. Tax rates from [4] Tax Foundation. Last reviewed 2026-06-11.