Take-home pay in Indiana on a 2025 paycheck.
On a $80,000 single-filer salary, Indiana keeps $62,297/yr after federal income tax, FICA, and Indiana's state income tax (+$238 vs the 51-state average of $62,059).
Indiana take-home at common income points
| Salary | Filing | Take-home | Effective rate |
|---|---|---|---|
| $50,000 | Single | $40,744 | 18.5% |
| $80,000 | Single | $62,297 | 22.1% |
| $80,000 | MFJ (2) | $65,988 | 17.5% |
| $150,000 | Single | $108,806 | 27.5% |
| $150,000 | MFJ (4) | $121,828 | 18.8% |
| $250,000 | Single | $175,272 | 29.9% |
Effective rate = total federal + FICA + state tax as a share of gross. Excludes pre-tax deductions, local tax, and SDI.
How Indiana compares
On the standard $80,000 single-filer benchmark, Indiana keeps $62,297 — $238 more than the 51-state average. The Indiana top marginal individual income tax rate is 3.00%, and the state’s standard deduction for single filers is $0.00. For the live cross-state comparison and a state-locked “compare to” view, see the interactive paycheck map.
Top 3 Indiana metros for paycheck comparison
Take-home is identical at the state level — but cost of living varies dramatically between Indianapolis and the rest of Indiana. Pick a metro to see paycheck vs cost-of-living together.
- Indianapolispop 2.1M · COL 88median $64,200 →
- Fort Waynepop 0.4M · COL 84median $57,600 →
- Evansvillepop 0.3M · COL 82median $48,500 →
More Indiana metros coming as we expand city coverage.
Indiana paycheck — common questions
What is the Indiana state income tax rate in 2025?
Indiana taxes individual income at marginal rates topping out at 3.00% on the highest bracket. The standard deduction for single filers is $0.00; for MFJ it is $0.00.
How much take-home will I have on $80,000 in Indiana?
A single filer earning $80,000 in Indiana takes home approximately $62,297/yr (77.9% of gross). A married couple filing jointly earning $80,000 takes home $65,988/yr due to the larger MFJ standard deduction. These figures exclude pre-tax 401(k), HSA, and health insurance contributions.
Are there any Indiana-specific paycheck deductions I should know about?
Indiana has a flat 3.05% state rate plus mandatory county income taxes (CIT) ranging 0.5%–3.38% — every county has one. Marion County (Indianapolis) is 2.02%, Hamilton County 1.1%.
Does Indiana have local income taxes?
Indiana does not impose city or county income taxes on residents (state-level withholding only).
Reviewed by CalcFi Editorial · Last verified against IN Department of Revenue tax tables on 2026-04-19. Methodology + sources at /about/editorial.