New Jersey household income — percentiles + top 1%.
New Jersey’s median household income is $103,621 (+$20,029 vs the national median of $83,592), ranking #7 of 51 jurisdictions. The top 1% threshold (p99) in New Jersey is $787,390 — a high-income state where the gap between median and top 1% is wide (often driven by tech, finance, or federal-employment concentration).
New Jersey household income percentiles
| Percentile | New Jersey household income | Interpretation |
|---|---|---|
| p10 | $19,834 | Bottom 10% (federal assistance threshold) |
| p25 | $50,000 | Bottom quartile |
| p50 | $103,621 | Median household |
| p75 | $196,239 | Top quartile |
| p90 | $311,185 | Top 10% |
| p95 | $415,980 | Top 5% |
| p99 | $787,390 | Top 1% |
For interactive percentile lookup (enter your household income, get exact percentile), open the New Jersey income percentile calculator →
New Jersey median household income by age
| Age cohort | Median household income |
|---|---|
| Under 25 | $47,000 |
| 25-34 | $88,000 |
| 35-44 | $116,000 |
| 45-54 (peak earning) | $122,000 |
| 55-64 | $110,000 |
| 65+ | $73,000 |
Compare to your age cohort for a peer-relevant ranking — the all-ages median can be misleading if you’re early-career or retired.
How New Jersey compares
New Jersey ranks #7 of 51 jurisdictions for median household income. The spread between p10 ($19,834) and p99 ($787,390) is $767,556 — a 39.7× ratio, indicating wide income dispersion. For the live state-vs-state heat map see the interactive income percentile map.
New Jersey metros by household income
State median hides metro variation. Newark and the smaller New Jersey metros often differ by 30-50%. Click any city to compare cost-of-living against income.
- Newarkmedian $37,200 · pop 0.3MCOL 140 →
- Jersey Citymedian $74,200 · pop 0.3MCOL 155 →
- Trentonmedian $62,000 · pop 0.4MCOL 103 →
- Elizabethmedian $48,500 · pop 0.1MCOL 128 →
- Atlantic Citymedian $38,500 · pop 0.3MCOL 105 →
More New Jersey metros coming as we expand city coverage.
New Jersey household income — common questions
What is the median household income in New Jersey in 2024?
New Jersey's median household income is approximately $103,621 (Census CPS 2024 income year). That's +$20,029 vs the national median of $83,592.
What income puts you in the top 1% in New Jersey?
The top 1% threshold (p99) in New Jersey is approximately $787,390 of household income. The top 5% threshold is $415,980; top 10% is $311,185.
What is considered low income in New Jersey?
Households below the 25th percentile (under $50,000/yr) are typically considered low-income in New Jersey; households below the 10th percentile (under $19,834) qualify for most federal + state assistance programs.
Are there any New Jersey-specific income distribution quirks?
NJ median household income ~$97k — top 4 nationally; Hunterdon, Somerset, and Morris counties exceed $120k driven by NYC-commuter pharma/finance wages.
For interactive percentile lookup (enter your household income, see exactly where you rank in New Jersey + nationally), open the full New Jersey income percentile guide →
Reviewed by CalcFi Editorial · Source: US Census CPS; state-level deeper percentiles via DQYDJ. Last verified 2026-04-19.