Inicio/Calculadoras/¿Alquilar o Comprar?/New Hampshire

🔑 ¿Alquilar o Comprar? en New Hampshire — 2026

New Hampshire (NH) · Sin impuesto estatal · Impuesto predial: 1.93% · Casa mediana: $475,000

Escrito por Jere Salmisto·Revisado por CalcFi Editorial·Última revisión 2026-04-19·Metodología

¿Buscas la calculadora nacional de ¿Alquilar o Comprar?? Ver la ¿Alquilar o Comprar? nacional.

En New Hampshire, el precio mediano de vivienda es $475,000 y el impuesto predial es 1.93% anual (aproximadamente $9,168/año). El seguro de hogar promedia $1,040/año. New Hampshire no tiene impuesto estatal sobre el ingreso, lo que aumenta tu poder adquisitivo. Con estos datos del mercado local, esta calculadora compara el costo total de rentar vs. comprar a lo largo de 10, 20, y 30 años.[1][2]

Datos clave de New Hampshire (2026)

Impuesto estatal

Ninguno

Casa mediana

$475,000

Impuesto predial

1.93%

Costo de vida

105.4

Ingreso mediano del hogar: $111,800 · Pago PITI estimado en casa mediana: $3,409/mes [3]

Usa la ¿alquilar o comprar?

Cómo funciona el cálculo

El pago mensual de una hipoteca fija se calcula con la fórmula M = P · r / (1 − (1+r)^(−n)), donde P es el principal del préstamo, r la tasa mensual (anual/12), y n el plazo en meses. En New Hampshire en 2026, P parte de $475,000 (Zillow ZHVI)[1] menos un enganche típico del 20%.

Sobre P&I se agregan los dos costos específicos de New Hampshire: impuesto predial a la tasa efectiva estatal de 1.93%[2] y seguro de hogar ($1,040/año, promedio NAIC)[4]. La tasa de referencia nacional Freddie Mac PMMS (6.30%)[5] mueve la curva del pago.

Cómo se compara New Hampshire

MétricaNew HampshireProm. EE.UU.MEMAVT
Casa mediana$475,000$425,000$345,000$465,000$385,000
Impuesto predial1.93%1.11%1.36%1.23%1.90%
Impuesto estatal (marginal)Ninguno~5%5.80%5.00%8.75%
Índice costo de vida105.4100.0106125114

Última revisión 2026-04-19. Estimaciones 2026. Variaciones por condado y ciudad.[7]

← Ver ¿Alquilar o Comprar? (sin filtro de estado)
🇺🇸English version: ¿Alquilar o Comprar? for New Hampshire →

Estados vecinos — ¿Alquilar o Comprar?

MaineMassachusettsVermont

¿Alquilar o Comprar? — Todos los estados

ALAKAZARCACOCTDEFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPARISCSDTNTXUTVTVAWAWVWIWYDC

Calculadoras relacionadas

🏠Calculadora de Hipoteca📈Calculadora de Apreciación de Vivienda🏦Capacidad Hipotecaria

Preguntas frecuentes

¿Cómo funciona la ¿alquilar o comprar? en New Hampshire?
La ¿alquilar o comprar? combina tres inputs: (1) la fórmula de cálculo que corre localmente en tu navegador (sin enviar datos), (2) constantes financieras de New Hampshire para 2026 — impuesto estatal ninguno, impuesto predial 1.93%, casa mediana $475,000 — y (3) promedios nacionales para comparación. Todos los números provienen de datasets públicos primarios citados al final de esta página.
¿Conviene comprar o rentar en New Hampshire?
Depende de tu horizonte: más de 5–7 años generalmente favorece comprar. Casa mediana en New Hampshire: $475,000. Impuesto predial anual: $9,168. Seguro: $1,040/año. Usa la calculadora para modelar tu caso con estos inputs locales.

Datos financieros de New Hampshire (2026)

Impuesto estatal
Ninguno
Impuesto predial (efectivo)
1.93%
Valor mediano de vivienda
$475,000
Seguro de hogar (promedio)
$1,040/año
Índice costo de vida (RPP)
105.4
Abreviatura
NH
Metodología — cómo calculamos estos números

Las páginas pSEO de CalcFi combinan tres inputs: (1) la fórmula de la calculadora, que corre del lado del cliente (ningún dato sale de tu navegador); (2) constantes financieras a nivel de estado de datasets públicos primarios; y (3) benchmarks nacionales para comparación. La página de New Hampshire usa el impuesto predial (1.93%), el precio mediano de vivienda ($475,000), y la ausencia de impuesto estatal de las fuentes listadas más abajo.

Frecuencia de actualización: los tramos de impuesto estatal y salario mínimo se revisan anualmente tras cada sesión legislativa. Impuesto predial, precio mediano de vivienda, seguro, y cifras de costo de vida se revisan anualmente contra fuentes primarias. El dateModified de la página coincide con la fecha más reciente de revisión editorial mostrada arriba.

Limitaciones conocidas: los promedios estatales ocultan gran varianza intra-estado — el impuesto predial a nivel de condado y los precios de vivienda metropolitanos difieren significativamente de las cifras mostradas. Para cálculos más precisos, cruza la salida con el tasador de tu condado y las tablas de impuestos federales/estatales vigentes al momento de presentar tu declaración.

Sources

Every number on this page cites a primary public dataset. Last reviewed 2026-04-19 (auto-bumped on the next ISR refresh after an ETL run).

  1. Zillow Research — ZHVI (Zillow Home Value Index) + ZORI (Zillow Observed Rent Index) — www.zillow.com/research/data. Retrieved 2026-04-19.
  2. Freddie Mac Primary Mortgage Market Survey (PMMS) — weekly national mortgage rates — www.freddiemac.com/pmms. Retrieved 2026-04-19.
  3. Tax Foundation — Property Taxes Paid as % of Owner-Occupied Housing Value; State Tax Rates and Brackets; Estate/Inheritance; Social Security Taxation — taxfoundation.org/data/all/state. Retrieved 2026-04-19.
  4. NAIC Dwelling Fire, Homeowners Owners, and Homeowners Tenants Insurance Report — content.naic.org/article/homeowners-insurance-report. Retrieved 2026-04-19.
  5. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — www.census.gov/programs-surveys/acs. Retrieved 2026-04-19.
  6. State Departments of Revenue — official bracket + deduction publications (one primary URL per state; linked in the brackets table below) — taxfoundation.org/data/all/state/state-income-tax-rates. Retrieved 2026-04-19.
  7. Bureau of Economic Analysis — Regional Price Parities by State — www.bea.gov/data/prices-inflation/regional-price-parities-state-and-metro-area. Retrieved 2026-04-19.
  8. U.S. Department of Labor — State Minimum Wage Laws — www.dol.gov/agencies/whd/minimum-wage/state. Retrieved 2026-04-19.
  9. FRED (Federal Reserve Economic Data) — real median household income, unemployment, HPI, LFPR per state — fred.stlouisfed.org. Retrieved 2026-04-19.
  10. BLS Occupational Employment and Wage Statistics (OEWS) — state-level occupational wages — www.bls.gov/oes. Retrieved 2026-04-19.

CalcFi does not sell data. If you spot an error, email [email protected] with the URL and the correct figure.

Calculadoras relacionadas

  • Calculadora de Hipoteca
  • Calculadora de Apreciación de Vivienda
  • Capacidad Hipotecaria
Ver todas las calculadoras de ¿Alquilar o Comprar? →
Money Score
--

Analyze 3 calcs to unlock

0 of 3 analyzed

View your saved analyses

Recently used

Your recents will appear here

Related calculators

Mortgage Calculator 2026: Your Exact Monthly PaymentHome Appreciation Calculator 2026Mortgage Affordability Calculator 2026: Your Limit
Browse all categories
Mortgage & Real EstateDebt & LoansInvestments & CryptoRetirement & SavingsTax & BusinessCareerReal EstateCost GuidesHome ImprovementLegal & BusinessAuto & VehicleEducationPetsImmigrationMilitary
HomeMortgage & Real EstateRent vs Buy Calculator — Renting vs Buying: Which Is Better for You?

Rent vs Buy Calculator — Renting vs Buying: Which Is Better for You?

Compare the true financial outcome of renting versus buying a home over a specific time period.

Verified August 17, 2026 · Checked against IRS, Fed & Treasury sources

Instant resultsNo signupVerified formula
Free · No signup · Verified
Rent vs Buy Calculator — Renting vs Buying: Which Is Better for You?

Enter your numbers below

$
$
%
$
%
%
years
%

Assumptions· 2026

  • ·Opportunity cost of down payment at assumed investment return
  • ·Home appreciation applied to full home value (leveraged return)
  • ·Mortgage interest + property tax deductibility modeled at marginal rate
  • ·Annual rent increases applied to renting scenario
When this is wrong
  • ·Transaction costs on eventual sale (agent ~5–6%, transfer taxes)
  • ·Maintenance and capex reserves (typical 1–2% of value/yr)
  • ·Rent control or rent stabilization rules limiting rent growth
  • ·Loss of liquidity and mobility option value from homeownership
Assumptions· 2026▾
  • ·Opportunity cost of down payment at assumed investment return
  • ·Home appreciation applied to full home value (leveraged return)
  • ·Mortgage interest + property tax deductibility modeled at marginal rate
  • ·Annual rent increases applied to renting scenario
When this is wrong
  • ·Transaction costs on eventual sale (agent ~5–6%, transfer taxes)
  • ·Maintenance and capex reserves (typical 1–2% of value/yr)
  • ·Rent control or rent stabilization rules limiting rent growth
  • ·Loss of liquidity and mobility option value from homeownership

Related calculators

Mortgage Calculator 2026: Your Exact Monthly PaymentHome Appreciation Calculator 2026Mortgage Affordability Calculator 2026: Your Limit
Your Results

Based on your inputs

Demo numbers · replace inputs to see yours
Buying Wins After 7 Years
Buying by $17,215positivepositive trend

Buy: $145,677 · Rent: $128,463

Net Wealth Comparison

Monthly Mortgage P&I$1,993
Monthly Rent$2,200
Future Home Value$526,373
Home Equity at Sale$237,722
Buy Net Wealth$145,677
Rent Net Wealth$128,463
AdvantageBuying wins by $17,215

Money Score: Analyze 3 calcs across rent, debt, and savings to unlock.

More actions
Embed
Saved
Money Score
--

Analyze 3 calcs to unlock

0 of 3 analyzed

View your saved analyses
Published byJere Salmisto· Founder, CalcFiReviewed byCalcFi EditorialEditorial standardsMethodologyLast verified April 21, 2026

Primary sources & authoritative references

Every formula on this page traces to a federal agency, central bank, or peer-reviewed institution. We cite the rule-makers, not secondhand blogs.

  • CFPB — Is homeownership right for you? rent-vs-buy considerations — Consumer Financial Protection BureauFederal framework for comparing total cost of renting and owning. (opens in new tab)
  • FRED — CPI: Rent of primary residence — Federal Reserve Bank of St. LouisBLS CPI rent series used to project future rental cost trajectories. (opens in new tab)
  • FHFA — House Price Index: long-run appreciation inputs — Federal Housing Finance Agency (opens in new tab)
  • IRS Publication 936 — Home Mortgage Interest Deduction — Internal Revenue ServiceTax advantage of ownership factored into buy-side cost. (opens in new tab)
  • IRS Publication 523 — Selling Your Home — Internal Revenue ServiceSection 121 exclusion on gain affecting buy-side after-tax outcome. (opens in new tab)
  • FRED — 30-Year Fixed Rate Mortgage Average — Federal Reserve Bank of St. LouisMortgage rate input driving the buy-side cost calculation. (opens in new tab)
  • U.S. Census Bureau — Housing Vacancy and Homeownership Survey — U.S. Census BureauHomeownership rate and rental vacancy data contextualizing the decision. (opens in new tab)

Found an error in a formula or source? Report it →

Rent vs Buy Calculator — Renting vs Buying: Which Is Better for You? by State

State-specific rates, taxes, and cost-of-living adjustments

CaliforniaTexasFloridaNew YorkIllinoisPennsylvaniaOhioGeorgiaNorth CarolinaMichiganNew JerseyVirginia

Calculations are for educational purposes only. Consult a qualified financial advisor for personalized advice.