Take-home pay in Montana on a 2025 paycheck.
On a $80,000 single-filer salary, Montana keeps $61,085/yr after federal income tax, FICA, and Montana's state income tax (−$974 vs the 51-state average of $62,059).
Montana take-home at common income points
| Salary | Filing | Take-home | Effective rate |
|---|---|---|---|
| $50,000 | Single | $40,402 | 19.2% |
| $80,000 | Single | $61,085 | 23.6% |
| $80,000 | MFJ (2) | $65,914 | 17.6% |
| $150,000 | Single | $105,564 | 29.6% |
| $150,000 | MFJ (4) | $119,724 | 20.2% |
| $250,000 | Single | $169,130 | 32.3% |
Effective rate = total federal + FICA + state tax as a share of gross. Excludes pre-tax deductions, local tax, and SDI.
How Montana compares
On the standard $80,000 single-filer benchmark, Montana keeps $61,085 — $974 less than the 51-state average. The Montana top marginal individual income tax rate is 5.90%, and the state’s standard deduction for single filers is $15,000.00. For the live cross-state comparison and a state-locked “compare to” view, see the interactive paycheck map.
Top 1 Montana metros for paycheck comparison
Take-home is identical at the state level — but cost of living varies dramatically between Billings and the rest of Montana. Pick a metro to see paycheck vs cost-of-living together.
More Montana metros coming as we expand city coverage.
Montana paycheck — common questions
What is the Montana state income tax rate in 2025?
Montana taxes individual income at marginal rates topping out at 5.90% on the highest bracket. The standard deduction for single filers is $15,000.00; for MFJ it is $30,000.00.
How much take-home will I have on $80,000 in Montana?
A single filer earning $80,000 in Montana takes home approximately $61,085/yr (76.4% of gross). A married couple filing jointly earning $80,000 takes home $65,914/yr due to the larger MFJ standard deduction. These figures exclude pre-tax 401(k), HSA, and health insurance contributions.
Are there any Montana-specific paycheck deductions I should know about?
Montana top marginal rate 5.9% (simplified to 2 brackets in 2024, was 7-bracket up to 6.75%). No local income taxes.
Does Montana have local income taxes?
Yes — see the Montana paycheck quirk above for the local-tax detail.
Reviewed by CalcFi Editorial · Last verified against MT Department of Revenue tax tables on 2026-04-19. Methodology + sources at /about/editorial.