Take-home pay in Texas on a 2025 paycheck.
On a $80,000 single-filer salary, Texas keeps $64,667/yr after federal income tax, FICA, and no state income tax (+$2,608 vs the 51-state average of $62,059).
Texas take-home at common income points
| Salary | Filing | Take-home | Effective rate |
|---|---|---|---|
| $50,000 | Single | $42,214 | 15.6% |
| $80,000 | Single | $64,667 | 19.2% |
| $80,000 | MFJ (2) | $68,358 | 14.6% |
| $150,000 | Single | $113,276 | 24.5% |
| $150,000 | MFJ (4) | $126,298 | 15.8% |
| $250,000 | Single | $182,742 | 26.9% |
Effective rate = total federal + FICA + state tax as a share of gross. Excludes pre-tax deductions, local tax, and SDI.
How Texas compares
On the standard $80,000 single-filer benchmark, Texas keeps $64,667 — $2,608 more than the 51-state average. Texas levies no state income tax, putting it among the nine states (AK, FL, NV, NH, SD, TN, TX, WA, WY) where take-home is highest at any given salary level — though property and sales taxes can offset some of the savings. For the live cross-state comparison and a state-locked “compare to” view, see the interactive paycheck map.
Top 10 Texas metros for paycheck comparison
Take-home is identical at the state level — but cost of living varies dramatically between Houston and the rest of Texas. Pick a metro to see paycheck vs cost-of-living together.
- Houstonpop 7.5M · COL 101median $67,800 →
- Dallaspop 7.8M · COL 105median $69,400 →
- San Antoniopop 2.6M · COL 92median $58,600 →
- Austinpop 2.3M · COL 121median $83,800 →
- Fort Worthpop 1.0M · COL 99median $66,200 →
- El Pasopop 0.9M · COL 84median $48,000 →
- Corpus Christipop 0.5M · COL 92median $56,800 →
- Laredopop 0.3M · COL 83median $44,800 →
- Lubbockpop 0.3M · COL 87median $52,400 →
- Amarillopop 0.3M · COL 87median $56,400 →
Texas paycheck — common questions
What is the Texas state income tax rate in 2025?
Texas has no state income tax. Wage earners pay only federal income tax + FICA.
How much take-home will I have on $80,000 in Texas?
A single filer earning $80,000 in Texas takes home approximately $64,667/yr (80.8% of gross). A married couple filing jointly earning $80,000 takes home $68,358/yr due to the larger MFJ standard deduction. These figures exclude pre-tax 401(k), HSA, and health insurance contributions.
Are there any Texas-specific paycheck deductions I should know about?
No state income tax (constitutional ban via Prop 4, 2019); only federal withholding + FICA. Texas SUI funded by employers only, not employees.
Does Texas have local income taxes?
Texas does not impose city or county income taxes on residents (state-level withholding only).
Reviewed by CalcFi Editorial · Last verified against TX Comptroller tax tables on 2026-04-19. Methodology + sources at /about/editorial.