Massachusetts household income — percentiles + top 1%.
Massachusetts’s median household income is $113,820 (+$30,228 vs the national median of $83,592), ranking #1 of 51 jurisdictions. The top 1% threshold (p99) in Massachusetts is $1,117,501 — a high-income state where the gap between median and top 1% is wide (often driven by tech, finance, or federal-employment concentration).
Massachusetts household income percentiles
| Percentile | Massachusetts household income | Interpretation |
|---|---|---|
| p10 | $21,786 | Bottom 10% (federal assistance threshold) |
| p25 | $47,545 | Bottom quartile |
| p50 | $113,820 | Median household |
| p75 | $202,603 | Top quartile |
| p90 | $341,814 | Top 10% |
| p95 | $456,923 | Top 5% |
| p99 | $1,117,501 | Top 1% |
For interactive percentile lookup (enter your household income, get exact percentile), open the Massachusetts income percentile calculator →
Massachusetts median household income by age
| Age cohort | Median household income |
|---|---|
| Under 25 | $51,000 |
| 25-34 | $97,000 |
| 35-44 | $127,000 |
| 45-54 (peak earning) | $134,000 |
| 55-64 | $120,000 |
| 65+ | $80,000 |
Compare to your age cohort for a peer-relevant ranking — the all-ages median can be misleading if you’re early-career or retired.
How Massachusetts compares
Massachusetts ranks #1 of 51 jurisdictions for median household income. The spread between p10 ($21,786) and p99 ($1,117,501) is $1,095,715 — a 51.3× ratio, indicating extreme income dispersion. For the live state-vs-state heat map see the interactive income percentile map.
Massachusetts metros by household income
State median hides metro variation. Boston and the smaller Massachusetts metros often differ by 30-50%. Click any city to compare cost-of-living against income.
- Bostonmedian $89,400 · pop 4.9MCOL 162 →
- Worcestermedian $71,400 · pop 1.0MCOL 116 →
- Springfieldmedian $54,200 · pop 0.7MCOL 98 →
- Lowellmedian $58,200 · pop 0.1MCOL 118 →
- Cambridgemedian $108,500 · pop 0.1MCOL 178 →
More Massachusetts metros coming as we expand city coverage.
Massachusetts household income — common questions
What is the median household income in Massachusetts in 2024?
Massachusetts's median household income is approximately $113,820 (Census CPS 2024 income year). That's +$30,228 vs the national median of $83,592.
What income puts you in the top 1% in Massachusetts?
The top 1% threshold (p99) in Massachusetts is approximately $1,117,501 of household income. The top 5% threshold is $456,923; top 10% is $341,814.
What is considered low income in Massachusetts?
Households below the 25th percentile (under $47,545/yr) are typically considered low-income in Massachusetts; households below the 10th percentile (under $21,786) qualify for most federal + state assistance programs.
Are there any Massachusetts-specific income distribution quirks?
MA median household income ~$96k (top 3 nationally); biotech/finance/edu cluster around Boston pulls statewide average; Western MA (Berkshires) remains 30%+ below.
For interactive percentile lookup (enter your household income, see exactly where you rank in Massachusetts + nationally), open the full Massachusetts income percentile guide →
Reviewed by CalcFi Editorial · Source: US Census CPS; state-level deeper percentiles via DQYDJ. Last verified 2026-04-19.