Take-home pay in Colorado on a 2025 paycheck.
On a $80,000 single-filer salary, Colorado keeps $61,807/yr after federal income tax, FICA, and Colorado's state income tax (−$252 vs the 51-state average of $62,059).
Colorado take-home at common income points
| Salary | Filing | Take-home | Effective rate |
|---|---|---|---|
| $50,000 | Single | $40,674 | 18.7% |
| $80,000 | Single | $61,807 | 22.7% |
| $80,000 | MFJ (2) | $66,158 | 17.3% |
| $150,000 | Single | $107,336 | 28.4% |
| $150,000 | MFJ (4) | $121,018 | 19.3% |
| $250,000 | Single | $172,402 | 31.0% |
Effective rate = total federal + FICA + state tax as a share of gross. Excludes pre-tax deductions, local tax, and SDI.
How Colorado compares
On the standard $80,000 single-filer benchmark, Colorado keeps $61,807 — $252 less than the 51-state average. The Colorado top marginal individual income tax rate is 4.40%, and the state’s standard deduction for single filers is $15,000.00. For the live cross-state comparison and a state-locked “compare to” view, see the interactive paycheck map.
Top 9 Colorado metros for paycheck comparison
Take-home is identical at the state level — but cost of living varies dramatically between Denver and the rest of Colorado. Pick a metro to see paycheck vs cost-of-living together.
- Denverpop 2.9M · COL 121median $85,200 →
- Colorado Springspop 0.8M · COL 103median $71,200 →
- Fort Collinspop 0.4M · COL 111median $78,600 →
- Boulderpop 0.1M · COL 132median $82,400 →
- Aurorapop 0.4M · COL 107median $68,500 →
- Thorntonpop 0.1M · COL 108median $80,200 →
- Westminsterpop 0.1M · COL 110median $78,800 →
- Lakewoodpop 0.2M · COL 109median $72,500 →
- Pueblopop 0.2M · COL 88median $45,800 →
More Colorado metros coming as we expand city coverage.
Colorado paycheck — common questions
What is the Colorado state income tax rate in 2025?
Colorado taxes individual income at marginal rates topping out at 4.40% on the highest bracket. The standard deduction for single filers is $15,000.00; for MFJ it is $30,000.00.
How much take-home will I have on $80,000 in Colorado?
A single filer earning $80,000 in Colorado takes home approximately $61,807/yr (77.3% of gross). A married couple filing jointly earning $80,000 takes home $66,158/yr due to the larger MFJ standard deduction. These figures exclude pre-tax 401(k), HSA, and health insurance contributions.
Are there any Colorado-specific paycheck deductions I should know about?
Five Colorado cities levy an Occupational Privilege Tax (OPT, "head tax"): Denver $5.75/employee/month + $4 employer share; Aurora $2; Glendale $5; Greenwood Village $2; Sheridan $3 — tiny but unique.
Does Colorado have local income taxes?
Colorado does not impose city or county income taxes on residents (state-level withholding only).
Reviewed by CalcFi Editorial · Last verified against CO Department of Revenue tax tables on 2026-04-19. Methodology + sources at /about/editorial.