Take-home pay in Maryland on a 2025 paycheck.
On a $80,000 single-filer salary, Maryland keeps $61,200/yr after federal income tax, FICA, and Maryland's state income tax (−$859 vs the 51-state average of $62,059).
Maryland take-home at common income points
| Salary | Filing | Take-home | Effective rate |
|---|---|---|---|
| $50,000 | Single | $40,172 | 19.7% |
| $80,000 | Single | $61,200 | 23.5% |
| $80,000 | MFJ (2) | $65,021 | 18.7% |
| $150,000 | Single | $106,326 | 29.1% |
| $150,000 | MFJ (4) | $119,636 | 20.2% |
| $250,000 | Single | $170,306 | 31.9% |
Effective rate = total federal + FICA + state tax as a share of gross. Excludes pre-tax deductions, local tax, and SDI.
How Maryland compares
On the standard $80,000 single-filer benchmark, Maryland keeps $61,200 — $859 less than the 51-state average. The Maryland top marginal individual income tax rate is 5.75%, and the state’s standard deduction for single filers is $2,700.00. For the live cross-state comparison and a state-locked “compare to” view, see the interactive paycheck map.
Top 2 Maryland metros for paycheck comparison
Take-home is identical at the state level — but cost of living varies dramatically between Baltimore and the rest of Maryland. Pick a metro to see paycheck vs cost-of-living together.
More Maryland metros coming as we expand city coverage.
Maryland paycheck — common questions
What is the Maryland state income tax rate in 2025?
Maryland taxes individual income at marginal rates topping out at 5.75% on the highest bracket. The standard deduction for single filers is $2,700.00; for MFJ it is $5,450.00.
How much take-home will I have on $80,000 in Maryland?
A single filer earning $80,000 in Maryland takes home approximately $61,200/yr (76.5% of gross). A married couple filing jointly earning $80,000 takes home $65,021/yr due to the larger MFJ standard deduction. These figures exclude pre-tax 401(k), HSA, and health insurance contributions.
Are there any Maryland-specific paycheck deductions I should know about?
Maryland has 8 state brackets (top 5.75%) PLUS mandatory county income taxes (called "local tax") of 2.25%–3.20% — Howard, Montgomery, PG counties at 3.2%. Combined effective state+local often 8–9%.
Does Maryland have local income taxes?
Yes — see the Maryland paycheck quirk above for the local-tax detail.
Reviewed by CalcFi Editorial · Last verified against MD Comptroller tax tables on 2026-04-19. Methodology + sources at /about/editorial.