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🚗 Comparador de Seguros de Auto en Ohio — 2026

Ohio (OH) · Impuesto estatal: 3.50% · Impuesto predial: 1.56% · Casa mediana: $225,000

Escrito por Jere Salmisto·Revisado por CalcFi Editorial·Última revisión 2026-04-19·Metodología

¿Buscas la calculadora nacional de Comparador de Seguros de Auto? Ver la Comparador de Seguros de Auto nacional.

Datos financieros de Ohio (2026): impuesto estatal 3.50%, impuesto predial 1.56%, valor mediano de vivienda $225,000, seguro de hogar $1,010/año, índice de costo de vida 91.9. El ingreso mediano del hogar es $80,520.[1][2]

Datos clave de Ohio (2026)

Impuesto estatal

3.50%

Casa mediana

$225,000

Impuesto predial

1.56%

Costo de vida

91.9

Ingreso mediano del hogar: $80,520 · Pago PITI estimado en casa mediana: $1,644/mes [3]

Usa la comparador de seguros de auto

Cómo funciona el cálculo

La comparador de seguros de auto aplica los números locales de Ohio de 2026 a la fórmula estándar del cálculo. Los datos de estado vienen del repositorio de CalcFi con refresco automático ISR de 24 horas. Fuentes primarias: Zillow ZHVI[1], BEA RPP[7], Tax Foundation[2].

Cómo se compara Ohio

MétricaOhioProm. EE.UU.INKYMI
Casa mediana$225,000$425,000$265,000$265,000$305,000
Impuesto predial1.56%1.11%0.85%0.85%1.56%
Impuesto estatal (marginal)3.50%~5%3.23%5.00%4.25%
Índice costo de vida91.9100.0908895

Última revisión 2026-04-19. Estimaciones 2026. Variaciones por condado y ciudad.[7]

← Ver Comparador de Seguros de Auto (sin filtro de estado)
🇺🇸English version: Comparador de Seguros de Auto for Ohio →

Estados vecinos — Comparador de Seguros de Auto

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Comparador de Seguros de Auto — Todos los estados

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Calculadoras relacionadas

🏠Estimador de Seguro de Hogar⚖️Comparador de Seguros de Hogar❤️Calculadora de Seguro de Vida

Preguntas frecuentes

¿Cómo funciona la comparador de seguros de auto en Ohio?
La comparador de seguros de auto combina tres inputs: (1) la fórmula de cálculo que corre localmente en tu navegador (sin enviar datos), (2) constantes financieras de Ohio para 2026 — impuesto estatal 3.50%, impuesto predial 1.56%, casa mediana $225,000 — y (3) promedios nacionales para comparación. Todos los números provienen de datasets públicos primarios citados al final de esta página.

Datos financieros de Ohio (2026)

Impuesto estatal
3.50%
Impuesto predial (efectivo)
1.56%
Valor mediano de vivienda
$225,000
Seguro de hogar (promedio)
$1,010/año
Índice costo de vida (RPP)
91.9
Abreviatura
OH
Metodología — cómo calculamos estos números

Las páginas pSEO de CalcFi combinan tres inputs: (1) la fórmula de la calculadora, que corre del lado del cliente (ningún dato sale de tu navegador); (2) constantes financieras a nivel de estado de datasets públicos primarios; y (3) benchmarks nacionales para comparación. La página de Ohio usa el impuesto predial (1.56%), el precio mediano de vivienda ($225,000), y el 3.50% de impuesto estatal de las fuentes listadas más abajo.

Frecuencia de actualización: los tramos de impuesto estatal y salario mínimo se revisan anualmente tras cada sesión legislativa. Impuesto predial, precio mediano de vivienda, seguro, y cifras de costo de vida se revisan anualmente contra fuentes primarias. El dateModified de la página coincide con la fecha más reciente de revisión editorial mostrada arriba.

Limitaciones conocidas: los promedios estatales ocultan gran varianza intra-estado — el impuesto predial a nivel de condado y los precios de vivienda metropolitanos difieren significativamente de las cifras mostradas. Para cálculos más precisos, cruza la salida con el tasador de tu condado y las tablas de impuestos federales/estatales vigentes al momento de presentar tu declaración.

Sources

Every number on this page cites a primary public dataset. Last reviewed 2026-04-19 (auto-bumped on the next ISR refresh after an ETL run).

  1. NAIC Dwelling Fire, Homeowners Owners, and Homeowners Tenants Insurance Report — content.naic.org/article/homeowners-insurance-report. Retrieved 2026-04-19.
  2. Bureau of Economic Analysis — Regional Price Parities by State — www.bea.gov/data/prices-inflation/regional-price-parities-state-and-metro-area. Retrieved 2026-04-19.
  3. Zillow Research — ZHVI (Zillow Home Value Index) + ZORI (Zillow Observed Rent Index) — www.zillow.com/research/data. Retrieved 2026-04-19.
  4. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — www.census.gov/programs-surveys/acs. Retrieved 2026-04-19.
  5. Internal Revenue Service — federal individual income tax brackets and standard deductions — www.irs.gov/forms-pubs/about-publication-17. Retrieved 2026-04-19.
  6. Freddie Mac Primary Mortgage Market Survey (PMMS) — weekly national mortgage rates — www.freddiemac.com/pmms. Retrieved 2026-04-19.
  7. Tax Foundation — Property Taxes Paid as % of Owner-Occupied Housing Value; State Tax Rates and Brackets; Estate/Inheritance; Social Security Taxation — taxfoundation.org/data/all/state. Retrieved 2026-04-19.
  8. State Departments of Revenue — official bracket + deduction publications (one primary URL per state; linked in the brackets table below) — taxfoundation.org/data/all/state/state-income-tax-rates. Retrieved 2026-04-19.
  9. U.S. Department of Labor — State Minimum Wage Laws — www.dol.gov/agencies/whd/minimum-wage/state. Retrieved 2026-04-19.
  10. FRED (Federal Reserve Economic Data) — real median household income, unemployment, HPI, LFPR per state — fred.stlouisfed.org. Retrieved 2026-04-19.
  11. BLS Occupational Employment and Wage Statistics (OEWS) — state-level occupational wages — www.bls.gov/oes. Retrieved 2026-04-19.

CalcFi does not sell data. If you spot an error, email [email protected] with the URL and the correct figure.

Calculadoras relacionadas

  • Estimador de Seguro de Hogar
  • Comparador de Seguros de Hogar
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Assumptions· 2026

  • ·Coverage tiers compared: liability-only vs. comprehensive + collision vs. full coverage
  • ·2026 national average full coverage: ~$1,900/yr; liability-only ~$600/yr (Bankrate/NAIC)
  • ·Deductible impact: $500 vs. $1,000 deductible saves ~$200/yr typically
  • ·Annual breakeven analysis: when higher premium for comprehensive pays off vs. self-insuring
When this is wrong
  • ·Individual underwriting factors: credit score, ZIP code, claims history — quoted rate may differ 30–50%
  • ·Telematics/usage-based programs (Progressive Snapshot, Allstate Drivewise) can save 10–30%
  • ·State minimum liability requirements vary widely (CA 15/30/5 vs. ME 50/100/25)
  • ·Rideshare gap coverage: personal policy excludes periods driving for TNC without endorsement
Assumptions· 2026▾
  • ·Coverage tiers compared: liability-only vs. comprehensive + collision vs. full coverage
  • ·2026 national average full coverage: ~$1,900/yr; liability-only ~$600/yr (Bankrate/NAIC)
  • ·Deductible impact: $500 vs. $1,000 deductible saves ~$200/yr typically
  • ·Annual breakeven analysis: when higher premium for comprehensive pays off vs. self-insuring
When this is wrong
  • ·Individual underwriting factors: credit score, ZIP code, claims history — quoted rate may differ 30–50%
  • ·Telematics/usage-based programs (Progressive Snapshot, Allstate Drivewise) can save 10–30%
  • ·State minimum liability requirements vary widely (CA 15/30/5 vs. ME 50/100/25)
  • ·Rideshare gap coverage: personal policy excludes periods driving for TNC without endorsement

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Published byJere Salmisto· Founder, CalcFiReviewed byCalcFi EditorialEditorial standardsMethodologyLast verified April 21, 2026

Primary sources & authoritative references

Every formula on this page traces to a federal agency, central bank, or peer-reviewed institution. We cite the rule-makers, not secondhand blogs.

  • CFPB — Auto Loans: Insurance and financing requirements — Consumer Financial Protection BureauLender-required comprehensive/collision coverage for financed vehicles. (opens in new tab)
  • FTC — Consumer Guide to Auto Insurance — Federal Trade Commission (opens in new tab)
  • IRS Topic 510 — Business Use of Car (insurance deductibility) — Internal Revenue ServiceDeductibility of auto insurance premiums for business-use vehicles. (opens in new tab)

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