Take-home pay in Arizona on a 2025 paycheck.
On a $80,000 single-filer salary, Arizona keeps $63,042/yr after federal income tax, FICA, and Arizona's state income tax (+$983 vs the 51-state average of $62,059).
Arizona take-home at common income points
| Salary | Filing | Take-home | Effective rate |
|---|---|---|---|
| $50,000 | Single | $41,339 | 17.3% |
| $80,000 | Single | $63,042 | 21.2% |
| $80,000 | MFJ (2) | $67,108 | 16.1% |
| $150,000 | Single | $109,901 | 26.7% |
| $150,000 | MFJ (4) | $123,298 | 17.8% |
| $250,000 | Single | $176,867 | 29.3% |
Effective rate = total federal + FICA + state tax as a share of gross. Excludes pre-tax deductions, local tax, and SDI.
How Arizona compares
On the standard $80,000 single-filer benchmark, Arizona keeps $63,042 — $983 more than the 51-state average. The Arizona top marginal individual income tax rate is 2.50%, and the state’s standard deduction for single filers is $15,000.00. For the live cross-state comparison and a state-locked “compare to” view, see the interactive paycheck map.
Top 10 Arizona metros for paycheck comparison
Take-home is identical at the state level — but cost of living varies dramatically between Phoenix and the rest of Arizona. Pick a metro to see paycheck vs cost-of-living together.
- Phoenixpop 5.1M · COL 106median $67,600 →
- Tucsonpop 1.1M · COL 91median $50,000 →
- Scottsdalepop 0.2M · COL 118median $99,200 →
- Gilbertpop 0.3M · COL 108median $102,500 →
- Chandlerpop 0.3M · COL 106median $95,800 →
- Tempepop 0.2M · COL 105median $65,200 →
- Surprisepop 0.1M · COL 100median $79,500 →
- Glendalepop 0.3M · COL 97median $62,500 →
- Mesapop 0.5M · COL 101median $65,200 →
- Peoriapop 0.2M · COL 103median $82,500 →
Arizona paycheck — common questions
What is the Arizona state income tax rate in 2025?
Arizona taxes individual income at marginal rates topping out at 2.50% on the highest bracket. The standard deduction for single filers is $15,000.00; for MFJ it is $30,000.00.
How much take-home will I have on $80,000 in Arizona?
A single filer earning $80,000 in Arizona takes home approximately $63,042/yr (78.8% of gross). A married couple filing jointly earning $80,000 takes home $67,108/yr due to the larger MFJ standard deduction. These figures exclude pre-tax 401(k), HSA, and health insurance contributions.
Are there any Arizona-specific paycheck deductions I should know about?
Arizona has a flat 2.5% income tax (since 2023, dropped from a 4-bracket system) — lowest flat-rate income tax of any state with one. No local income taxes.
Does Arizona have local income taxes?
Yes — see the Arizona paycheck quirk above for the local-tax detail.
Reviewed by CalcFi Editorial · Last verified against AZ Department of Revenue tax tables on 2026-04-19. Methodology + sources at /about/editorial.