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San Antonio vs. Denver

San Antonio, TX  ·  Denver, CO

TL;DR

San Antonio cost-of-living index is 92 vs 121 for Denver (US = 100). Median home: $270,000 vs $565,000. Median rent: $899/mo vs $1,395/mo.

Source: Zillow ZHVI/ZORI · Census ACS, 2026-06-12

San Antonio is 32% cheaper than Denver overall.

Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-06-12

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Home Price

TX: $270,000

CO: $565,000

Monthly Rent

TX: $899/mo

CO: $1,395/mo

COL Index

TX: 92

CO: 121

Median Income

TX: $58,600

CO: $85,200

Side-by-Side Comparison

Metric
San Antonio
Denver
Lower / Higher

Median Home Price

$270,000
$565,000
↓San Antonio

Monthly Rent (Median)

$899/mo
$1,395/mo
↓San Antonio

Median Household Income

$58,600
$85,200
↓Denver

Property Tax Rate

1.8%
0.55%
↓Denver

Cost of Living Index

100 = national average

92
121
↓San Antonio

Avg. Commute

26 min
26 min
Comparable

Unemployment Rate

3.8%
3.3%
↓Denver

Median Age

34.3 yrs
36.6 yrs
↓Denver

What This Means For You

Headline insight

Buying Power

A $100,000 salary in San Antonio has the same purchasing power as $131,522 in Denver— based on each city's cost of living index.

Housing

Homes in Denver are 109% cheaper (-$295,000 less). That's a meaningful down-payment and monthly-payment difference.

Renting

Renting in San Antonio saves $496/month — $5,952 per year. Median rent: $899/mo in San Antonio vs $1,395/mo in Denver.

Property Taxes

On a median-priced home, San Antonio owners pay roughly $4,860/year vs $3,108/year in Denver. That's a $1,753 annual difference.

Local Earnings

Median household income is $58,600 in San Antonio and $85,200 in Denver. San Antonio residents earn 45% more — but factor in cost of living.

Daily Commute

Average commute is 26 minutes in San Antonio vs 26 minutes in Denver. Commute times are nearly identical.

Salary Equivalence

To maintain the same lifestyle when moving from San Antonio to Denver, here's the salary you'd need:

Salary in San AntonioEquivalent in DenverDifference
$50,000$65,761+$15,761
$75,000$98,641+$23,641
$100,000$131,522+$31,522
$150,000$197,283+$47,283
$200,000$263,043+$63,043

* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.

Run the Numbers

Mortgage Calculator

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Rent vs Buy

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Cost of Living

Full cost of living comparison tool

Home Appreciation

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Affordability Calculator

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Property Tax Calculator

Estimate taxes in San Antonio or Denver

San Antonio Calculators

→ Mortgage calculator for San Antonio→ Rent vs buy in San Antonio

Denver Calculators

→ Mortgage calculator for Denver→ Rent vs buy in Denver

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San Antonio vs Denver: Common Questions

Is San Antonio or Denver cheaper to live in?

Based on cost of living indices, San Antonio is cheaper overall. San Antonio has a COL index of 92 while Denver scores 121 (national average = 100).

How do home prices compare between San Antonio and Denver?

The median home price in San Antonio is $270,000 vs $565,000 in Denver — a difference of $295,000 (109%).

What salary do I need in Denver to match my San Antonio income?

Use the salary equivalence table above. For example, a $100K salary in San Antonio is equivalent to $131,522 in Denver in terms of purchasing power.

Which city has lower property taxes?

Denver has a lower property tax rate (0.55% vs 1.8%). On a median-priced home, that means paying $3,108/year vs $4,860/year.

How does rent compare in San Antonio vs Denver?

Median monthly rent: $899 in San Antonio vs $1,395 in Denver. Annualized: $10,788 vs $16,740.

What is the median household income in each city?

San Antonio: $58,600/yr. Denver: $85,200/yr (Census ACS).

Which city is better for remote workers?

Lower-cost San Antonio typically lets remote-workers keeping a coastal salary stretch further. Higher-cost cities usually win on amenities and labor-market depth.

Where does the data on this comparison come from?

Numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this comparison updated?

Source feeds refresh on their native cadence — hourly for mortgage rates, monthly for ZHVI/ZORI, annually for ACS. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. This page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

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Sources & Citations

  1. Zillow Research — Zillow Home Value Index (ZHVI) and Observed Rent Index (ZORI) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates for median household income, median age, commute time — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities (RPP) by state and metro — bea.gov/rpp
  4. Tax Foundation — effective property tax rates and state tax rates — taxfoundation.org
  5. U.S. Bureau of Labor Statistics — unemployment rates and regional CPI — bls.gov
  6. Council for Community and Economic Research (C2ER) — Cost of Living Index — coli.org
Methodology & Assumptions

City-level metrics (median home price, median rent, median household income, property tax rate, COL index, commute, unemployment, median age) are sourced from Zillow ZHVI/ZORI[1], Census ACS 5-year estimates[2], BEA Regional Price Parities[3], Tax Foundation[4], and BLS Local Area Unemployment Statistics[5].

The Cost of Living Index uses 100 = national average (C2ER methodology[6]): values above 100 indicate a city is more expensive than the national average, below 100 less expensive.

Salary equivalence uses the ratio adjustedSalary = salary × (colDestination / colOrigin). This accounts for cost-of-living differences but does not model state income tax variation, which can be significant.

Annual property tax is computed as medianHomePrice × propertyTaxRate. Actual assessed value may differ from sale price. Effective rates vary within a metro; these are metro-wide medians.

Commute-hours calculations assume 250 working days/year and a round-trip commute. "Tied" in the comparison table means values within ±1% of each other.

Last reviewed reflects the maximum retrievedAt timestamp across every sourced dataset feeding this page. When any source refreshes, the next ISR revalidation (every 24 hours) picks the new date.

Cost of living data sourced from [6] C2ER, [2] U.S. Census Bureau, and [1] Zillow Research. Tax rates from [4] Tax Foundation. Last reviewed 2026-06-12.