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🚗 Comparador de Seguros de Auto en Dakota del Sur — 2026

Dakota del Sur (SD) · Sin impuesto estatal · Impuesto predial: 1.24% · Casa mediana: $275,000

Escrito por Jere Salmisto·Revisado por CalcFi Editorial·Última revisión 2026-04-19·Metodología

¿Buscas la calculadora nacional de Comparador de Seguros de Auto? Ver la Comparador de Seguros de Auto nacional.

Datos financieros de Dakota del Sur (2026): impuesto estatal ninguno, impuesto predial 1.24%, valor mediano de vivienda $275,000, seguro de hogar $3,160/año, índice de costo de vida 88.1. El ingreso mediano del hogar es $79,850.[1][2]

Datos clave de Dakota del Sur (2026)

Impuesto estatal

Ninguno

Casa mediana

$275,000

Impuesto predial

1.24%

Costo de vida

88.1

Ingreso mediano del hogar: $79,850 · Pago PITI estimado en casa mediana: $2,079/mes [3]

Usa la comparador de seguros de auto

Cómo funciona el cálculo

La comparador de seguros de auto aplica los números locales de Dakota del Sur de 2026 a la fórmula estándar del cálculo. Los datos de estado vienen del repositorio de CalcFi con refresco automático ISR de 24 horas. Fuentes primarias: Zillow ZHVI[1], BEA RPP[7], Tax Foundation[2].

Cómo se compara Dakota del Sur

MétricaDakota del SurProm. EE.UU.IAMNMT
Casa mediana$275,000$425,000$245,000$425,000$475,000
Impuesto predial1.24%1.11%1.57%1.12%0.84%
Impuesto estatal (marginal)Ninguno~5%5.70%9.85%6.84%
Índice costo de vida88.1100.087105104

Última revisión 2026-04-19. Estimaciones 2026. Variaciones por condado y ciudad.[7]

← Ver Comparador de Seguros de Auto (sin filtro de estado)
🇺🇸English version: Comparador de Seguros de Auto for South Dakota →

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Calculadoras relacionadas

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Preguntas frecuentes

¿Cómo funciona la comparador de seguros de auto en Dakota del Sur?
La comparador de seguros de auto combina tres inputs: (1) la fórmula de cálculo que corre localmente en tu navegador (sin enviar datos), (2) constantes financieras de Dakota del Sur para 2026 — impuesto estatal ninguno, impuesto predial 1.24%, casa mediana $275,000 — y (3) promedios nacionales para comparación. Todos los números provienen de datasets públicos primarios citados al final de esta página.

Datos financieros de Dakota del Sur (2026)

Impuesto estatal
Ninguno
Impuesto predial (efectivo)
1.24%
Valor mediano de vivienda
$275,000
Seguro de hogar (promedio)
$3,160/año
Índice costo de vida (RPP)
88.1
Abreviatura
SD
Metodología — cómo calculamos estos números

Las páginas pSEO de CalcFi combinan tres inputs: (1) la fórmula de la calculadora, que corre del lado del cliente (ningún dato sale de tu navegador); (2) constantes financieras a nivel de estado de datasets públicos primarios; y (3) benchmarks nacionales para comparación. La página de Dakota del Sur usa el impuesto predial (1.24%), el precio mediano de vivienda ($275,000), y la ausencia de impuesto estatal de las fuentes listadas más abajo.

Frecuencia de actualización: los tramos de impuesto estatal y salario mínimo se revisan anualmente tras cada sesión legislativa. Impuesto predial, precio mediano de vivienda, seguro, y cifras de costo de vida se revisan anualmente contra fuentes primarias. El dateModified de la página coincide con la fecha más reciente de revisión editorial mostrada arriba.

Limitaciones conocidas: los promedios estatales ocultan gran varianza intra-estado — el impuesto predial a nivel de condado y los precios de vivienda metropolitanos difieren significativamente de las cifras mostradas. Para cálculos más precisos, cruza la salida con el tasador de tu condado y las tablas de impuestos federales/estatales vigentes al momento de presentar tu declaración.

Sources

Every number on this page cites a primary public dataset. Last reviewed 2026-04-19 (auto-bumped on the next ISR refresh after an ETL run).

  1. NAIC Dwelling Fire, Homeowners Owners, and Homeowners Tenants Insurance Report — content.naic.org/article/homeowners-insurance-report. Retrieved 2026-04-19.
  2. Bureau of Economic Analysis — Regional Price Parities by State — www.bea.gov/data/prices-inflation/regional-price-parities-state-and-metro-area. Retrieved 2026-04-19.
  3. Zillow Research — ZHVI (Zillow Home Value Index) + ZORI (Zillow Observed Rent Index) — www.zillow.com/research/data. Retrieved 2026-04-19.
  4. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — www.census.gov/programs-surveys/acs. Retrieved 2026-04-19.
  5. Internal Revenue Service — federal individual income tax brackets and standard deductions — www.irs.gov/forms-pubs/about-publication-17. Retrieved 2026-04-19.
  6. Freddie Mac Primary Mortgage Market Survey (PMMS) — weekly national mortgage rates — www.freddiemac.com/pmms. Retrieved 2026-04-19.
  7. Tax Foundation — Property Taxes Paid as % of Owner-Occupied Housing Value; State Tax Rates and Brackets; Estate/Inheritance; Social Security Taxation — taxfoundation.org/data/all/state. Retrieved 2026-04-19.
  8. State Departments of Revenue — official bracket + deduction publications (one primary URL per state; linked in the brackets table below) — taxfoundation.org/data/all/state/state-income-tax-rates. Retrieved 2026-04-19.
  9. U.S. Department of Labor — State Minimum Wage Laws — www.dol.gov/agencies/whd/minimum-wage/state. Retrieved 2026-04-19.
  10. FRED (Federal Reserve Economic Data) — real median household income, unemployment, HPI, LFPR per state — fred.stlouisfed.org. Retrieved 2026-04-19.
  11. BLS Occupational Employment and Wage Statistics (OEWS) — state-level occupational wages — www.bls.gov/oes. Retrieved 2026-04-19.

CalcFi does not sell data. If you spot an error, email [email protected] with the URL and the correct figure.

Calculadoras relacionadas

  • Estimador de Seguro de Hogar
  • Comparador de Seguros de Hogar
  • Calculadora de Seguro de Vida
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  • ·Coverage tiers compared: liability-only vs. comprehensive + collision vs. full coverage
  • ·2026 national average full coverage: ~$1,900/yr; liability-only ~$600/yr (Bankrate/NAIC)
  • ·Deductible impact: $500 vs. $1,000 deductible saves ~$200/yr typically
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  • ·State minimum liability requirements vary widely (CA 15/30/5 vs. ME 50/100/25)
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Assumptions· 2026▾
  • ·Coverage tiers compared: liability-only vs. comprehensive + collision vs. full coverage
  • ·2026 national average full coverage: ~$1,900/yr; liability-only ~$600/yr (Bankrate/NAIC)
  • ·Deductible impact: $500 vs. $1,000 deductible saves ~$200/yr typically
  • ·Annual breakeven analysis: when higher premium for comprehensive pays off vs. self-insuring
When this is wrong
  • ·Individual underwriting factors: credit score, ZIP code, claims history — quoted rate may differ 30–50%
  • ·Telematics/usage-based programs (Progressive Snapshot, Allstate Drivewise) can save 10–30%
  • ·State minimum liability requirements vary widely (CA 15/30/5 vs. ME 50/100/25)
  • ·Rideshare gap coverage: personal policy excludes periods driving for TNC without endorsement

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Published byJere Salmisto· Founder, CalcFiReviewed byCalcFi EditorialEditorial standardsMethodologyLast verified April 21, 2026

Primary sources & authoritative references

Every formula on this page traces to a federal agency, central bank, or peer-reviewed institution. We cite the rule-makers, not secondhand blogs.

  • CFPB — Auto Loans: Insurance and financing requirements — Consumer Financial Protection BureauLender-required comprehensive/collision coverage for financed vehicles. (opens in new tab)
  • FTC — Consumer Guide to Auto Insurance — Federal Trade Commission (opens in new tab)
  • IRS Topic 510 — Business Use of Car (insurance deductibility) — Internal Revenue ServiceDeductibility of auto insurance premiums for business-use vehicles. (opens in new tab)

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